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Home/Neighborhoods/Croton Township/Four Seasons Dr & Winter Ct Area
Neighborhood23291.1 acres

Four Seasons Dr & Winter Ct Area

Space and nature

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
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The quick answer

Four Seasons Dr & Winter Ct Area is a neighborhood, part of Newaygo Public School District. Homes here typically sell for around $375,000.

Jump to:Is it a good place to live?·What it costs to live here

18 homes for sale·Median $375K·Walkability 0.5/10·Schools 5.0/10

🏙️32 mito Downtown GR(~1h 4m drive)
🏞️39 mito Lake Michigan(~1h 19m drive)

This is lake country, pure and simple. When locals here talk about "going to the lake," they're not planning a day trip—they're walking out their back door to Croton Dam Pond or Bills Lake. With median lots stretching over 2.5 acres, you've got room to breathe, store all your toys in that pole barn everyone seems to have, and actually see the stars at night. The daily rhythm here revolves around the water: morning coffee overlooking the pond, afternoon pontoon rides, and evenings around the fire pit watching sunsets reflect off the lake.

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Why people love it here

🏡Space & Property

9.3 acre avg lots

  • 1,085 homes
🌊Nature & Outdoors

Lake life

  • Bills Lake within walking distance
  • MK Conklin Park: 3 min drive
  • North Country National Scenic Trail: 4 min drive
💰Home Values

$375K median

  • 38 sales in last 12mo
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Conventional Mortgage Calculator

Median home price in Four Seasons Dr & Winter Ct Area

Estimated Monthly Payment

$2,546/mo

$
$75,000
20%
%
Principal & Interest $1,94676%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

38 homes sold in Four Seasons Dr & Winter Ct Area this year. Thinking of selling?

See what your home is worth

Median Sale Price

$375K

38 sales in last 12mo

Parks Nearby

0

within 1 mile

Nearest Park

MK Conklin Park

1.8 mi

Expected Rent

$1,475/mo

$1,300 – $1,650 · estimated range

Flood Risk

None

Not in flood zone

Nearest Park

MK Conklin Park

1.8 mi

Parks Nearby

0

within 1 mile

Nearest Lake

Bills Lake

0.0 mi

5.0
/10 avg
Average schools

Based on 4 rated schools nearby

Range: 4/10 to 6/10

School District: Newaygo Public School District

6Tri County Senior High SchoolHigh · 09-12 · 539 students · 18:1 · 6.8 mi
5Newaygo Middle SchoolMiddle · 05-08 · 467 students · 17:1 · 8.0 mi
5Newaygo Elementary SchoolElementary · K-04 · 576 students · 17:1 · 8.9 mi
4Tri County Middle SchoolMiddle · 06-08 · 390 students · 18:1 · 6.9 mi

Walkability

0.5

Car-dependent

Overall walkability score out of 10

🛒Daily Errands— Grocery, pharmacy
0.0
🍽️Dining— Restaurants, cafes, bars
0.0
🌳Nature— Parks, trails
0.5
🚌Transit— Bus stops, stations
0.0
💪Fitness— Gyms, recreation
0.0

Based on actual walk/bike/drive times to nearby amenities via Mapbox

🍽️Restaurants
Quick drive

Driftwood Bar and Grill

6 mindrive
🌳Parks
Short drive

MK Conklin Park

3 mindrive· 14 min bike
Charles Besemer Muskegon River Park
5 mindrive
Bills Lake Public Access
9 mindrive
Pine Street Access
8 mindrive
🏞️Lakes & Water
Quick drive

Croton Dam Pond

6 mindrive
Bills Lake
11 mindrive
🏖️Beaches
Quick drive

Beach in Village Of Croton Area

5 mindrive
Beach in Four Seasons Dr & Winter Ct Area
8 mindrive
🥾Hiking Trails
Short drive

North Country National Scenic Trail

4 mindrive· 17 min bike

To buy a median-priced Four Seasons Dr & Winter Ct Area home (around $375,000) at today's 6.67% 30-year fixed rate with 20% down, you'd need roughly $67k/year in household income to qualify — an estimated monthly payment of $2,530 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $2,530/mo$67,463
10% (+PMI)$2,912/mo$77,646
5% (+PMI)$3,040/mo$81,071

Estimates use a 6.67% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Four Seasons Dr & Winter Ct Area cost-of-living breakdown →

Land for sale

Listings

8 parcels

Active / pending

Typical Land Value

$14K/acre

Median asking

Median Price

$70K

Per listing

Who actually lends in Four Seasons Dr & Winter Ct Area, and how homes here are financed — from 2024 federal mortgage records.

