Duck Lake (Cedar Creek Twp)
Surrounded by nature
Median $155K·Walkability 1.5/10·Schools 3.7/10
This exclusive residential area spans 273 acres in Kent County, offering residents exceptional privacy and space with median lot sizes of 1.55 acres. The community maintains a distinctive character with 100% owner-occupied homes, creating a stable neighborhood environment where families put down deep roots.
Why people love it here
Lake life
- Duck Lake within walking distance
- Duck Lake: 6 min bike
- Hendrickson Lake: 8 min bike
$155K median
- 1 recent sale
Lake facts
MI DNRDepth, fish species, and motor restrictions sourced from MI DNR — coming soon.
Mortgage Calculator
Median home price in Duck Lake (Cedar Creek Twp)
Estimated Monthly Payment
$1,052/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Flood Risk
None
Not in flood zone
Nearest Park
Severt Swensen Park
3.6 mi
Parks Nearby
0
within 1 mile
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Holton Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
The Pizza Mill
Effin Bar & Grille
Severt Swensen Park
Duck Lake
+1 more
Beach in Riley Thompson Rd & Ironwood St Area
LP19 Snowmobile Trail
Muskegon Area District Library Holton Branch
Crime in Duck Lake (Cedar Creek Twp) is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Muskegon County.
Muskegon County crime & safety stats →To buy a median-priced Duck Lake (Cedar Creek Twp) home (around $155,000) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $27k/year in household income to qualify — an estimated monthly payment of $1,026 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,026/mo | $27,362 |
| 10% (+PMI) | $1,181/mo | $31,505 |
| 5% (+PMI) | $1,233/mo | $32,888 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Local Government · area-wide
Cedar Creek Township
Source: cedarcreektownship.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$881/yr in electricity from a typical rooftop solar system
Produces ~6,423 kWh/yr · offsets ~61% of a typical home's use
Private well
Rural township; individual private wells
Septic - individual
No municipal sewer; individual septic
Resident-arranged hauler (Republic/Arrowaste area)
Residents contract their own hauler
Consumers Energy Co · ~13.7¢/kWh
Service splits by location — other areas may be served by Consumers Energy. Confirm by address.
Confirm by addressRegional gas IOU where available; rural may use propane
Confirm by addressMuskegon Charter Township Fire Department (MCTFD)
MCTFD covers Cedar Creek, Laketon, and Muskegon townships
Services for Cedar Creek · Source: cedarcreektownship.org
Utility, solar, and service details for Duck Lake (Cedar Creek Twp) are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(2)
Restaurant
Overboard Inn
Restaurant
🍺 Bars(1)
Effin Bar & Grille
Bar
🏫 Schools(13)
Ryerson School
Olson School
Jibson School
Evans School
Palmer School
+8 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
📚 Libraries(1)
Frequently asked about Duck Lake (Cedar Creek Twp)
- What do homes cost in Duck Lake (Cedar Creek Twp)?
- The median home value in Duck Lake (Cedar Creek Twp) is about $155,000. Individual prices vary by street, size, and condition.
- How active is the Duck Lake (Cedar Creek Twp) housing market?
- no homes are listed in Duck Lake (Cedar Creek Twp) right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Duck Lake (Cedar Creek Twp)?
- Duck Lake (Cedar Creek Twp) is served by Holton Public Schools. Its highest-rated assigned school is Holton Middle School (4/10).
- Is Duck Lake (Cedar Creek Twp) walkable?
- Duck Lake (Cedar Creek Twp) scores 1.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Duck Lake (Cedar Creek Twp)
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.