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Home/Neighborhoods/Muskegon/Hoyt St & Larch Ave Area
Neighborhood90.2 acres

Hoyt St & Larch Ave Area

Easy outdoor access

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
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The quick answer

Hoyt St & Larch Ave Area is a neighborhood, part of Muskegon Public Schools. Homes here typically sell for around $123,000.

Jump to:Is it a good place to live?·What it costs to live here·How safe is it?

Median $123K·Walkability 2.3/10·Schools 2.8/10

🏙️34 mito Downtown GR(~1h 8m drive)
🏞️11 mito Lake Michigan(~21 min drive)

Here's something locals don't tell you about this quiet corner of Kent County: it's where you go when you want space to breathe without leaving civilization behind. You've got the peace of mind that comes with larger lots — most properties here sit on about a seventh of an acre — but you're still close enough to everything that matters. When you need groceries, you've got eight stores within two miles, and highway access makes getting anywhere in the greater Grand Rapids area surprisingly quick.

View all homes for sale in Muskegon, MI →

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Why people love it here

🌲Nature & Outdoors

Park-rich area

  • 15 parks within 1 mile
  • Laketon Trail: 7 min walk
  • Marsh Field: 7 min walk
💰Home Values

$123K median

  • 10 sales in last 12mo
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Conventional Mortgage Calculator

Median home price in Hoyt St & Larch Ave Area

Estimated Monthly Payment

$832/mo

$
$24,500
20%
%
Principal & Interest $63676%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

10 homes sold in Hoyt St & Larch Ave Area this year. Thinking of selling?

See what your home is worth

Flood Risk

None

Not in flood zone

Nearest Park

Marsh Field

0.2 mi

Parks Nearby

15

within 1 mile

Median Sale Price

$123K

10 sales in last 12mo

Parks Nearby

15

within 1 mile

Nearest Park

Marsh Field

0.2 mi

Expected Rent

$1,425/mo

$1,250 – $1,575 · estimated range

2.8
/10 avg
Below average schools

Based on 4 rated schools nearby

Range: 2/10 to 4/10

School District: Muskegon Public Schools of the City of

4Muskegon High SchoolHigh · 09-12 · 1,039 students · 25:1 · 0.6 mi
3Oakview Elementary SchoolElementary · PK-05 · 294 students · 17:1 · 1.2 mi
2Muskegon Community Education CenterHigh · 09-12 · 114 students · 30:1 · 0.6 mi
2Muskegon Middle SchoolMiddle · 06-08 · 755 students · 22:1 · 1.8 mi

Walkability

2.3

Limited

Overall walkability score out of 10

🛒Daily Errands— Grocery, pharmacy
2.4
🍽️Dining— Restaurants, cafes, bars
2.3
🌳Nature— Parks, trails
2.8
🚌Transit— Bus stops, stations
0.0
💪Fitness— Gyms, recreation
1.5

Based on actual walk/bike/drive times to nearby amenities via Mapbox

🛒Grocery Stores
Bikeable

Valy Vietnamese Oriental Food, Gifts & Market

9 minbike· 25 min walk· 4 min drive
Save-A-Lot
6 mindrive
Gordon Food Service
7 mindrive
ALDI
7 mindrive

+1 more

🍽️Restaurants
Bikeable

El Tepatio

9 minbike· 23 min walk· 4 min drive
Naan Pizza
9 minbike
Curry Kitchen
9 minbike
Hamburger Mikey
9 minbike

+1 more

☕Coffee Shops
Bikeable

Drip Drop Drink

11 minbike· 5 min drive
Aldea Coffee
12 minbike
The Coffee Factory
6 mindrive
Biggby Coffee
8 mindrive
🍺Bars & Breweries
Bikeable

Hennesse's Irish Pub

11 minbike· 5 min drive
18th Ammendment
12 minbike
Tippsy Toad
5 mindrive
Pigeon Hill
6 mindrive

+1 more

🌳Parks
Short walk

Marsh Field

7 minwalk· 3 min bike· 2 min drive
McLaughlin Park
7 minbike
McCrea Park
9 minbike
Robert C Lighton Memorial Park
10 minbike

