Irwin Ave & Peck St Area
Solid value in a growing area
The quick answer
Irwin Ave & Peck St Area is a partly walkable neighborhood, part of Muskegon Public Schools. Homes here typically sell for around $145,000.
Median $145K·Walkability 4.7/10·Schools 2.8/10
What strikes you first about this corner of Muskegon isn't the perfectly manicured lawns or cookie-cutter developments — it's the stories. Walk down Ransom Street and you'll find a 4,800-square-foot former law office from the 1920s that someone's turning back into a home, complete with Craftsman details and dual kitchens. Turn onto Isabella Avenue and there's a 1910 house that got stripped down to the studs and rebuilt from the ground up. This is a neighborhood where people see potential where others see projects, and the results are pretty spectacular.
Why people love it here
$145K median
- 24 sales in last 12mo
Park-rich area
- 60 parks within 1 mile
- McLaughlin Park: 5 min walk
- Laketon Trail: 13 min walk
Notable nearby
Conventional Mortgage Calculator
Median home price in Irwin Ave & Peck St Area
Estimated Monthly Payment
$984/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
24 homes sold in Irwin Ave & Peck St Area this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
McLaughlin Park
0.2 mi
Parks Nearby
60
within 1 mile
Walkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Valy Vietnamese Oriental Food, Gifts & Market
Curry Kitchen
+1 more
Aldea Coffee
Hennesse's Irish Pub
+1 more
McLaughlin Park
+1 more
McLaughlin Playground
Ruddiman Lagoon
Beach at Mona Lake
+1 more
Veterans Memorial Park Walkway
Laketon Trail
Walgreens
Hackley Public Library
Jumpstart
Getty Drive-In
Based on 4 rated schools nearby
Range: 2/10 to 4/10
School District: Muskegon Public Schools of the City of
Crime in Irwin Ave & Peck St Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Muskegon.
Muskegon crime & safety stats →To buy a median-priced Irwin Ave & Peck St Area home (around $144,950) at today's 6.58% 30-year fixed rate with 20% down, you'd need roughly $26k/year in household income to qualify — an estimated monthly payment of $971 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $971/mo | $25,893 |
| 10% (+PMI) | $1,118/mo | $29,806 |
| 5% (+PMI) | $1,167/mo | $31,118 |
Estimates use a 6.58% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
2 parcels
Active / pending
Median Price
$12K
Per listing
Multifamily for sale
Listings
3 buildings
Active / pending
Median Price
$225K
Per building
Price Per Unit
$88K
Median
Who actually lends in Irwin Ave & Peck St Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
City of Muskegon
Source: muskegon-mi.gov · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$883/yr in electricity from a typical rooftop solar system
Produces ~6,438 kWh/yr · offsets ~61% of a typical home's use
City of Muskegon Department of Public Works
City operates water filtration/distribution; wholesales to neighboring communities
City of Muskegon Department of Public Works
City sewage collection; treatment via Muskegon County wastewater system
Services for Muskegon · Source: muskegon-mi.gov
Utility, solar, and service details for Irwin Ave & Peck St Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(11)
Valy Vietnamese Oriental Food, Gifts & Market
Grocery Store
Save-A-Lot
Grocery Store
Aldi
Grocery Store
+8 more within 5 miles
🍕 Restaurants(5)
☕ Coffee(9)
+6 more within 5 miles
🍺 Bars(6)
+3 more within 5 miles
🏫 Schools(30)
School
School
Saint Michaels
+25 more within 5 miles
🚴 Trails(5)
Laketon Trail
Bike Path
Lakeshore Trail
Bike Path
Cycleway loop off Terrace St
Bike Path
+2 more within 5 miles
💊 Pharmacies(10)
+7 more within 5 miles
👶 Childcare(1)
Jumpstart
Childcare Center
🏥 Hospitals(2)
Hospital
Hospital
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Irwin Ave & Peck St Area? Our team can help with availability, schools, and what it's really like to live here.
Living in Irwin Ave & Peck St Area: the details
Is Irwin Ave & Peck St Area a good place to live?
Here is what the numbers say about Irwin Ave & Peck St Area as a place to live. Day to day, some shops, cafés and parks are within walking distance, but most errands mean a short drive. This neighborhood is part of Muskegon Public Schools. Expect prices centered around $145,000.
What does it cost to live in Irwin Ave & Peck St Area?
The median home value in Irwin Ave & Peck St Area is about $145,000. 24 homes sold here in the past year.
Frequently asked about Irwin Ave & Peck St Area
- What do homes cost in Irwin Ave & Peck St Area?
- The median home value in Irwin Ave & Peck St Area is about $144,950. Individual prices vary by street, size, and condition.
- How active is the Irwin Ave & Peck St Area housing market?
- no homes are listed in Irwin Ave & Peck St Area right now, and 24 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Irwin Ave & Peck St Area?
- Irwin Ave & Peck St Area is served by Muskegon Public Schools of the City of. Its highest-rated assigned school is Muskegon High School (4/10).
- Is Irwin Ave & Peck St Area walkable?
- Irwin Ave & Peck St Area scores 4.7/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.