Clear Lake Area
Room to spread out, great value
The quick answer
Clear Lake Area is a neighborhood, part of Holton Public Schools. Homes here typically sell for around $300,000.
6 homes for sale·Median $300K·Walkability 0.5/10·Schools 4.3/10
This is where Grand Rapids meets true rural living — not just suburbs with bigger lots, but actual countryside where your nearest neighbor might be a quarter-mile away and you can't hear traffic from your front porch. Out here in the Timberline Estates and Stonegate communities, people have chosen space over convenience, and they're not looking back. When your nearest coffee shop is seven miles away, you learn to love your home coffee setup, and when you've got over an acre to yourself, you start to understand why city folks pay premium prices for what you wake up to every morning.
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Why people love it here
4.1 acre avg lots
- 104 homes
Near the water
- Twin Lakes — 0.8 mi
- Clear Lake: 7 min drive
- Hendrickson Lake: 5 min drive
$300K median
- 26 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Clear Lake Area
Estimated Monthly Payment
$2,036/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
26 homes sold in Clear Lake Area this year. Thinking of selling?
See what your home is worthMedian Sale Price
$300K
26 sales in last 12mo
Parks Nearby
0
within 1 mile
Nearest Park
Muskegon State Game Area
3.1 mi
Expected Rent
$1,025/mo
$900 – $1,125 · estimated range
Flood Risk
None
Not in flood zone
Nearest Park
Muskegon State Game Area
3.1 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Twin Lakes
0.8 mi
Based on 4 rated schools nearby
Range: 3/10 to 6/10
School District: Holton Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Muskegon State Game Area
Clear Lake
+1 more
Beach in Riley Thompson Rd & Ironwood St Area
Muskegon Area District Library Holton Branch
Crime in Clear Lake Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Muskegon County.
Muskegon County crime & safety stats →To buy a median-priced Clear Lake Area home (around $299,900) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $54k/year in household income to qualify — an estimated monthly payment of $2,020 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,020/mo | $53,868 |
| 10% (+PMI) | $2,325/mo | $62,001 |
| 5% (+PMI) | $2,428/mo | $64,734 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
5 parcels
Active / pending
Typical Land Value
$35K/acre
Median asking
Median Price
$179K
Per listing
Who actually lends in Clear Lake Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
Cedar Creek Township
Source: cedarcreektownship.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$890/yr in electricity from a typical rooftop solar system
Produces ~6,491 kWh/yr · offsets ~62% of a typical home's use
Private well
Rural township; individual private wells
Septic - individual
No municipal sewer; individual septic
Resident-arranged hauler (Republic/Arrowaste area)
Residents contract their own hauler
Consumers Energy Co · ~13.7¢/kWh
Service splits by location — other areas may be served by Consumers Energy. Confirm by address.
Confirm by addressRegional gas IOU where available; rural may use propane
Confirm by addressMuskegon Charter Township Fire Department (MCTFD)
MCTFD covers Cedar Creek, Laketon, and Muskegon townships
Services for Cedar Creek Township · Source: cedarcreektownship.org
Utility, solar, and service details for Clear Lake Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(2)
Overboard Inn
Restaurant
Restaurant
🍺 Bars(1)
Effin Bar & Grille
Bar
🏫 Schools(8)
Evans School
Dalson School
Ryerson School
School
Maple Island School
+3 more within 5 miles
🌳 Parks(3)
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Clear Lake Area? Our team can help with availability, schools, and what it's really like to live here.
Living in Clear Lake Area: the details
Is Clear Lake Area a good place to live?
Clear Lake Area is a strong fit if you want room to spread out on larger lots and green space nearby — here is what the data shows. Day to day, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Holton Public Schools. Homes here typically sell for around $300,000.
What does it cost to live in Clear Lake Area?
Homes in Clear Lake Area sell for a median of about $300,000. There are 6 homes for sale here right now and 26 homes sold here in the past year.
Frequently asked about Clear Lake Area
- What do homes cost in Clear Lake Area?
- The median home value in Clear Lake Area is about $299,900. Individual prices vary by street, size, and condition.
- How active is the Clear Lake Area housing market?
- there are 6 homes for sale in Clear Lake Area right now, and 26 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Clear Lake Area?
- Clear Lake Area is served by Holton Public Schools. Its highest-rated assigned school is Twin Lake School (6/10).
- Is Clear Lake Area walkable?
- Clear Lake Area scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