+1 more

🛝Playgrounds
Bikeable

McLaughlin Playground

7 minbike· 18 min walk· 4 min drive
Playground in Southern Ave & 7th St Area
7 minbike
Playground in Evanston Ave & Getty St Area
12 minbike
🏖️Beaches
Quick drive

Beach at Mona Lake

8 mindrive· 17 min bike
Mona Lake Park Beach
8 mindrive
Beach in Randall Rd & Sunnyridge St Area
11 mindrive
Ross Park Beach
12 mindrive
🥾Hiking Trails
Quick drive

Veterans Memorial Park Walkway

8 mindrive
🚴Bike Paths
Short walk

Laketon Trail

7 minwalk· 3 min bike· 2 min drive
Lakeshore Trail
6 mindrive
💪Gyms & Fitness
Quick drive

Waters Edge Fitness

9 mindrive
💊Pharmacies
Quick drive

Walgreens

6 mindrive· 13 min bike
Rite Aid
6 mindrive
Mercy Heath Pharmacy Glenside
9 mindrive
📚Libraries
Bikeable

Hackley Public Library

10 minbike· 29 min walk· 5 min drive
Norton Shores Jacob O. Funkhouser Branch Library
9 mindrive
👶Daycares
Quick drive

Jumpstart

10 mindrive
🎬Movie Theaters
Quick drive

Getty Drive-In

8 mindrive· 15 min bike
Cinema Carousel
9 mindrive

Crime in Hoyt St & Larch Ave Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Muskegon.

Muskegon crime & safety stats →

To buy a median-priced Hoyt St & Larch Ave Area home (around $122,500) at today's 6.67% 30-year fixed rate with 20% down, you'd need roughly $22k/year in household income to qualify — an estimated monthly payment of $826 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $826/mo$22,038
10% (+PMI)$951/mo$25,364
5% (+PMI)$993/mo$26,483

Estimates use a 6.67% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Hoyt St & Larch Ave Area cost-of-living breakdown →

Land for sale

Listings

1 parcel

Active / pending

Median Price

$35K

Per listing

Multifamily for sale

Listings

1 building

Active / pending

Median Price

$160K

Per building

Price Per Unit

$80K

Median

Who actually lends in Hoyt St & Larch Ave Area, and how homes here are financed — from 2024 federal mortgage records.

Home purchases~12 loans · $2M

Loans to buy a home

Conventional 62%FHA 29%VA 9%

Most active lenders

1VAN DYK Mortgage Corporation14%
2Mortgage 1 Incorporated14%
3Consumers Credit Union7%
4Churchill Mortgage Corporation7%
5United Shore Financial Services, LLC7%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Local Government · area-wide

City of Muskegon

231-724-4100Website

Source: muskegon-mi.gov · unconfirmed

Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.

Solar potential

~$883/yr in electricity from a typical rooftop solar system

Produces ~6,438 kWh/yr · offsets ~61% of a typical home's use

Water

City of Muskegon Department of Public Works

City operates water filtration/distribution; wholesales to neighboring communities

Sewer

City of Muskegon Department of Public Works

City sewage collection; treatment via Muskegon County wastewater system

Trash

Republic Services

City-contracted curbside collection

Recycling

Republic Services

Opt-in single-stream curbside, 90-gal tote every 4 weeks

Electricvaries by address

Consumers Energy Co · ~13.7¢/kWh

Regional IOU

Confirm by address
Natural Gasvaries by address

Consumers Energy

Regional gas IOU

Confirm by address
Policeunconfirmed

Muskegon Police Department

Full-service municipal PD

Fire

Muskegon Fire Department

Municipal fire/EMS

Services for Muskegon · Source: muskegon-mi.gov

Utility, solar, and service details for Hoyt St & Larch Ave Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

🛒 Grocery(13)

Valy Vietnamese Oriental Food, Gifts & Market

Grocery Store

1.1 mimap

Save-A-Lot

Grocery Store

1.5 mimap

Gordon Food Service

Grocery Store

1.6 mimap

+10 more within 5 miles

🍕 Restaurants(6)

