Chester Shores Sub Area
Room to spread out, great value
3 homes for sale·Median $356K·Walkability 2.4/10·Schools 4.8/10
Out here you're trading density for acreage—the surprise is how much land you actually get, and how close you still are to everything that matters. Most properties run between 2 and 3 acres, which means room for livestock, orchards, or just the kind of quiet that doesn't come cheap anywhere else in the region. Grose Park sits less than a mile away with its 40-acre spread along Crockery Lake, offering swimming, fishing, and sand volleyball when you want to leave the property. Grocery options cluster within a couple of miles—six stores within a 2-mile radius—so you're not driving 20 minutes for milk, despite the rural setting. The farmland character runs deep here; recent sales show ranches with polebarn setups, properties suited for horses, and homes positioned on ridges with orchard views that sell themselves. A 31-minute drive lands you downtown Grand Rapids, which makes it feasible to work in the city while living on genuine acreage. Sparta Area Schools serves the area, and Conklin—the township's small hub with its post office, church, and a restaurant—sits within easy reach when you need supplies or a place to eat.
Why people love it here
2.3 acre avg lots
- 94 homes
$356K median
- 18 sales in last 12mo
Park-rich area
- 5 parks within 1 mile
- Crockery Lake: 7 min walk
- Grose Park: 10 min drive
Conventional Mortgage Calculator
Median home price in Chester Shores Sub Area
Estimated Monthly Payment
$2,415/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
18 homes sold in Chester Shores Sub Area this year. Thinking of selling?
See what your home is worthMedian Sale Price
$356K
18 sales in last 12mo
Parks Nearby
5
within 1 mile
Nearest Park
Grose Park
0.8 mi
Flood Risk
None
Not in flood zone
Nearest Park
Grose Park
0.8 mi
Parks Nearby
5
within 1 mile
Based on 5 rated schools nearby
Range: 3/10 to 8/10
School District: Sparta Area Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Ravenna Foods
Grose Park
Crockery Lake
Musketawa Trail
Sparta Township Library and Community Enrichment Center
Crime in Chester Shores Sub Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Chester Shores Sub Area home (around $355,750) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $63k/year in household income to qualify — an estimated monthly payment of $2,366 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,366/mo | $63,099 |
| 10% (+PMI) | $2,724/mo | $72,646 |
| 5% (+PMI) | $2,844/mo | $75,839 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
3 parcels
Active / pending
Typical Land Value
$8K/acre
Median asking
Median Price
$281K
Per listing
Who actually lends in Chester Shores Sub Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$859/yr in electricity from a typical rooftop solar system
Produces ~6,266 kWh/yr · offsets ~60% of a typical home's use
Private well
Rural township; individual wells.
Septic - individual
Rural township; individual septic.
Resident-arranged hauler
Residents contract private hauler.
Consumers Energy / SEMCO Energy
Regional gas utility; inferred.
Confirm by addressServices for Chester · Source: chester-twp.org
Utility, solar, and service details for Chester Shores Sub Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Frequently asked about Chester Shores Sub Area
- What do homes cost in Chester Shores Sub Area?
- The median home value in Chester Shores Sub Area is about $355,750. Individual prices vary by street, size, and condition.
- How active is the Chester Shores Sub Area housing market?
- there are 3 homes for sale in Chester Shores Sub Area right now, and 18 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Chester Shores Sub Area?
- Chester Shores Sub Area is served by Sparta Area Schools. Its highest-rated assigned school is Sparta Senior High School (9/10).
- Is Chester Shores Sub Area walkable?
- Chester Shores Sub Area scores 2.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
