Deer Point Plat
Surrounded by nature
Median $646K·Walkability 4.1/10·Schools 5.3/10
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Why people love it here
Lake life
- Bills Lake within walking distance
- 5 parks within 1 mile
- Bills Lake: 1 min walk
- Bills Lake Public Access: 8 min bike
$646K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in Deer Point Plat
Estimated Monthly Payment
$4,383/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Bills Lake Public Access
0.5 mi
Parks Nearby
5
within 1 mile
Nearest Lake
Bills Lake
0.0 mi
Recent Sale Price
$646K
1 recent sale
Parcels / Units
2
Expected Rent
$725/mo
$625 – $800 · wider-area estimate
Walkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Bills Lake Public Access
Bills Lake
Beach in Village Of Croton Area
North Country National Scenic Trail
Based on 3 rated schools nearby
Range: 4/10 to 6/10
School District: Tri County Area Schools
To buy a median-priced Deer Point Plat home (around $645,571) at today's 6.67% 30-year fixed rate with 20% down, you'd need roughly $116k/year in household income to qualify — an estimated monthly payment of $4,355 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $4,355/mo | $116,139 |
| 10% (+PMI) | $5,013/mo | $133,669 |
| 5% (+PMI) | $5,234/mo | $139,565 |
Estimates use a 6.67% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Croton Township
Source: crotontownship.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$920/yr in electricity from a typical rooftop solar system
Produces ~6,438 kWh/yr · offsets ~61% of a typical home's use
Private well
Rural township; private wells typical.
Septic - individual
Rural township; individual septic typical (lakefront areas may have shared systems).
Resident-arranged private hauler
Residents arrange private trash haulers.
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Regional IOU; Croton Dam (hydro) is a Consumers facility.
Confirm by addressPropane / LP (no piped gas)
Rural township; likely propane.
Confirm by addressServices for Croton Township · Source: crotontownship.org
Utility, solar, and service details for Deer Point Plat are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Deer Point Plat? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Deer Point Plat
- What do homes cost in Deer Point Plat?
- The median home value in Deer Point Plat is about $645,571. Individual prices vary by street, size, and condition.
- How active is the Deer Point Plat housing market?
- no homes are listed in Deer Point Plat right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Deer Point Plat?
- Deer Point Plat is served by Tri County Area Schools. Its highest-rated assigned school is Tri County Senior High School (6/10).
- Is Deer Point Plat walkable?
- Deer Point Plat scores 4.1/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.