Holton Whitehall Rd & 20th St Area
Space and nature
6 homes for sale·Median $349K·Walkability 2.1/10·Schools 4.8/10
The closest coffee shop might be over two miles away, but when you're sitting on your deck overlooking five wooded acres with nothing but birdsong and rustling leaves, you won't miss the urban hustle. This corner of Kent County is where people come to disappear into nature without actually leaving civilization behind. Every home here seems to come with its own slice of forest, and locals consistently mention the same things: privacy, space to breathe, and room to truly unwind.
Why people love it here
Lake life
- Big Blue Lake within walking distance
- Intermediate Bike Loop (Blue): 1 min walk
- Orange Trail: 1 min walk
9.6 acre avg lots
- 127 homes
$349K median
- 22 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Holton Whitehall Rd & 20th St Area
Estimated Monthly Payment
$2,372/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
22 homes sold in Holton Whitehall Rd & 20th St Area this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Blue Lake County Park
1.9 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Big Blue Lake
0.0 mi
Median Sale Price
$349K
22 sales in last 12mo
Parks Nearby
0
within 1 mile
Nearest Park
Blue Lake County Park
1.9 mi
Based on 5 rated schools nearby
Range: 4/10 to 7/10
School District: Whitehall District Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Lake Wolverine
Turtle Beach
Orange Trail
Intermediate Bike Loop (Blue)
Crime in Holton Whitehall Rd & 20th St Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Muskegon County.
Muskegon County crime & safety stats →To buy a median-priced Holton Whitehall Rd & 20th St Area home (around $349,450) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $62k/year in household income to qualify — an estimated monthly payment of $2,324 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,324/mo | $61,981 |
| 10% (+PMI) | $2,676/mo | $71,360 |
| 5% (+PMI) | $2,794/mo | $74,496 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
10 parcels
Active / pending
Typical Land Value
$20K/acre
Median asking
Median Price
$58K
Per listing
Who actually lends in Holton Whitehall Rd & 20th St Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
Blue Lake Township
Source: bluelaketownship.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$897/yr in electricity from a typical rooftop solar system
Produces ~6,543 kWh/yr · offsets ~62% of a typical home's use
Private well
Rural township; homes on individual private wells
Septic - individual
No municipal sewer; individual septic systems
Resident-arranged hauler (Republic/Arrowaste area)
Residents contract their own hauler
Consumers Energy Co · ~13.7¢/kWh
Service splits by location — other areas may be served by Consumers Energy. Confirm by address.
Confirm by addressRegional gas IOU where available; rural may use propane
Confirm by addressServices for Blue Lake · Source: bluelaketownship.org
Utility, solar, and service details for Holton Whitehall Rd & 20th St Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(1)
Grocery Store
🏫 Schools(1)
Technology Center
🌳 Parks(6)
+3 more within 5 miles
Frequently asked about Holton Whitehall Rd & 20th St Area
- What do homes cost in Holton Whitehall Rd & 20th St Area?
- The median home value in Holton Whitehall Rd & 20th St Area is about $349,450. Individual prices vary by street, size, and condition.
- How active is the Holton Whitehall Rd & 20th St Area housing market?
- there are 6 homes for sale in Holton Whitehall Rd & 20th St Area right now, and 22 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Holton Whitehall Rd & 20th St Area?
- Holton Whitehall Rd & 20th St Area is served by Whitehall District Schools. Its highest-rated assigned school is Whitehall Senior High School (7/10).
- Is Holton Whitehall Rd & 20th St Area walkable?
- Holton Whitehall Rd & 20th St Area scores 2.1/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
