High Banks
Great schools with outdoor access
The quick answer
High Banks is a neighborhood, part of Big Rapids Public Schools. Homes here typically sell for around $389,000.
7 homes for sale·Median $389K·Walkability 0.9/10·Schools 6.6/10
Just south of Big Rapids, where 190th Ave meets 13 Mile Rd, the landscape opens up into rolling acreage and quiet subdivisions set back from the main roads. High Banks Park sits right on the edge of the neighborhood, and Horseshoe Lake is just over a mile away if you're craving water access. You've got grocery stores and restaurants within steps—no need to trek far for dinner or groceries—and a coffee shop is about a 9-minute walk if you're into that. The area clusters around 14 restaurants and 5 groceries within a mile or two, so you're genuinely covered for daily life without feeling hemmed in. What really defines this stretch is the land itself: custom-built homes on acre-plus lots, wooded subdivisions with names like Winter Creek and Fox Glove, vaulted ceilings, fireplaces, and the kind of square footage that lets you breathe. It's the kind of place where you can get privacy and space without being hours from town—downtown Grand Rapids is about 64 minutes south if you need the city, but most days you're content right here.
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Why people love it here
Riverview Elementary School
- Elementary — 2.1 mi away
- Big Rapids
- 5 rated schools in district
Near the water
- Rogers Dam Pond — 1.2 mi
- White Pine Trail: 8 min drive
- River Bend Bluffs Boating Access Site: 8 min drive
$389K median
- 12 sales in last 12mo
Conventional Mortgage Calculator
Median home price in High Banks
Estimated Monthly Payment
$2,640/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
12 homes sold in High Banks this year. Thinking of selling?
See what your home is worthBased on 5 rated schools nearby
Range: 4/10 to 10/10
School District: Big Rapids Public Schools
Flood Risk
None
Not in flood zone
Nearest Park
High Banks Park
1.1 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Rogers Dam Pond
1.2 mi
Median Sale Price
$389K
12 sales in last 12mo
Parks Nearby
0
within 1 mile
Nearest Park
High Banks Park
1.1 mi
Expected Rent
$1,075/mo
$975 – $1,150 · estimated range
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Save-A-Lot
Pizza Hut
River Bend Bluffs Boating Access Site
Rogers Dam Pond
Brutus Dog Park
White Pine Trail
Ferris State University - Racquet & Fitness Center
Walgreens
Ferris Library for Information, Technology and Education
AMC CLASSIC Big Rapids 4
Crime in High Banks is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Mecosta County.
Mecosta County crime & safety stats →To buy a median-priced High Banks home (around $388,925) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $70k/year in household income to qualify — an estimated monthly payment of $2,620 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,620/mo | $69,858 |
| 10% (+PMI) | $3,015/mo | $80,406 |
| 5% (+PMI) | $3,148/mo | $83,951 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
2 parcels
Active / pending
Typical Land Value
$12K/acre
Median asking
Median Price
$312K
Per listing
Who actually lends in High Banks, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$911/yr in electricity from a typical rooftop solar system
Produces ~6,376 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for High Banks are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(5)
Save-A-Lot
Grocery Store
Grocery Store
Grocery Store
+2 more within 5 miles
🍕 Restaurants(6)
The Rock
Restaurant
Fast Food
Fast Food
Ttowa Sushi
Restaurant
+1 more within 5 miles
🏫 Schools(4)
💪 Gyms(1)
Ferris State University - Racquet & Fitness Center
Fitness Center
🐕 Dog Parks(1)
Brutus Dog Park
Dog Park
🚌 Transit(2)
Transit Stop
Transit Stop
💊 Pharmacies(1)
Walgreens
Pharmacy
🏥 Hospitals(1)
📚 Libraries(2)
⚡ EV Charging(3)
Unnamed ev_charging
EV Charging
ChargePoint
EV Charging
EV Charging
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about High Banks? Our team can help with availability, schools, and what it's really like to live here.
Living in High Banks: the details
Is High Banks a good place to live?
High Banks suits buyers looking for green space nearby — here is what the data shows. Day to day, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Big Rapids Public Schools. The going price is around $389,000.
What does it cost to live in High Banks?
Homes in High Banks sell for a median of about $389,000. There are 7 homes for sale here right now and 12 homes sold here in the past year.
Frequently asked about High Banks
- What do homes cost in High Banks?
- The median home value in High Banks is about $388,925. Individual prices vary by street, size, and condition.
- How active is the High Banks housing market?
- there are 7 homes for sale in High Banks right now, and 12 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve High Banks?
- High Banks is served by Big Rapids Public Schools. Its highest-rated assigned school is Riverview Elementary School (10/10).
- Is High Banks walkable?
- High Banks scores 0.9/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.