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Home/Neighborhoods/Four Seasons Dr & Winter Ct Area/Fred Zagers Plat
Subdivision14.5 acres

Fred Zagers Plat

Surrounded by nature

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
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Median $327K·Walkability 1.1/10·Schools 4.7/10

🏙️31 mito Downtown GR(~1h 1m drive)
🏞️37 mito Lake Michigan(~1h 13m drive)

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Why people love it here

🌊Nature & Outdoors

Near the water

  • Bills Lake — 1.1 mi
  • 5 parks within 1 mile
  • Bills Lake Public Access: 12 min bike
  • Pettit Lake: 11 min drive
💰Home Values

$327K median

  • Based on 3yr sales
Loading map…

Conventional Mortgage Calculator

Median home price in Fred Zagers Plat

Estimated Monthly Payment

$2,223/mo

$
$65,490
20%
%
Principal & Interest $1,69976%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

Flood Risk

None

Not in flood zone

Nearest Park

Bills Lake Public Access

0.9 mi

Parks Nearby

5

within 1 mile

Nearest Lake

Bills Lake

1.1 mi

Median Sale Price

$327K

Based on 3yr sales

Parcels / Units

1

Expected Rent

$1,350/mo

$1,200 – $1,525 · wider-area estimate

4.7
/10 avg
Average schools

Based on 3 rated schools nearby

Range: 4/10 to 5/10

School District: Newaygo Public School District

5Newaygo Middle SchoolMiddle · 05-08 · 467 students · 17:1 · 5.3 mi
5Newaygo Elementary SchoolElementary · K-04 · 576 students · 17:1 · 6.3 mi
4Newaygo High SchoolHigh · 09-12 · 493 students · 20:1 · 6.2 mi

Walkability

1.1

Car-dependent

Overall walkability score out of 10

🛒Daily Errands— Grocery, pharmacy
0.0
🍽️Dining— Restaurants, cafes, bars
0.0
🌳Nature— Parks, trails
1.1
🚌Transit— Bus stops, stations
0.0
💪Fitness— Gyms, recreation
0.0

Based on actual walk/bike/drive times to nearby amenities via Mapbox

🛒Grocery Stores
Quick drive

Save-A-Lot

9 mindrive
Leppinks Food Centers
10 mindrive
🌳Parks
Bikeable

Bills Lake Public Access

12 minbike· 28 min walk· 4 min drive
High Rollway - Thornapple Boating Access Site
7 mindrive
MK Conklin Park
6 mindrive
Charles Besemer Muskegon River Park
8 mindrive
🏞️Lakes & Water
Quick drive

Pettit Lake

11 mindrive· 17 min bike
Bills Lake
9 mindrive
Brooks Lake
8 mindrive
Croton Dam Pond
9 mindrive

+1 more

🏖️Beaches
Quick drive

Beach in Village Of Croton Area

8 mindrive
Beach in Four Seasons Dr & Winter Ct Area
11 mindrive
🥾Hiking Trails
Quick drive

North Country National Scenic Trail

7 mindrive
📚Libraries
Quick drive

Newaygo Area District Library

12 mindrive

To buy a median-priced Fred Zagers Plat home (around $327,450) at today's 6.69% 30-year fixed rate with 20% down, you'd need roughly $59k/year in household income to qualify — an estimated monthly payment of $2,213 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $2,213/mo$59,001
10% (+PMI)$2,546/mo$67,905
5% (+PMI)$2,659/mo$70,901

Estimates use a 6.69% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Fred Zagers Plat cost-of-living breakdown →

Local Government · area-wide

Croton Township

231-652-4301Website

Source: crotontownship.org · unconfirmed

Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.

Solar potential

~$920/yr in electricity from a typical rooftop solar system

Produces ~6,438 kWh/yr · offsets ~61% of a typical home's use

Waterunconfirmed

Private well

Rural township; private wells typical.

Sewerunconfirmed

Septic - individual

Rural township; individual septic typical (lakefront areas may have shared systems).

Trashunconfirmed

Resident-arranged private hauler

Residents arrange private trash haulers.

Electricvaries by address

Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh

Regional IOU; Croton Dam (hydro) is a Consumers facility.

Confirm by address
Natural Gasvaries by address

Propane / LP (no piped gas)

Rural township; likely propane.

Confirm by address
Policeunconfirmed

Newaygo County Sheriff

No local PD; county sheriff.

Fire

Croton Township Fire Department

Township volunteer FD, 1 station at 6431 Elm Avenue.

Services for Croton Township · Source: crotontownship.org

Utility, solar, and service details for Fred Zagers Plat are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

🍕 Restaurants(1)

Driftwood Bar and Grill

Restaurant

3.0 mimap

🏫 Schools(4)

Oak Grove School

1.6 mimap

Flowing Well School

2.9 mimap

Hillman School

3.9 mimap

Spring Valley School

5.0 mimap

🌳 Parks(3)

Bills Lake Public Access
0.9 mimap

Pine Street Access

1.1 mimap

Charles Besemer Muskegon River Park

1.9 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Fred Zagers Plat? Our team can help with availability, schools, and what it's really like to live here.

Call

Frequently asked about Fred Zagers Plat

What do homes cost in Fred Zagers Plat?
The median home value in Fred Zagers Plat is about $327,450. Individual prices vary by street, size, and condition.
What schools serve Fred Zagers Plat?
Fred Zagers Plat is served by Newaygo Public School District. Its highest-rated assigned school is Newaygo Middle School (5/10).
Is Fred Zagers Plat walkable?
Fred Zagers Plat scores 1.1/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Fred Zagers Plat

Data sources: parcels, sales · Updated 8/2/2026
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Fred Zagers Plat? Our team can help.

Call
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Conventional Mortgage Calculator

Median in Fred Zagers Plat

Estimated Monthly Payment

$2,223/mo

$
$65,490
20%
%
Principal & Interest $1,69976%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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