Independence Ct & Sternberg Rd Area
Surrounded by nature
11 homes for sale·Median $385K·Walkability 0.8/10·Schools 5.5/10
You know that feeling when you find a place that's just far enough from everything to feel like your own private retreat, but close enough that you're not actually stranded? That's life here. This corner of Kent County gives you serious elbow room – we're talking third-of-an-acre lots where you can actually hear yourself think – while keeping you within striking distance of Mona Lake and everything you need for daily life.
Why people love it here
Near the water
- Mona Lake — 1.3 mi
- 10 parks within 1 mile
- Smitty Vanderplow Field: 7 min drive
- Unnamed bike_path: 6 min drive
$385K median
- 22 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Independence Ct & Sternberg Rd Area
Estimated Monthly Payment
$2,613/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
22 homes sold in Independence Ct & Sternberg Rd Area this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Garst Playground
0.9 mi
Parks Nearby
10
within 1 mile
Nearest Lake
Mona Lake
1.3 mi
Based on 2 rated schools nearby
Range: 4/10 to 7/10
School District: Fruitport Community Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
ALDI
Rock n Thai Cafe
Smitty Vanderplow Field
+1 more
Little Black Lake
+1 more
Beach in Randall Rd & Sunnyridge St Area
Segment 1 to 2
Shoreline Landing Dog Park
Unnamed bike_path
Mill Point Park Launch
Rec Room
Meijer Pharmacy
Cinema Carousel
Crime in Independence Ct & Sternberg Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Norton Shores.
Norton Shores crime & safety stats →To buy a median-priced Independence Ct & Sternberg Rd Area home (around $384,950) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $68k/year in household income to qualify — an estimated monthly payment of $2,560 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,560/mo | $68,278 |
| 10% (+PMI) | $2,948/mo | $78,609 |
| 5% (+PMI) | $3,077/mo | $82,063 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
2 parcels
Active / pending
Typical Land Value
$103K/acre
Median asking
Median Price
$397K
Per listing
Who actually lends in Independence Ct & Sternberg Rd Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
City of Norton Shores
Source: nortonshores.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$884/yr in electricity from a typical rooftop solar system
Produces ~6,447 kWh/yr · offsets ~61% of a typical home's use
City of Norton Shores Water & Sewer Division
City water distribution (sourced from City of Muskegon supply)
Republic Services (area hauler)
Curbside via contracted hauler; Republic serves the area
Republic Services (area hauler)
Area recycling via Republic
Municipal fire/EMS; also covers Roosevelt Park by contract; 3 stations
Services for Norton Shores · Source: nortonshores.org
Utility, solar, and service details for Independence Ct & Sternberg Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(11)
+8 more within 5 miles
🍕 Restaurants(6)
G&L Chili Dogs
Restaurant
Rock n Thai Cafe
Restaurant
Red Robin
Restaurant
Fast Food
Logan's Roadhouse
Restaurant
+1 more within 5 miles
☕ Coffee(4)
+1 more within 5 miles
🏫 Schools(25)
Faith School
School
Shettler School
+20 more within 5 miles
💪 Gyms(1)
Rec Room
Fitness Center
🌳 Parks(5)
+2 more within 5 miles
🐕 Dog Parks(3)
🚴 Trails(7)
+4 more within 5 miles
⛵ Boat Launches(1)
Boat Launch
💊 Pharmacies(5)
+2 more within 5 miles
🏥 Hospitals(1)
Hospital
📚 Libraries(2)
⚡ EV Charging(5)
Unnamed ev_charging
EV Charging
232 | Muskegon - Shell Recharge
EV Charging
Meijer Stores 232 Fruitport - Chargepoint
EV Charging
EV Charging
EV Charging
Frequently asked about Independence Ct & Sternberg Rd Area
- What do homes cost in Independence Ct & Sternberg Rd Area?
- The median home value in Independence Ct & Sternberg Rd Area is about $384,950. Individual prices vary by street, size, and condition.
- How active is the Independence Ct & Sternberg Rd Area housing market?
- there are 11 homes for sale in Independence Ct & Sternberg Rd Area right now, and 22 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Independence Ct & Sternberg Rd Area?
- Independence Ct & Sternberg Rd Area is served by Fruitport Community Schools. Its highest-rated assigned school is Churchill Elementary School (7/10).
- Is Independence Ct & Sternberg Rd Area walkable?
- Independence Ct & Sternberg Rd Area scores 0.8/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.