197th Ave & 8 Mile Rd Area
Easy outdoor access
Median $265K·Walkability 0.0/10·Schools 4.7/10
The local MLS listings keep mentioning something you don't hear everywhere: acreage with woods, water views, and enough space to actually breathe. Homes out here sit on multi-acre parcels with creek access, detached garages the size of small homes, and the kind of yard where a motocross track or circular drive doesn't raise an eyebrow. You're looking at ranch-style homes with main-floor laundry and finished basements—practical layouts that assume you're staying put for a while, not just passing through.
Why people love it here
Near the water
- Rogers Dam Pond — 1.6 mi
- White Pine Trail: 6 min drive
- Rogers Dam Pond Public Access: 7 min drive
$265K median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in 197th Ave & 8 Mile Rd Area
Estimated Monthly Payment
$1,799/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Rogers Dam Pond Public Access
2.3 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Rogers Dam Pond
1.6 mi
Based on 3 rated schools nearby
Range: 4/10 to 6/10
School District: Morley Stanwood Community Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Save-A-Lot
Rogers Dam Pond Public Access
Rogers Dam Pond
Beach on Newcosta Ave
The Dragon Trail - Segment #5
White Pine Trail
Ferris Library for Information, Technology and Education
AMC CLASSIC Big Rapids 4
Crime in 197th Ave & 8 Mile Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Mecosta County.
Mecosta County crime & safety stats →To buy a median-priced 197th Ave & 8 Mile Rd Area home (around $265,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $47k/year in household income to qualify — an estimated monthly payment of $1,763 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,763/mo | $47,002 |
| 10% (+PMI) | $2,029/mo | $54,114 |
| 5% (+PMI) | $2,118/mo | $56,493 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$901/yr in electricity from a typical rooftop solar system
Produces ~6,419 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for 197th Ave & 8 Mile Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Frequently asked about 197th Ave & 8 Mile Rd Area
- What do homes cost in 197th Ave & 8 Mile Rd Area?
- The median home value in 197th Ave & 8 Mile Rd Area is about $265,000. Individual prices vary by street, size, and condition.
- What schools serve 197th Ave & 8 Mile Rd Area?
- 197th Ave & 8 Mile Rd Area is served by Morley Stanwood Community Schools. Its highest-rated assigned school is Morley Stanwood High School (6/10).
- Is 197th Ave & 8 Mile Rd Area walkable?
- 197th Ave & 8 Mile Rd Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in 197th Ave & 8 Mile Rd Area
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