Cowan Lake Plat
Great schools with outdoor access
Median $587K·Walkability 3.0/10·Schools 8.0/10
What might surprise you about Cowan Lake Plat is how close the actual lake sits—just a tenth of a mile away—making water views and access a genuine part of living here rather than a distant promise. This 21-acre platted subdivision along Wabasis Avenue sits in a quieter pocket of the area, where homes run around $555K and the nearest grocery is about 4 miles out, so a car matters. The payoff is land and room; Wabasis Lake Park is two miles away if you want more recreational space, and downtown Grand Rapids is a manageable 30-minute drive when you need it. Families attend Rockford Public Schools, and the subdivision's defining feature—that immediate proximity to Cowan Lake itself—means the water is genuinely part of the neighborhood's daily texture, not something you visit on weekends.
Why people love it here
Lake life
- Cowan Lake within walking distance
- WABASIS COUNTY PARK: 5 min drive
- WABASIS COUNTY PARK Beach: 5 min drive
Lakes Elementary School
- Elementary — 3.1 mi away
- Rockford
- 5 rated schools in district
$587K median
- 2 recent sales
Conventional Mortgage Calculator
Median home price in Cowan Lake Plat
Estimated Monthly Payment
$3,985/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 1 rated school nearby
School District: Rockford Public Schools
Flood Risk
None
Not in flood zone
Nearest Park
Wabasis Lake Park
2.0 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Cowan Lake
0.0 mi
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Family Fare
WABASIS COUNTY PARK
WABASIS COUNTY PARK Beach
Cannon Trail
Rockford Village Builders Plat Area Trail
Wabasis Lake Park Launch
Snap Fitness
Crime in Cowan Lake Plat is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Cowan Lake Plat home (around $587,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $104k/year in household income to qualify — an estimated monthly payment of $3,904 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,904/mo | $104,115 |
| 10% (+PMI) | $4,495/mo | $119,868 |
| 5% (+PMI) | $4,693/mo | $125,136 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Oakfield Township
Source: oakfieldtwp.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$865/yr in electricity from a typical rooftop solar system
Produces ~6,310 kWh/yr · offsets ~60% of a typical home's use
Septic - individual (Scram Lake Sewer in pockets)
Mostly individual septic; Scram Lake Sewer managed by Infrastructure Alternatives in pockets.
Resident-arranged private hauler
Consumers Energy Co|Great Lakes Energy Coop · ~13.7¢/kWh
Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.
Confirm by addressServices for Oakfield · Source: oakfieldtwp.org
Utility, solar, and service details for Cowan Lake Plat are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(13)
Arena's Pizza Bostwick Lake
Restaurant
Bostwick Lake Inn
Restaurant
Aunt Belle's Kitchen
Restaurant
Nuvu Fuels
Restaurant
Halfway Diner
Restaurant
+8 more within 5 miles
☕ Coffee(1)
Biggby Coffee
Café
💪 Gyms(1)
Fitness Center on Unnamed
Fitness Center
🌳 Parks(5)
+2 more within 5 miles
🚴 Trails(5)
Rockford Village Builders Plat Area Trail
Bike Path
Unnamed bike_path
Bike Path
Bike Path
Bike Path
+2 more within 5 miles
⛵ Boat Launches(2)
Boat Launch
Boat Launch
Frequently asked about Cowan Lake Plat
- What do homes cost in Cowan Lake Plat?
- The median home value in Cowan Lake Plat is about $587,000. Individual prices vary by street, size, and condition.
- How active is the Cowan Lake Plat housing market?
- no homes are listed in Cowan Lake Plat right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Cowan Lake Plat?
- Cowan Lake Plat is served by Rockford Public Schools. Its highest-rated assigned school is Lakes Elementary School (10/10).
- Is Cowan Lake Plat walkable?
- Cowan Lake Plat scores 3.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.