Wood St & Hart St Area
Solid value in a growing area
1 home for sale·Median $165K·Walkability 2.4/10·Schools 6.3/10
You're about a two-block walk from downtown Hart—far enough that you get real property and breathing room, close enough to enjoy the town's events and activities. Several homes here sit on corner lots with fenced yards and storage sheds. Most houses are three-bedroom charming types with hardwood floors and finished basements, and they tend to move ready.
Why people love it here
$165K median
- 8 sales in last 12mo
Hart High School
- High — 0.6 mi away
- Hart
- 3 rated schools in district
Conventional Mortgage Calculator
Median home price in Wood St & Hart St Area
Estimated Monthly Payment
$1,120/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
8 homes sold in Wood St & Hart St Area this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 5/10 to 8/10
School District: Hart Public School District
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Hansen Foods
McDonald's
Liberty Park
+1 more
Playground on Ochs Rd
Hart Lake
Hart-Montague Bicycle Trail
Hart Public Library
Crime in Wood St & Hart St Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced Wood St & Hart St Area home (around $165,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $29k/year in household income to qualify — an estimated monthly payment of $1,097 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,097/mo | $29,266 |
| 10% (+PMI) | $1,264/mo | $33,694 |
| 5% (+PMI) | $1,319/mo | $35,175 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$796/yr in electricity from a typical rooftop solar system
Produces ~6,387 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Wood St & Hart St Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Liberty Park
0.4 mi
Parks Nearby
36
within 1 mile
🛒 Grocery(1)
Hansen Foods
Grocery Store
🍕 Restaurants(2)
Fast Food
🏫 Schools(7)
Oceana Intermediate School
Donaldson School
Garver School
Van Wickle School
Round Lake School
+2 more within 5 miles
🚴 Trails(9)
Hart-Montague Bicycle Trail
Bike Path
Unnamed bike_path
Bike Path
Bike Path
Bike Path
+6 more within 5 miles
📚 Libraries(1)
Hart Public Library
Frequently asked about Wood St & Hart St Area
- What do homes cost in Wood St & Hart St Area?
- The median home value in Wood St & Hart St Area is about $165,000. Individual prices vary by street, size, and condition.
- How active is the Wood St & Hart St Area housing market?
- there is 1 home for sale in Wood St & Hart St Area right now, and 8 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Wood St & Hart St Area?
- Wood St & Hart St Area is served by Hart Public School District. Its highest-rated assigned school is Hart High School (8/10).
- Is Wood St & Hart St Area walkable?
- Wood St & Hart St Area scores 2.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.