Home purchases~40 loans · $9M

Loans to buy a home

Conventional 83%FHA 13%VA 4%

Most active lenders

1Lake Michigan Credit Union17%
2First Community Mortgage, INC.11%
3United Shore Financial Services, LLC10%
4Guild Mortgage Company8%
5Mercantile Bank8%
Refinances~20 loans · $4M

Homeowners refinancing an existing mortgage

Conventional 67%FHA 14%VA 19%

Most active lenders

1Rocket Mortgage, LLC27%
2United Shore Financial Services, LLC12%
3Consumers Credit Union11%
4ChoiceOne Bank7%
5Fifth Third Bank, National Association6%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Local Government · area-wide

Croton Township

231-652-4301Website

Source: crotontownship.org · unconfirmed

Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.

Solar potential

~$912/yr in electricity from a typical rooftop solar system

Produces ~6,379 kWh/yr · offsets ~61% of a typical home's use

Waterunconfirmed

Private well

Rural township; private wells typical.

Sewerunconfirmed

Septic - individual

Rural township; individual septic typical (lakefront areas may have shared systems).

Trashunconfirmed

Resident-arranged private hauler

Residents arrange private trash haulers.

Electricvaries by address

Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh

Regional IOU; Croton Dam (hydro) is a Consumers facility.

Confirm by address
Natural Gasvaries by address

Propane / LP (no piped gas)

Rural township; likely propane.

Confirm by address
Policeunconfirmed

Newaygo County Sheriff

No local PD; county sheriff.

Fire

Croton Township Fire Department

Township volunteer FD, 1 station at 6431 Elm Avenue.

Services for Croton Township · Source: crotontownship.org

Utility, solar, and service details for Four Seasons Dr & Winter Ct Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

🍕 Restaurants(1)

Driftwood Bar and Grill

Restaurant

2.2 mimap

🏫 Schools(4)

Oak Grove School

1.4 mimap

Hillman School

4.0 mimap

Kinney School

4.5 mimap

Flowing Well School

4.5 mimap

🌳 Parks(3)

MK Conklin Park

1.8 mimap

Charles Besemer Muskegon River Park

2.3 mimap

Pine Street Access

2.8 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Four Seasons Dr & Winter Ct Area? Our team can help with availability, schools, and what it's really like to live here.

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Living in Four Seasons Dr & Winter Ct Area: the details

Is Four Seasons Dr & Winter Ct Area a good place to live?

Four Seasons Dr & Winter Ct Area suits buyers looking for room to spread out on larger lots and green space nearby — here is what the data shows. For getting around, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Newaygo Public School District. The going price is around $375,000.

What does it cost to live in Four Seasons Dr & Winter Ct Area?

Homes in Four Seasons Dr & Winter Ct Area sell for a median of about $375,000. There are 18 homes for sale here right now and 38 homes sold here in the past year.

Frequently asked about Four Seasons Dr & Winter Ct Area

What do homes cost in Four Seasons Dr & Winter Ct Area?
The median home value in Four Seasons Dr & Winter Ct Area is about $375,000. Individual prices vary by street, size, and condition.
How active is the Four Seasons Dr & Winter Ct Area housing market?
there are 18 homes for sale in Four Seasons Dr & Winter Ct Area right now, and 38 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Four Seasons Dr & Winter Ct Area?
Four Seasons Dr & Winter Ct Area is served by Newaygo Public School District. Its highest-rated assigned school is Tri County Senior High School (6/10).
Is Four Seasons Dr & Winter Ct Area walkable?
Four Seasons Dr & Winter Ct Area scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Four Seasons Dr & Winter Ct Area

Data sources: parcels, sales · Updated 8/2/2026
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Four Seasons Dr & Winter Ct Area? Our team can help.

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Conventional Mortgage Calculator

Median in Four Seasons Dr & Winter Ct Area

Estimated Monthly Payment

$2,546/mo

$
$75,000
20%
%
Principal & Interest $1,94676%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

Micro Communities(4)

Bills Lake
B

Bills Lake

Croton Dam Pond
C

Croton Dam Pond

Pettit Lake
P

Pettit Lake

Village Of Croton
V

Village Of Croton

Nearby Neighborhoods

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