Elmdale
Easy outdoor access
Median $436K·Walkability 0.5/10·Schools 7.0/10
The road out here rolls through acreage—genuine country lots with barns, pole structures, and the kind of space where a creek might run along your property line and nobody's close enough to hear you think. This stretch sits maybe fifteen minutes from the highway if you need Grand Rapids, but the appeal is the opposite direction: wide-open fields, woods backing up to your yard, homes on one to three acres with room for workshops, garages, outbuildings—the infrastructure of people who actually do things. Recent sales show renovated farmhouses, converted barns, and structures built for work alongside living, which tells you something about who settles here. You're trading proximity for breathing room, and the trade is deliberate.
Why people love it here
Near the water
- Pratt Lake — 0.6 mi
- Church Lake: 6 min drive
- Pratt Lake Boat Access Site: 10 min drive
$436K median
- 2 recent sales
Conventional Mortgage Calculator
Median home price in Elmdale
Estimated Monthly Payment
$2,957/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
School District: Lakewood Public Schools
Nearest Park
Pratt Lake Boat Access Site
2.1 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Pratt Lake
0.6 mi
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Bricks Pizza
Kindred Roots Cafe
Alto American Legion Post 528
Pratt Lake Boat Access Site
Church Lake
Unnamed beach
Pratt Lake Launch
Crime in Elmdale is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ionia County.
Ionia County crime & safety stats →To buy a median-priced Elmdale home (around $435,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $77k/year in household income to qualify — an estimated monthly payment of $2,897 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,897/mo | $77,244 |
| 10% (+PMI) | $3,335/mo | $88,931 |
| 5% (+PMI) | $3,481/mo | $92,840 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Campbell Township
unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$864/yr in electricity from a typical rooftop solar system
Produces ~6,340 kWh/yr · offsets ~60% of a typical home's use
Private well
Rural; individual wells.
Septic - individual
On-site septic.
Resident-arranged private hauler
Resident contracts hauler.
Consumers Energy Co|Tri County Electric Coop (MI) · ~13.6¢/kWh
Investor-owned utility.
Confirm by addressLake Odessa Fire Department
Lake Odessa-area FD serves Campbell Twp (Village of Lake Odessa is in Campbell Twp).
Services for Campbell · Source: ioniacounty.org
Utility, solar, and service details for Elmdale are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(2)
Restaurant
🏫 Schools(1)
Lake School
🌳 Parks(8)
+5 more within 5 miles
⛵ Boat Launches(1)
Boat Launch
Frequently asked about Elmdale
- What do homes cost in Elmdale?
- The median home value in Elmdale is about $435,500. Individual prices vary by street, size, and condition.
- How active is the Elmdale housing market?
- no homes are listed in Elmdale right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Elmdale?
- Elmdale is served by Lakewood Public Schools. Its highest-rated assigned school is Lowell Senior High School (9/10).
- Is Elmdale walkable?
- Elmdale scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Elmdale
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