Harbor Point
Surrounded by nature
Median $461K·Walkability 1.7/10·Schools 5.0/10
Your days here unfold a few minutes closer to Lake Michigan than most people expect—Grand Haven beach is a seven-minute drive away, which means your weekend rhythm shifts toward water. Harbor Point is a 38-acre subdivision; the scale keeps things compact without feeling cramped. Spring Lake Public Schools serves the area, and you're about 45 minutes from downtown Grand Rapids when work calls. The neighborhood sits within walking distance of a restaurant (11 minutes on foot) and a coffee shop (15), with 60 restaurants and a dozen grocery stores within a mile, so the daily errand doesn't require much planning. Ten parks ring the subdivision, and Spring Lake itself is roughly a mile away—close enough that water access actually shapes how you spend your time, not just something you say you'll do someday.
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Why people love it here
Near the water
- Spring Lake — 0.8 mi
- 50 parks within 1 mile
- Lakeside Trail: 13 min walk
- Sunnyside Park: 15 min walk
$461K median
- 4 sales in last 12mo
17,380 sq ft avg lots
- 38 homes
Conventional Mortgage Calculator
Median home price in Harbor Point
Estimated Monthly Payment
$3,131/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
4 homes sold in Harbor Point this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Alden Street End Park
0.4 mi
Parks Nearby
50
within 1 mile
Nearest Lake
Spring Lake
0.8 mi
Median Sale Price
$461K
4 sales in last 12mo
Parcels / Units
38
Median Lot Size
0.33 ac
0.28 ac – 0.94 ac
Homeowner Rate
100%
Principal residence
Expected Rent
$2,025/mo
$1,800 – $2,275 · wider-area estimate
Based on 7 rated schools nearby
Range: 2/10 to 8/10
School District: Spring Lake Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Leppinks
Attwood's Kitchen and Drink
Biggby
Stan's Bar
Sunnyside Park
Whistlestop Playground Playground
Spring Lake
Lakeside Beach
Poplar Ridge
dog_park
Lakeside Trail
Mill Point Park Launch
+1 more
gym
Walgreens
Spring Lake District Library
Grand Haven 9
Crime in Harbor Point is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Harbor Point home (around $461,250) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $83k/year in household income to qualify — an estimated monthly payment of $3,107 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,107/mo | $82,849 |
| 10% (+PMI) | $3,576/mo | $95,358 |
| 5% (+PMI) | $3,734/mo | $99,562 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
City of Ferrysburg
Source: ferrysburg.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$888/yr in electricity from a typical rooftop solar system
Produces ~6,479 kWh/yr · offsets ~62% of a typical home's use
Private hauler (resident-arranged)
No municipal trash noted
Consumers Energy Co · ~13.7¢/kWh
GHBLP serves Ferrysburg per its service area
Confirm by addressServices for Ferrysburg · Source: ferrysburg.org
Utility, solar, and service details for Harbor Point are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(12)
+9 more within 5 miles
🍕 Restaurants(9)
Village Baker
Restaurant
Little Caesars Pizza
Restaurant
Attwood's Kitchen and Drink
Restaurant
Rafters Rooftop Restaurant
Restaurant
Two Tonys Tabeena Grill
Restaurant
+4 more within 5 miles
☕ Coffee(17)
+14 more within 5 miles
🍺 Bars(15)
Spring Lake Country Club
Bar
Two Tonys Italian Kitchen & Wine Bar
Bar
Bar
+12 more within 5 miles
🏫 Schools(18)
Holmes School
Elliott School
Ferry School
Christian Junior High School
School
Central School
+13 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(5)
Dog Park in Gluecks Sub Area
Dog Park
Eastern Park Dog Park
Dog Park
Dog Park in South Holiday Hills Area
Dog Park
+2 more within 5 miles
🚴 Trails(9)
Lakeside Trail
Bike Path
Lakeside Trail
Bike Path
Sunnyside Park Trail
Bike Path
+6 more within 5 miles
⛵ Boat Launches(8)
Boat Launch
Boat Launch
Boat Launch
+5 more within 5 miles
💊 Pharmacies(4)
+1 more within 5 miles
🏥 Hospitals(1)
Hospital
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Harbor Point? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Harbor Point
- What do homes cost in Harbor Point?
- The median home value in Harbor Point is about $461,250. Individual prices vary by street, size, and condition.
- How active is the Harbor Point housing market?
- no homes are listed in Harbor Point right now, and 4 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Harbor Point?
- Harbor Point is served by Spring Lake Public Schools. Its highest-rated assigned school is Grand Haven High School (8/10).
- Is Harbor Point walkable?
- Harbor Point scores 1.7/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.