Harbor Point No 2
Surrounded by nature
Median $523K·Walkability 2.7/10·Schools 5.0/10
Most people assume living out here means sacrificing everything within arm's reach, but Harbor Point No 2 actually sits just eight minutes from Grand Haven's beach and has a surprising number of parks scattered throughout—ten within a mile if you count the ones tucked into the neighborhood itself. You're looking at a quiet drive to most daily needs, though Spring Lake is less than a mile away, and when you do venture out, there's a decent spread of restaurants nearby. It's the kind of place where you're trading walkability for space and proximity to water, which honestly works great if that's what you're after.
Why people love it here
Near the water
- Spring Lake — 0.8 mi
- 50 parks within 1 mile
- Lakeside Trail: 6 min bike
- Sunnyside Park: 6 min bike
$523K median
- 3 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Harbor Point No 2
Estimated Monthly Payment
$3,547/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
3 homes sold in Harbor Point No 2 this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Alden Street End Park
0.5 mi
Parks Nearby
50
within 1 mile
Nearest Lake
Spring Lake
0.8 mi
Based on 7 rated schools nearby
Range: 2/10 to 8/10
School District: Spring Lake Public Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Leppinks
Rafters Rooftop Restaurant
Biggby
Stan's Bar
Sunnyside Park
Unnamed playground
Spring Lake
Lakeside Beach
Poplar Ridge
dog_park
Lakeside Trail
Mill Point Park Launch
+1 more
gym
Walgreens
Spring Lake District Library
Grand Haven 9
Crime in Harbor Point No 2 is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Harbor Point No 2 home (around $522,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $93k/year in household income to qualify — an estimated monthly payment of $3,475 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,475/mo | $92,675 |
| 10% (+PMI) | $4,001/mo | $106,697 |
| 5% (+PMI) | $4,177/mo | $111,386 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
City of Ferrysburg
Source: ferrysburg.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$888/yr in electricity from a typical rooftop solar system
Produces ~6,479 kWh/yr · offsets ~62% of a typical home's use
Private hauler (resident-arranged)
No municipal trash noted
Consumers Energy Co · ~13.7¢/kWh
GHBLP serves Ferrysburg per its service area
Confirm by addressServices for Ferrysburg · Source: ferrysburg.org
Utility, solar, and service details for Harbor Point No 2 are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(12)
+9 more within 5 miles
🍕 Restaurants(10)
Village Baker
Restaurant
Little Caesars Pizza
Restaurant
Two Tonys Tabeena Grill
Restaurant
Butch's Beach Burritos
Restaurant
Rafters Rooftop Restaurant
Restaurant
+5 more within 5 miles
☕ Coffee(19)
+16 more within 5 miles
🍺 Bars(16)
Spring Lake Country Club
Bar
Two Tonys Italian Kitchen & Wine Bar
Bar
Bar
+13 more within 5 miles
🏫 Schools(18)
Holmes School
Elliott School
Ferry School
Christian Junior High School
School
Central School
+13 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(5)
Dog Park in Gluecks Sub Area
Dog Park
Eastern Park Dog Park
Dog Park
Coast Guard Park Dog Park
Dog Park
+2 more within 5 miles
🚴 Trails(10)
Lakeside Trail
Bike Path
Lakeside Trail
Bike Path
Petty's Bayou Public Access Trail
Bike Path
+7 more within 5 miles
⛵ Boat Launches(8)
Boat Launch
Boat Launch
Boat Launch
+5 more within 5 miles
💊 Pharmacies(4)
+1 more within 5 miles
🏥 Hospitals(1)
Hospital
📚 Libraries(3)
⚡ EV Charging(6)
Spring Lake Waterfront Parking
EV Charging
Unnamed ev_charging
EV Charging
EV Charging
EV Charging
Meijer Stores 232 Fruitport - Chargepoint
EV Charging
+1 more within 5 miles
Frequently asked about Harbor Point No 2
- What do homes cost in Harbor Point No 2?
- The median home value in Harbor Point No 2 is about $522,500. Individual prices vary by street, size, and condition.
- How active is the Harbor Point No 2 housing market?
- no homes are listed in Harbor Point No 2 right now, and 3 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Harbor Point No 2?
- Harbor Point No 2 is served by Spring Lake Public Schools. Its highest-rated assigned school is Grand Haven High School (8/10).
- Is Harbor Point No 2 walkable?
- Harbor Point No 2 scores 2.7/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.