Charles Rd & Borden Rd Area
Strong schools draw families here
2 homes for sale·Median $168K·Walkability 0.0/10·Schools 6.0/10
What catches people off guard out here is the sheer space—22.75 acres per lot means you're not living near your neighbors, you're living *among* them, with breathing room that feels almost rural despite being in West Michigan. The landscape is defined by open land and working properties. A grocery run means heading about two miles down the road, which is the trade-off for this kind of elbow room—you're choosing deliberate remoteness over convenience. Gerald R. Ford International Airport runs about 70 minutes out, so day trips are feasible but this isn't commuter territory in the traditional sense. This is the kind of place where you move *to*, not through—where the appeal is what you have room to do, not what's within walking distance.
Why people love it here
Carson City Elementary School
- Elementary — 7.3 mi away
- Carson City-Crystal
- 1 rated school in district
$168K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in Charles Rd & Borden Rd Area
Estimated Monthly Payment
$1,137/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 5/10 to 7/10
School District: Carson City-Crystal Area Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Beach on Stage Rd
Crime in Charles Rd & Borden Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ionia County.
Ionia County crime & safety stats →To buy a median-priced Charles Rd & Borden Rd Area home (around $167,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $30k/year in household income to qualify — an estimated monthly payment of $1,114 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,114/mo | $29,709 |
| 10% (+PMI) | $1,283/mo | $34,204 |
| 5% (+PMI) | $1,339/mo | $35,708 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Multifamily for sale
Listings
1 building
Active / pending
Median Price
$275K
Per building
Price Per Unit
$39K
Median
Who actually lends in Charles Rd & Borden Rd Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$849/yr in electricity from a typical rooftop solar system
Produces ~6,234 kWh/yr · offsets ~59% of a typical home's use
Utility, solar, and service details for Charles Rd & Borden Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Mill Pond Park
3.0 mi
Parks Nearby
0
within 1 mile
Frequently asked about Charles Rd & Borden Rd Area
- What do homes cost in Charles Rd & Borden Rd Area?
- The median home value in Charles Rd & Borden Rd Area is about $167,500. Individual prices vary by street, size, and condition.
- How active is the Charles Rd & Borden Rd Area housing market?
- there are 2 homes for sale in Charles Rd & Borden Rd Area right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Charles Rd & Borden Rd Area?
- Charles Rd & Borden Rd Area is served by Carson City-Crystal Area Schools. Its highest-rated assigned school is Carson City Elementary School (7/10).
- Is Charles Rd & Borden Rd Area walkable?
- Charles Rd & Borden Rd Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.