Cowan Lake Plat No. 1
Great schools with outdoor access
Median $555K·Walkability 2.4/10·Schools 8.0/10
Cowan Lake Plat No. 1 feels like a quiet, solid neighborhood where folks actually stick around—94 percent of homes are owner-occupied, and you're right on top of the lake that gives the place its name, literally just a fifth of a mile away. It's a 12-acre community with strong schools (Rockford Public Schools sits at an 8.0 rating) and a median home value around 142K, drawing in families and long-term residents who work an average of about half an hour away. You'll need to drive a bit to grab groceries or catch a meal out, but that trade-off buys you the kind of peace and space that keeps people rooted here.
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Why people love it here
Lake life
- Cowan Lake within walking distance
- Wabasis Lake Park: 5 min drive
- WABASIS COUNTY PARK: 5 min drive
Lakes Elementary School
- Elementary — 3.1 mi away
- Rockford
- 5 rated schools in district
$555K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in Cowan Lake Plat No. 1
Estimated Monthly Payment
$3,768/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 1 rated school nearby
School District: Rockford Public Schools
Flood Risk
None
Not in flood zone
Nearest Park
Wabasis Lake Park
2.1 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Cowan Lake
0.1 mi
Recent Sale Price
$555K
1 recent sale
Parcels / Units
3
Median Lot Size
0.46 ac
0.38 ac – 0.49 ac
Expected Rent
$1,500/mo
$1,225 – $1,750 · wider-area estimate
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Ric's
Wabasis Lake Park
Playground at Wabasis County Park
Beach at Wabasis County Park
Cannon Trail
Rockford Village Builders Plat Area Trail
Wabasis Lake Park Launch
Fitness Center on Unnamed
Krause Memorial Library
Northstar Cinema
Crime in Cowan Lake Plat No. 1 is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Cowan Lake Plat No. 1 home (around $555,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $100k/year in household income to qualify — an estimated monthly payment of $3,738 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,738/mo | $99,689 |
| 10% (+PMI) | $4,303/mo | $114,740 |
| 5% (+PMI) | $4,492/mo | $119,799 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Median Price
$150K
Per listing
Local Government · area-wide
Oakfield Township
Source: oakfieldtwp.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$865/yr in electricity from a typical rooftop solar system
Produces ~6,310 kWh/yr · offsets ~60% of a typical home's use
Septic - individual (Scram Lake Sewer in pockets)
Mostly individual septic; Scram Lake Sewer managed by Infrastructure Alternatives in pockets.
Resident-arranged private hauler
Consumers Energy Co|Great Lakes Energy Coop · ~13.7¢/kWh
Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.
Confirm by addressServices for Oakfield Township · Source: oakfieldtwp.org
Utility, solar, and service details for Cowan Lake Plat No. 1 are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(12)
Arena's Pizza Bostwick Lake
Restaurant
Bostwick Lake Inn
Restaurant
Aunt Belle's Kitchen
Restaurant
Nuvu Fuels
Restaurant
Halfway Diner
Restaurant
+7 more within 5 miles
☕ Coffee(1)
Biggby Coffee
Café
💪 Gyms(1)
Fitness Center on Unnamed
Fitness Center
🌳 Parks(4)
+1 more within 5 miles
🚴 Trails(5)
Rockford Village Builders Plat Area Trail
Bike Path
Bike Path
Bike Path
Unnamed bike_path
Bike Path
+2 more within 5 miles
⛵ Boat Launches(2)
Boat Launch
Boat Launch
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Cowan Lake Plat No. 1? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Cowan Lake Plat No. 1
- What do homes cost in Cowan Lake Plat No. 1?
- The median home value in Cowan Lake Plat No. 1 is about $555,000. Individual prices vary by street, size, and condition.
- How active is the Cowan Lake Plat No. 1 housing market?
- no homes are listed in Cowan Lake Plat No. 1 right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Cowan Lake Plat No. 1?
- Cowan Lake Plat No. 1 is served by Rockford Public Schools. Its highest-rated assigned school is Lakes Elementary School (10/10).
- Is Cowan Lake Plat No. 1 walkable?
- Cowan Lake Plat No. 1 scores 2.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.