Bellamy Rd & Lincoln Ave Area
Solid value in a growing area
4 homes for sale·Median $275K·Walkability 0.5/10·Schools 5.6/10
The coffee shop is a three-minute walk, which tells you something about how this place is threaded—rural enough that you've got real land (average lots run over 13 acres), but close enough to actual amenities that you're not driving twenty minutes for a cup. Gerald R. Ford airport sits 42 minutes south, a reasonable commute if you're serious about staying put. The neighborhood wraps around Bellamy Creek Roadside Park, and there's a grocery within a 14-minute walk and nine restaurants clustered within a mile—enough variety to avoid cooking every night without feeling like you've moved to a subdivision. The sensory reality is space: acreage, trees between houses, room to breathe. It's the kind of place where you can own something substantial and still get into town in under an hour, which, if you've lived everywhere else, starts to look like exactly the compromise you've been looking for.
Why people love it here
$275K median
- 3 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Bellamy Rd & Lincoln Ave Area
Estimated Monthly Payment
$1,867/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
3 homes sold in Bellamy Rd & Lincoln Ave Area this year. Thinking of selling?
See what your home is worthBased on 5 rated schools nearby
Range: 4/10 to 7/10
School District: Ionia Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Ionia City Market
KFC
+1 more
Sozo Coffee Roasting
Steele Street Brewery
Park at W Bluewater Hwy & Potters Rd
Playground at Bertha Brock Dr & W Bluewater Hwy
Cahoon Lake
Fred Meijer Grand River Valley Rail-Trail
Rite Aid
Ionia Community Library
Ionia Theatre
Crime in Bellamy Rd & Lincoln Ave Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ionia County.
Ionia County crime & safety stats →To buy a median-priced Bellamy Rd & Lincoln Ave Area home (around $275,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $49k/year in household income to qualify — an estimated monthly payment of $1,829 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,829/mo | $48,776 |
| 10% (+PMI) | $2,106/mo | $56,156 |
| 5% (+PMI) | $2,198/mo | $58,624 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
7 parcels
Active / pending
Typical Land Value
$23K/acre
Median asking
Median Price
$77K
Per listing
Multifamily for sale
Listings
1 building
Active / pending
Median Price
$300K
Per building
Price Per Unit
$50K
Median
Who actually lends in Bellamy Rd & Lincoln Ave Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$877/yr in electricity from a typical rooftop solar system
Produces ~6,400 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Bellamy Rd & Lincoln Ave Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Bellamy Creek Roadside Park
2.0 mi
Parks Nearby
0
within 1 mile
🛒 Grocery(2)
Grocery Store
Meijer
Grocery Store
🍕 Restaurants(6)
Fast Food
Restaurant
+1 more within 5 miles
☕ Coffee(1)
🍺 Bars(1)
🏫 Schools(11)
Michigan Training Facility
School
School
School
School
+6 more within 5 miles
🌳 Parks(6)
+3 more within 5 miles
🚴 Trails(4)
Fred Meijer Grand River Valley Rail-Trail
Bike Path
Chief Cob-Moo-Sa Trail East Loop
Bike Path
Bike Path
Bike Path
+1 more within 5 miles
📚 Libraries(1)
Ionia Community Library
Frequently asked about Bellamy Rd & Lincoln Ave Area
- What do homes cost in Bellamy Rd & Lincoln Ave Area?
- The median home value in Bellamy Rd & Lincoln Ave Area is about $275,000. Individual prices vary by street, size, and condition.
- How active is the Bellamy Rd & Lincoln Ave Area housing market?
- there are 4 homes for sale in Bellamy Rd & Lincoln Ave Area right now, and 3 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Bellamy Rd & Lincoln Ave Area?
- Bellamy Rd & Lincoln Ave Area is served by Ionia Public Schools. Its highest-rated assigned school is Ionia Middle School (7/10).
- Is Bellamy Rd & Lincoln Ave Area walkable?
- Bellamy Rd & Lincoln Ave Area scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.