El Tepatio

Restaurant

1.1 mimap

El Tapatio

Restaurant

1.1 mimap

Naan Pizza

Restaurant

1.1 mimap

Curry Kitchen

Restaurant

1.1 mimap

Hamburger Mikey

Fast Food

1.1 mimap

+1 more within 5 miles

☕ Coffee(6)

Drip Drop Drink

Café

1.4 mimap

Aldea Coffee

Café

1.4 mimap
The Coffee Factory

Café

1.5 mimap

+3 more within 5 miles

🍺 Bars(5)

Hennesse's Irish Pub

Pub

1.4 mimap

Tippsy Toad

Bar

1.4 mimap
Pigeon Hill

Pub

1.4 mimap

+2 more within 5 miles

🏫 Schools(30)

Moon Elementary School

School

140mmap

Lindberg School

0.5 mimap

Saint Michaels

0.6 mimap
Muskegon Community Education Center

School

0.6 mimap
Muskegon Covenant Academy

School

0.7 mimap

+25 more within 5 miles

💪 Gyms(2)

Waters Edge Fitness

Fitness Center

3.3 mimap

Rec Room

Fitness Center

4.4 mimap

🌳 Parks(3)

Marsh Field

0.2 mimap

McLaughlin Park

0.8 mimap

McCrea Park

0.9 mimap

🚴 Trails(2)

Laketon Trail

Bike Path

0.3 mimap

Lakeshore Trail

Bike Path

1.4 mimap

💊 Pharmacies(11)

Walgreens

Pharmacy

1.4 mimap

Walgreens

Pharmacy

1.5 mimap

Rite Aid

Pharmacy

1.5 mimap

+8 more within 5 miles

👶 Childcare(1)

Jumpstart

Childcare Center

3.3 mimap

🏥 Hospitals(2)

Mercy Health Hackley Campus

Hospital

0.3 mimap
Mercy Health Mercy Campus

Hospital

1.7 mimap

📚 Libraries(2)

Hackley Public Library

1.3 mimap

Norton Shores Jacob O. Funkhouser Branch Library

2.4 mimap

⚡ EV Charging(4)

232 | Muskegon - Shell Recharge

EV Charging

4.7 mimap

Meijer Stores 232 Fruitport - Chargepoint

EV Charging

4.7 mimap
Muskegon, MI Supercharger

EV Charging

4.7 mimap
Tesla Supercharger

EV Charging

4.7 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Hoyt St & Larch Ave Area? Our team can help with availability, schools, and what it's really like to live here.

Call

Living in Hoyt St & Larch Ave Area: the details

Is Hoyt St & Larch Ave Area a good place to live?

Hoyt St & Larch Ave Area is a strong fit if you want green space nearby — here is what the data shows. For getting around, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Muskegon Public Schools. Homes here typically sell for around $123,000.

What does it cost to live in Hoyt St & Larch Ave Area?

Homes in Hoyt St & Larch Ave Area sell for a median of about $123,000. 10 homes sold here in the past year.

Frequently asked about Hoyt St & Larch Ave Area

What do homes cost in Hoyt St & Larch Ave Area?
The median home value in Hoyt St & Larch Ave Area is about $122,500. Individual prices vary by street, size, and condition.
How active is the Hoyt St & Larch Ave Area housing market?
no homes are listed in Hoyt St & Larch Ave Area right now, and 10 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Hoyt St & Larch Ave Area?
Hoyt St & Larch Ave Area is served by Muskegon Public Schools of the City of. Its highest-rated assigned school is Muskegon High School (4/10).
Is Hoyt St & Larch Ave Area walkable?
Hoyt St & Larch Ave Area scores 2.3/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Hoyt St & Larch Ave Area

Data sources: sales, schools · Updated 8/2/2026
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Hoyt St & Larch Ave Area? Our team can help.

Call
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Conventional Mortgage Calculator

Median in Hoyt St & Larch Ave Area

Estimated Monthly Payment

$832/mo

$
$24,500
20%
%
Principal & Interest $63676%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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