Collins Area
Solid value in a growing area
The quick answer
Collins Area is a neighborhood, part of Portland Public Schools. Homes here typically sell for around $386,000.
2 homes for sale·Median $386K·Walkability 0.5/10·Schools 5.0/10
You know that feeling when you find a place where you can actually hear yourself think? That's what strikes you first out here — the kind of quiet that only comes with genuine space between you and your neighbors. With median lots running around 2 acres, you're not borrowing sugar through the kitchen window. The nearby dining options might be limited to 11 restaurants within a mile, but when your backyard backs up to farmland and you've got a river winding through your property, who needs to eat out every night?
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Why people love it here
$386K median
- 11 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Collins Area
Estimated Monthly Payment
$2,623/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
11 homes sold in Collins Area this year. Thinking of selling?
See what your home is worthMedian Sale Price
$386K
11 sales in last 12mo
Parks Nearby
0
within 1 mile
Nearest Park
Portland State Game Area
1.7 mi
Expected Rent
$1,700/mo
$1,575 – $1,850 · estimated range
Based on 3 rated schools nearby
Range: 4/10 to 6/10
School District: Portland Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Tom's Food Center
Fabiano's River House Bar & Grill
Confluxcity Brewing Company
Portland State Game Area
+1 more
Playground in Divine Hwy & Kent St Area
Green Trail
Portland District Library
Growing Patch Childcare Center
Crime in Collins Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ionia County.
Ionia County crime & safety stats →To buy a median-priced Collins Area home (around $386,300) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $69k/year in household income to qualify — an estimated monthly payment of $2,602 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,602/mo | $69,387 |
| 10% (+PMI) | $2,995/mo | $79,863 |
| 5% (+PMI) | $3,127/mo | $83,384 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Who actually lends in Collins Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$863/yr in electricity from a typical rooftop solar system
Produces ~6,336 kWh/yr · offsets ~60% of a typical home's use
Private well
Rural; individual wells.
Septic - individual
On-site septic.
Resident-arranged private hauler
Resident contracts hauler.
Consumers Energy Co|Tri County Electric Coop (MI) · ~13.6¢/kWh
BL&P municipal electric serves city + Portland Township.
Confirm by addressServices for Portland Township · Source: portlandtownship.org
Utility, solar, and service details for Collins Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Portland State Game Area
1.7 mi
Parks Nearby
0
within 1 mile
🛒 Grocery(1)
Tom's Food Center
Grocery Store
🍕 Restaurants(5)
🍺 Bars(1)
🏫 Schools(5)
🌳 Parks(4)
+1 more within 5 miles
👶 Childcare(1)
Growing Patch Childcare Center
Childcare Center
📚 Libraries(1)
Portland District Library
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Collins Area? Our team can help with availability, schools, and what it's really like to live here.
Living in Collins Area: the details
Is Collins Area a good place to live?
Here is a data-based look at what living in Collins Area is like. For getting around, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Portland Public Schools. Expect prices centered around $386,000.
What does it cost to live in Collins Area?
The median home value in Collins Area is about $386,000. There are 2 homes for sale here right now and 11 homes sold here in the past year.
Frequently asked about Collins Area
- What do homes cost in Collins Area?
- The median home value in Collins Area is about $386,300. Individual prices vary by street, size, and condition.
- How active is the Collins Area housing market?
- there are 2 homes for sale in Collins Area right now, and 11 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Collins Area?
- Collins Area is served by Portland Public Schools. Its highest-rated assigned school is Westwood Elementary School (6/10).
- Is Collins Area walkable?
- Collins Area scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.