Bluff Lakes
Solid value in a growing area
Median $590K·Walkability 2.9/10·Schools 6.5/10
You wake up here and the first thing that hits you is space—each lot runs about 0.38 acres, so there's actual breathing room between houses without feeling remote. The neighborhood sits on 69 acres with four parks within a mile, including Geerlings Farm Park just an 11-minute walk away, which means your weekends don't require a drive to find green. A coffee shop is about 1.5 miles out, and there are six restaurants within walking distance if you're not cooking, with a few spots just a four-minute stroll away. Homes here run around $937K, and they're served by Zeeland Public Schools. Downtown Grand Rapids is about 32 minutes north—close enough that you're not cut off, far enough that you've genuinely left the city behind.
Why people love it here
$590K median
- 7 sales in last 12mo
16,413 sq ft avg lots
- 24 homes
Conventional Mortgage Calculator
Median home price in Bluff Lakes
Estimated Monthly Payment
$4,005/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
7 homes sold in Bluff Lakes this year. Thinking of selling?
See what your home is worthMedian Sale Price
$590K
7 sales in last 12mo
Parcels / Units
24
Median Lot Size
0.36 ac
0.34 ac – 0.67 ac
Homeowner Rate
100%
Principal residence
Based on 11 rated schools nearby
Range: 5/10 to 8/10
School District: Zeeland Public Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Family Fare
Subway
+1 more
City on a Hill Café
Public
+1 more
Geerlings Farm Park
+1 more
TimberTown
Savannah Lake
Hawthorne Natural Area Beach
Upper Macatawa Natural Area Scenic Overlook
Dog Park at Van Raalte Farm (Small Dog Side)
Unnamed bike_path
Kollen Park Launch
Planet Fitness
Perry & Garden View Drive
+1 more
Howard Miller Public Library
Toddlerville
Holland 7 Theater
Crime in Bluff Lakes is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Bluff Lakes home (around $589,900) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $105k/year in household income to qualify — an estimated monthly payment of $3,924 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,924/mo | $104,629 |
| 10% (+PMI) | $4,517/mo | $120,461 |
| 5% (+PMI) | $4,716/mo | $125,755 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Homeowners Association
Bluff Lakes Homeowners Association
Source: micompanyregistry.com
Local Government · area-wide
Zeeland Charter Township
Source: zeelandtwp.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$912/yr in electricity from a typical rooftop solar system
Produces ~6,386 kWh/yr · offsets ~61% of a typical home's use
Zeeland Charter Township / Private well
Township water in developed areas (some served by City of Zeeland/Holland); rural areas on wells.
Zeeland Charter Township / Septic - individual
Limited township sewer (some via City of Zeeland Clean Water Plant); rural areas on septic.
Resident-arranged hauler
Residents contract private hauler.
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Regional IOU; inferred (parts may be served by Zeeland BPW).
Confirm by addressSEMCO Energy / Consumers Energy
Regional gas utility; inferred.
Confirm by addressServices for Zeeland · Source: zeelandtwp.org
Utility, solar, and service details for Bluff Lakes are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Geerlings Farm Park
0.5 mi
Parks Nearby
20
within 1 mile
🛒 Grocery(16)
bp
Grocery Store
Family Fare
Grocery Store
Family Fare Supermarket
Grocery Store
+13 more within 5 miles
🍕 Restaurants(11)
Hardee's
Restaurant
Love's Travel Stop
Restaurant
Fast Food
StrEATs Taco Kitchen
Restaurant
+6 more within 5 miles
☕ Coffee(17)
+14 more within 5 miles
🍺 Bars(17)
+14 more within 5 miles
🏫 Schools(30)
School
School
West Drenthe School
+25 more within 5 miles
💪 Gyms(7)
Planet Fitness
Fitness Center
MVP Athletic Club, Holland
Fitness Center
Fitness Center
+4 more within 5 miles
🌳 Parks(5)
+2 more within 5 miles
🐕 Dog Parks(4)
Dog Park at Van Raalte Farm (Large Dog Side)
Dog Park
Dog Park in Country Corners Estates Area
Dog Park
+1 more within 5 miles
🚴 Trails(4)
Bike Path
Bike Path
Unnamed bike_path
Bike Path
I-196 Eastbound & West Central Avenue Area Trail
Bike Path
+1 more within 5 miles
🚌 Transit(30)
Transit Stop
Transit Stop
Transit Stop
+27 more within 5 miles
💊 Pharmacies(1)
Walgreens
Pharmacy
👶 Childcare(3)
Toddlerville
Childcare Center
Gilden Woods Early Care and Preschool
Childcare Center
Childcare Center
🏥 Hospitals(1)
📚 Libraries(4)
+1 more within 5 miles
⚡ EV Charging(4)
Unnamed ev_charging
EV Charging
EV Charging
ChargePoint
EV Charging
City of Holland City Hall
EV Charging
Frequently asked about Bluff Lakes
- What do homes cost in Bluff Lakes?
- The median home value in Bluff Lakes is about $589,900. Individual prices vary by street, size, and condition.
- How active is the Bluff Lakes housing market?
- no homes are listed in Bluff Lakes right now, and 7 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Bluff Lakes?
- Bluff Lakes is served by Zeeland Public Schools. Its highest-rated assigned school is Zeeland East High School (7/10).
- Is Bluff Lakes walkable?
- Bluff Lakes scores 2.9/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.