Chester Shores Sub
Strong schools draw families here
Median $488K·Walkability 0.0/10·Schools 7.0/10
The moment you turn onto the quiet roads here, you notice the lot sizes—just under half an acre each, which means actual breathing room without the sprawl. Chester Shores Sub sits on 20 acres of platted land where homes run around $296K, and the subdivision feels purposefully scaled: big enough to matter, small enough to know where you are. Sparta Area Schools serves the area, and Grose Park is a short walk away when you need green space.
Why people love it here
Sparta Senior High School
- High — 6.7 mi away
- Sparta
- 3 rated schools in district
$488K median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in Chester Shores Sub
Estimated Monthly Payment
$3,310/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 4 rated schools nearby
Range: 5/10 to 9/10
School District: Sparta Area Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Musketawa Trail
Crime in Chester Shores Sub is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Chester Shores Sub home (around $487,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $86k/year in household income to qualify — an estimated monthly payment of $3,243 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,243/mo | $86,467 |
| 10% (+PMI) | $3,733/mo | $99,550 |
| 5% (+PMI) | $3,897/mo | $103,925 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$859/yr in electricity from a typical rooftop solar system
Produces ~6,266 kWh/yr · offsets ~60% of a typical home's use
Private well
Rural township; individual wells.
Septic - individual
Rural township; individual septic.
Resident-arranged hauler
Residents contract private hauler.
Consumers Energy / SEMCO Energy
Regional gas utility; inferred.
Confirm by addressServices for Chester · Source: chester-twp.org
Utility, solar, and service details for Chester Shores Sub are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Grose Park
0.4 mi
Parks Nearby
5
within 1 mile
Frequently asked about Chester Shores Sub
- What do homes cost in Chester Shores Sub?
- The median home value in Chester Shores Sub is about $487,500. Individual prices vary by street, size, and condition.
- What schools serve Chester Shores Sub?
- Chester Shores Sub is served by Sparta Area Schools. Its highest-rated assigned school is Sparta Senior High School (9/10).
- Is Chester Shores Sub walkable?
- Chester Shores Sub scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Chester Shores Sub
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.