120th Avenue Area
Solid value in a growing area
4 homes for sale·Median $451K·Walkability 0.7/10·Schools 4.4/10
Driving through feels like you've stumbled onto something that works—a stretch of land where you can breathe, build, and actually have space without feeling isolated. Homes here tend toward ranch styles on generous lots, often with room for a pole barn or detached garage if you've got toys to store. Wood stoves, decks overlooking the back acreage, heated pools—the listings read like people are genuinely settling in, not just passing through. The Pigeon Creek trails and river sit less than two miles away if you want to get outside, and Pigeon Creek Park is right there for when the mood strikes. Restaurants are steps away despite the rural feel, and you've got 18 spots within a mile, which is more than you'd expect out here. Grocery shopping runs about three and a half miles, and downtown Grand Rapids is a straightforward 36-minute drive when you need the city—close enough that you're not cut off from it, far enough that you're genuinely away. The Lighthouse Academy serves the area, and the whole neighborhood sits in Olive township, a place with deep agricultural roots and generations of families who've put down real roots here.
Why people love it here
$451K median
- 16 sales in last 12mo
Conventional Mortgage Calculator
Median home price in 120th Avenue Area
Estimated Monthly Payment
$3,062/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
16 homes sold in 120th Avenue Area this year. Thinking of selling?
See what your home is worthBased on 5 rated schools nearby
Range: 4/10 to 5/10
School District: Lighthouse Academy
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Meijer
Pigeon Café
Park in 120th Avenue Area
Playground in 120th Avenue Area
Spring Bayou
+1 more
Windsnest Park Beach
Creek Loop
Dog Park in Country Corners Estates Area
US-31 Northbound & Croswell Street Area Trail
Robinson - Grand River Launch
120th & Greenly
Herrick District Library North Branch
AMC Star Holland 8
Crime in 120th Avenue Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced 120th Avenue Area home (around $451,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $80k/year in household income to qualify — an estimated monthly payment of $3,000 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,000/mo | $79,993 |
| 10% (+PMI) | $3,454/mo | $92,097 |
| 5% (+PMI) | $3,605/mo | $96,144 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$33K/acre
Median asking
Median Price
$225K
Per listing
Who actually lends in 120th Avenue Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
Olive Township
Source: olivetownship.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$922/yr in electricity from a typical rooftop solar system
Produces ~6,454 kWh/yr · offsets ~61% of a typical home's use
Private well
Based on assessor parcel records
Municipal sewer
Based on assessor parcel records
Resident-arranged hauler
Residents contract private hauler.
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Regional IOU; inferred.
Confirm by addressConsumers Energy / SEMCO Energy
Regional gas utility; inferred.
Confirm by addressOttawa County Sheriff's Office
County sheriff; Ottawa County Fillmore complex/jail located in Olive Township.
Services for Olive · Source: olivetownship.org
Utility, solar, and service details for 120th Avenue Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Pigeon Creek Park
1.4 mi
Parks Nearby
0
within 1 mile
🛒 Grocery(1)
bp
Grocery Store
🍕 Restaurants(7)
Pigeon Café
Fast Food
The Soft Spot
Fast Food
Stromboli's Express
Restaurant
Yellow Jacket Junction Pizza & Subs
Restaurant
+2 more within 5 miles
🍺 Bars(3)
Frequently asked about 120th Avenue Area
- What do homes cost in 120th Avenue Area?
- The median home value in 120th Avenue Area is about $451,000. Individual prices vary by street, size, and condition.
- How active is the 120th Avenue Area housing market?
- there are 4 homes for sale in 120th Avenue Area right now, and 16 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve 120th Avenue Area?
- 120th Avenue Area is served by Lighthouse Academy. Its highest-rated assigned school is Zeeland West High School (7/10).
- Is 120th Avenue Area walkable?
- 120th Avenue Area scores 0.7/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
