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Home/Neighborhoods/Duck Lake (Cedar Creek Twp)
Lake Area

Duck Lake (Cedar Creek Twp)

Surrounded by nature

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
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Median $155K·Walkability 1.5/10·Schools 3.7/10

🏙️34 mito Downtown GR(~1h 9m drive)
🏞️22 mito Lake Michigan(~44 min drive)

This exclusive residential area spans 273 acres in Kent County, offering residents exceptional privacy and space with median lot sizes of 1.55 acres. The community maintains a distinctive character with 100% owner-occupied homes, creating a stable neighborhood environment where families put down deep roots.

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Why people love it here

🌊Nature & Outdoors

Lake life

  • Duck Lake within walking distance
  • Duck Lake: 6 min bike
  • Hendrickson Lake: 8 min bike
💰Home Values

$155K median

  • 1 recent sale
🏞️

Lake facts

MI DNR
Lake size112acres
Homes on lake21parcels
Deeded HOA access

Depth, fish species, and motor restrictions sourced from MI DNR — coming soon.

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Conventional Mortgage Calculator

Median home price in Duck Lake (Cedar Creek Twp)

Estimated Monthly Payment

$1,052/mo

$
$31,000
20%
%
Principal & Interest $80476%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

Flood Risk

None

Not in flood zone

Nearest Park

Severt Swensen Park

3.6 mi

Parks Nearby

0

within 1 mile

3.7
/10 avg
Below average schools

Based on 3 rated schools nearby

Range: 3/10 to 4/10

School District: Holton Public Schools

4Holton Middle SchoolMiddle · 06-08 · 182 students · 16:1 · 3.8 mi
4Holton Elementary SchoolElementary · PK-05 · 361 students · 13:1 · 3.8 mi
3Holton High SchoolHigh · 09-12 · 249 students · 16:1 · 3.8 mi

Walkability

1.5

Car-dependent

Overall walkability score out of 10

🛒Daily Errands— Grocery, pharmacy
0.0
🍽️Dining— Restaurants, cafes, bars
0.0
🌳Nature— Parks, trails
1.5
🚌Transit— Bus stops, stations
0.0
💪Fitness— Gyms, recreation
0.0

Based on actual walk/bike/drive times to nearby amenities via Mapbox

🍽️Restaurants
Quick drive

The Pizza Mill

7 mindrive
🍺Bars & Breweries
Quick drive

Effin Bar & Grille

9 mindrive
🌳Parks
Quick drive

Severt Swensen Park

7 mindrive
Twin Lake Park
10 mindrive
🏞️Lakes & Water
Bikeable

Duck Lake

6 minbike· 17 min walk· 3 min drive
Hendrickson Lake
8 minbike
Clear Lake
6 mindrive
Schaffer Lake
8 mindrive

+1 more

🏖️Beaches
Quick drive

Beach in Riley Thompson Rd & Ironwood St Area

9 mindrive
🥾Hiking Trails
Quick drive

LP19 Snowmobile Trail

12 mindrive
📚Libraries
Quick drive

Muskegon Area District Library Holton Branch

7 mindrive

Crime in Duck Lake (Cedar Creek Twp) is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Muskegon County.

Muskegon County crime & safety stats →

To buy a median-priced Duck Lake (Cedar Creek Twp) home (around $155,000) at today's 6.67% 30-year fixed rate with 20% down, you'd need roughly $28k/year in household income to qualify — an estimated monthly payment of $1,046 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $1,046/mo$27,885
10% (+PMI)$1,204/mo$32,094
5% (+PMI)$1,257/mo$33,509

Estimates use a 6.67% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Duck Lake (Cedar Creek Twp) cost-of-living breakdown →

Local Government · area-wide

Cedar Creek Township

231-821-0014Website

Source: cedarcreektownship.org · unconfirmed

Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.

Solar potential

~$881/yr in electricity from a typical rooftop solar system

Produces ~6,423 kWh/yr · offsets ~61% of a typical home's use

Waterunconfirmed

Private well

Rural township; individual private wells

Sewerunconfirmed

Septic - individual

No municipal sewer; individual septic

Trashunconfirmed

Resident-arranged hauler (Republic/Arrowaste area)

Residents contract their own hauler

Electricvaries by address

Consumers Energy Co · ~13.7¢/kWh

Service splits by location — other areas may be served by Consumers Energy. Confirm by address.

Confirm by address
Natural Gasvaries by address

Consumers Energy

Regional gas IOU where available; rural may use propane

Confirm by address
Policeunconfirmed

Muskegon County Sheriff

No local PD; county sheriff provides law enforcement

Fire

Muskegon Charter Township Fire Department (MCTFD)

MCTFD covers Cedar Creek, Laketon, and Muskegon townships

Services for Cedar Creek Township · Source: cedarcreektownship.org

Utility, solar, and service details for Duck Lake (Cedar Creek Twp) are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

🍕 Restaurants(2)

The Pizza Mill

Restaurant

3.2 mimap

Overboard Inn

Restaurant

4.6 mimap

🍺 Bars(1)

Effin Bar & Grille

Bar

4.7 mimap

🏫 Schools(13)

Ryerson School

0.8 mimap

Olson School

2.4 mimap

Jibson School

2.8 mimap

Evans School

2.8 mimap

Palmer School

3.4 mimap

+8 more within 5 miles

🌳 Parks(3)

Severt Swensen Park

3.6 mimap

Maple Island Boating Access Site

3.6 mimap
Holton Township Park
4.0 mimap

📚 Libraries(1)

Muskegon Area District Library Holton Branch
3.5 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Duck Lake (Cedar Creek Twp)? Our team can help with availability, schools, and what it's really like to live here.

Call

Frequently asked about Duck Lake (Cedar Creek Twp)

What do homes cost in Duck Lake (Cedar Creek Twp)?
The median home value in Duck Lake (Cedar Creek Twp) is about $155,000. Individual prices vary by street, size, and condition.
How active is the Duck Lake (Cedar Creek Twp) housing market?
no homes are listed in Duck Lake (Cedar Creek Twp) right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Duck Lake (Cedar Creek Twp)?
Duck Lake (Cedar Creek Twp) is served by Holton Public Schools. Its highest-rated assigned school is Holton Middle School (4/10).
Is Duck Lake (Cedar Creek Twp) walkable?
Duck Lake (Cedar Creek Twp) scores 1.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Duck Lake (Cedar Creek Twp)

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Duck Lake (Cedar Creek Twp)? Our team can help.

Call
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Conventional Mortgage Calculator

Median in Duck Lake (Cedar Creek Twp)

Estimated Monthly Payment

$1,052/mo

$
$31,000
20%
%
Principal & Interest $80476%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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