Mona Shores
Great schools with outdoor access
The quick answer
Mona Shores is a neighborhood, part of Mona Shores Public School District. Homes here typically sell for around $382,000.
2 homes for sale·Median $382K·Walkability 2.3/10·Schools 6.3/10
The best thing about living here is the space — real space. When neighbors talk about their half-acre lots and wooded backyards, they're not exaggerating. This is where you come when you want privacy without giving up convenience, where your morning coffee happens on a multilevel deck overlooking your own creek and fire pit area. The cul-de-sacs are genuinely quiet, with many homes tucked back from the road and surrounded by mature trees that attract enough wildlife to make every day feel a little like a nature documentary.
Be first when a home lists in Mona Shores
New listings and price drops in Mona Shores, emailed the moment they hit the market. No account needed, unsubscribe anytime.
Why people love it here
Lake life
- Mona Lake within walking distance
- 5 parks within 1 mile
- Roosevelt Community Center Park: 7 min bike
- Davies Park: 10 min bike
Mona Shores High School
- High — 0.4 mi away
- Mona Shores
- 6 rated schools in district
$382K median
- 20 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Mona Shores
Estimated Monthly Payment
$2,592/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
20 homes sold in Mona Shores this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Roosevelt Community Center Park
0.9 mi
Parks Nearby
5
within 1 mile
Nearest Lake
Mona Lake
0.4 mi
Based on 6 rated schools nearby
Range: 4/10 to 10/10
School District: Mona Shores Public School District
Median Sale · Houses
$550K
14 sales in last 12mo
Median Sale · Condos
$324K
6 sales in last 12mo
Parks Nearby
5
within 1 mile
Nearest Park
Roosevelt Community Center Park
0.9 mi
Expected Rent
$1,450/mo
$1,275 – $1,625 · wider-area estimate
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Walmart Supercenter
+1 more
Pints & Quarts
+1 more
Biggby Coffee
Skeetown Tavern
+1 more
Roosevelt Community Center Park
+1 more
Playground in Maple Grove Rd & Roosevelt Rd Area
Beach in McDowell St & Cedar Woods Trl Area
+1 more
Segment 1 to 2
Waters Edge Fitness
Rite Aid
Norton Shores Jacob O. Funkhouser Branch Library
Jumpstart
Getty Drive-In
Crime in Mona Shores is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Norton Shores.
Norton Shores crime & safety stats →To buy a median-priced Mona Shores home (around $381,750) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $69k/year in household income to qualify — an estimated monthly payment of $2,571 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,571/mo | $68,570 |
| 10% (+PMI) | $2,960/mo | $78,922 |
| 5% (+PMI) | $3,090/mo | $82,402 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Who actually lends in Mona Shores, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
City of Norton Shores
Source: nortonshores.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$887/yr in electricity from a typical rooftop solar system
Produces ~6,473 kWh/yr · offsets ~62% of a typical home's use
City of Norton Shores Water & Sewer Division
City water distribution (sourced from City of Muskegon supply)
Republic Services (area hauler)
Curbside via contracted hauler; Republic serves the area
Republic Services (area hauler)
Area recycling via Republic
Municipal fire/EMS; also covers Roosevelt Park by contract; 3 stations
Services for Norton Shores · Source: nortonshores.org
Utility, solar, and service details for Mona Shores are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(10)
+7 more within 5 miles
🍕 Restaurants(5)
☕ Coffee(7)
+4 more within 5 miles
🍺 Bars(4)
+1 more within 5 miles
🐕 Dog Parks(1)
Shoreline Landing Dog Park
Dog Park
💊 Pharmacies(6)
+3 more within 5 miles
👶 Childcare(1)
Jumpstart
Childcare Center
🏥 Hospitals(2)
Hospital
Hospital
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Mona Shores? Our team can help with availability, schools, and what it's really like to live here.
Living in Mona Shores: the details
Is Mona Shores a good place to live?
Mona Shores is a strong fit if you want easy access to Lake Michigan and green space nearby — here is what the data shows. Day to day, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Mona Shores Public School District. Homes here typically sell for around $382,000.
What does it cost to live in Mona Shores?
Homes range from around $324,000 for condos to $550,000 for single-family houses. That spread reflects the mix of housing here rather than a single going rate. There are 2 homes for sale here right now and 20 homes sold here in the past year.
Frequently asked about Mona Shores
- What do homes cost in Mona Shores?
- The median home value in Mona Shores is about $381,750. Individual prices vary by street, size, and condition.
- How active is the Mona Shores housing market?
- there are 2 homes for sale in Mona Shores right now, and 20 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Mona Shores?
- Mona Shores is served by Mona Shores Public School District. Its highest-rated assigned school is Mona Shores High School (10/10).
- Is Mona Shores walkable?
- Mona Shores scores 2.3/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.