Bostwick Lake
Great schools with outdoor access
Median $482K·Walkability 3.6/10·Schools 9.3/10
The moment you turn onto the private roads threading through tall pines and glimpses of water, you feel the shift from commuter sprawl into something more deliberate—homes set back on substantial lots, many with direct lake access, their sand beaches and docks visible through the trees. This all-sports lake sits about 25 minutes from Grand Rapids, anchored by the Bostwick Lake Inn, a historic restaurant where century-old knotty pine and warm interiors draw both lakefront residents and visitors from nearby Rockford. The water itself—sand-bottomed, 271 acres, lined with sailboats, kayaks, and fishing rigs casting for largemouth bass, walleye, and panfish—defines the rhythm here; a private boat ramp serves lake association members only, which means the shoreline stays uncrowded and the character stays intact. Properties range from substantial estates to smaller weekend cottages, most owner-occupied and recently updated, scattered across wooded terrain that feels far more rural than the 5 miles separating you from town. Cannonsburg Ski Resort sits just five minutes away for winter contrast, and the whole area drains through Bear Creek's headwaters, so water defines not just recreation but the land itself.
Why people love it here
Lake life
- Sunfish Lake within walking distance
- Little Bostwick Lake: 9 min walk
- PICKEREL LAKE: 3 min drive
Lakes Elementary School
- Elementary — 1.0 mi away
- Rockford
- 5 rated schools in district
$482K median
- 52 sales in last 12mo
Explore Bostwick Lake
Same name, different focus — Bostwick Lake is also covered as:
- Bostwick Lake Lake Area — lake area details
Conventional Mortgage Calculator
Median home price in Bostwick Lake
Estimated Monthly Payment
$3,275/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
52 homes sold in Bostwick Lake this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 8/10 to 10/10
School District: Rockford Public Schools
Nearest Park
PICKEREL LAKE
1.2 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Sunfish Lake
0.0 mi
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
bp
Arena's Pizza Bostwick Lake
Biggby Coffee
Timbers Inn Restaurant & Tavern
PICKEREL LAKE
Unnamed playground
Little Bostwick Lake
Unnamed beach
Cannon Trail
Unnamed bike_path
Big Pine Island Lake Launch
gym
Krause Memorial Library
Crime in Bostwick Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Bostwick Lake home (around $482,400) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $86k/year in household income to qualify — an estimated monthly payment of $3,209 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,209/mo | $85,562 |
| 10% (+PMI) | $3,694/mo | $98,509 |
| 5% (+PMI) | $3,856/mo | $102,838 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
2 parcels
Active / pending
Typical Land Value
$16K/acre
Median asking
Median Price
$625K
Per listing
Who actually lends in Bostwick Lake, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$871/yr in electricity from a typical rooftop solar system
Produces ~6,355 kWh/yr · offsets ~61% of a typical home's use
Private well
Based on assessor parcel records
Municipal sewer
Based on assessor parcel records
Resident-arranged private hauler
Services for Cannon · Source: NREL Utility Rates API
Utility, solar, and service details for Bostwick Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(3)
🍕 Restaurants(13)
Arena's Pizza Bostwick Lake
Restaurant
Bostwick Lake Inn
Restaurant
Aunt Belle's Kitchen
Restaurant
Honey Creek Inn
Restaurant
Meltworks
Restaurant
+8 more within 5 miles
☕ Coffee(1)
Biggby Coffee
Café
🏫 Schools(6)
Lakes School
East Rockford Middle School
School
Grattan School
+1 more within 5 miles
💪 Gyms(1)
Fitness Center on Unnamed
Fitness Center
🌳 Parks(6)
+3 more within 5 miles
🚴 Trails(5)
Rockford Village Builders Plat Area Trail
Bike Path
Unnamed bike_path
Bike Path
Bike Path
Bike Path
+2 more within 5 miles
⛵ Boat Launches(2)
Boat Launch
Boat Launch
Frequently asked about Bostwick Lake
- What do homes cost in Bostwick Lake?
- The median home value in Bostwick Lake is about $482,400. Individual prices vary by street, size, and condition.
- How active is the Bostwick Lake housing market?
- there are 15 homes for sale in Bostwick Lake right now, and 52 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Bostwick Lake?
- Bostwick Lake is served by Rockford Public Schools. Its highest-rated assigned school is Lakes Elementary School (10/10).
- Is Bostwick Lake walkable?
- Bostwick Lake scores 3.6/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Bostwick Lake
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