Jefferson Rd & Monroe Rd Area
Solid value in a growing area
Median $280K·Walkability 0.0/10·Schools 4.8/10
You're out in real country here—the kind of place where a couple acres actually means something. Listings keep showing up with barns, ponds, and plenty of land to work with; some folks are running hobby farms or just enjoying the breathing room that comes with acreage in Mecosta County. The homes tend to be rural ranch or farmhouse styles, many with main-floor laundry and basements ready to expand, and you'll see detached garages and newer decks mixed in alongside older builds with serious bones and potential.
Why people love it here
$280K median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in Jefferson Rd & Monroe Rd Area
Estimated Monthly Payment
$1,901/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 5 rated schools nearby
Range: 2/10 to 7/10
School District: Montabella Community Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Kirby Lake
Crime in Jefferson Rd & Monroe Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Mecosta County.
Mecosta County crime & safety stats →To buy a median-priced Jefferson Rd & Monroe Rd Area home (around $280,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $50k/year in household income to qualify — an estimated monthly payment of $1,862 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,862/mo | $49,663 |
| 10% (+PMI) | $2,144/mo | $57,177 |
| 5% (+PMI) | $2,238/mo | $59,690 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$881/yr in electricity from a typical rooftop solar system
Produces ~6,469 kWh/yr · offsets ~62% of a typical home's use
Utility, solar, and service details for Jefferson Rd & Monroe Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Millpond Park
3.1 mi
Parks Nearby
0
within 1 mile
🏫 Schools(3)
🌳 Parks(4)
+1 more within 5 miles
Frequently asked about Jefferson Rd & Monroe Rd Area
- What do homes cost in Jefferson Rd & Monroe Rd Area?
- The median home value in Jefferson Rd & Monroe Rd Area is about $280,000. Individual prices vary by street, size, and condition.
- What schools serve Jefferson Rd & Monroe Rd Area?
- Jefferson Rd & Monroe Rd Area is served by Montabella Community Schools. Its highest-rated assigned school is Mecosta Elementary School (7/10).
- Is Jefferson Rd & Monroe Rd Area walkable?
- Jefferson Rd & Monroe Rd Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Jefferson Rd & Monroe Rd Area
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.