Winter Oaks
Surrounded by nature
Median $380K·Walkability 3.5/10·Schools 4.9/10
What catches most people off guard about Winter Oaks is how much breathing room you get on just over 20 acres—this is a condo community, but it doesn't feel cramped or stacked. Homes here are ranch-style with aluminum siding, and they're spread across the property in a way that actually lets you have some land around you. Median home values sit around $585K, which puts you in a neighborhood where things feel settled without feeling remote. A private pond anchors the community, and Stu Visser Trails is a 10-minute walk away when you want to stretch your legs.
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Why people love it here
Near the water
- Lake Macatawa — 1.9 mi
- 20 parks within 1 mile
- Unnamed bike_path: 8 min walk
- Stu Visser Trails Trail: 8 min walk
$380K median
- 5 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Winter Oaks
Estimated Monthly Payment
$2,579/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
5 homes sold in Winter Oaks this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Stu Visser Trails
0.5 mi
Parks Nearby
20
within 1 mile
Nearest Lake
Lake Macatawa
1.9 mi
Median Sale Price
$380K
5 sales in last 12mo
Units
84
Complex Size
20.6 ac
84 units
Homeowner Rate
88.1%
Principal residence
Expected Rent
$1,525/mo
$1,350 – $1,700 · estimated range
Based on 9 rated schools nearby
Range: 3/10 to 7/10
School District: West Ottawa Public School District
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Supermercado La Excelencia
+1 more
Beechwood Grill
+1 more
Simpatico
+1 more
Tommygun Tavern
+1 more
Beechwood Park
+1 more
Unnamed playground
Lake Macatawa
+1 more
Unnamed beach
Loop 4
Park Township Dog Park
Unnamed bike_path
Howard Dunton Park Launch
Elite Fitness Development
+1 more
Butternut North of James (Leisure Estates)
+1 more
Walgreens
Theil Research Center
daycare
Sperry's Moviehouse
Crime in Winter Oaks is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Winter Oaks home (around $379,900) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $68k/year in household income to qualify — an estimated monthly payment of $2,559 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,559/mo | $68,237 |
| 10% (+PMI) | $2,945/mo | $78,540 |
| 5% (+PMI) | $3,075/mo | $82,003 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Homeowners Association
Winter Oaks Condominium Association
Managed by Self-managed
Source: winteroaks.org · unconfirmed
Local Government · area-wide
Holland Charter Township
Source: hct.holland.mi.us · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$880/yr in electricity from a typical rooftop solar system
Produces ~6,416 kWh/yr · offsets ~61% of a typical home's use
Municipal / public water
Based on assessor parcel records
Municipal sewer
Based on assessor parcel records
Holland Charter Township (free seasonal disposal) + resident haulers
Township offers free trash/yard-waste disposal Apr-Oct; regular curbside via private haulers.
Consumers Energy Co|Great Lakes Energy Coop · ~13.7¢/kWh
Regional IOU; inferred (Holland BPW serves city, not township).
Confirm by addressSEMCO Energy / Consumers Energy
Regional gas utility; inferred.
Confirm by addressOttawa County Sheriff's Office
Four full-time community policing deputies via Ottawa County Sheriff.
Services for Holland Township · Source: hct.holland.mi.us
Utility, solar, and service details for Winter Oaks are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(25)
Supermercado La Excelencia
Grocery Store
Holland Supermarket
Grocery Store
D&W Fresh Market
Grocery Store
+22 more within 5 miles
🍕 Restaurants(12)
Taste of Asia
Restaurant
La Conchita
Restaurant
Taqueria El Huarache
Restaurant
El Hurache
Restaurant
Restaurant
+7 more within 5 miles
☕ Coffee(12)
+9 more within 5 miles
🍺 Bars(9)
Tommygun Tavern
Bar
Rail House Grill & Billiards
Bar
The Side Pocket at Black River Billiards
Bar
+6 more within 5 miles
🏫 Schools(27)
+22 more within 5 miles
💪 Gyms(12)
Elite Fitness Development
Fitness Center
Fitness Center at Douglas Avenue & North River Avenue
Fitness Center
Fitness Center
+9 more within 5 miles
🌳 Parks(3)
🐕 Dog Parks(3)
🚴 Trails(6)
West Lakewood Boulevard & North River Avenue Area Trail
Bike Path
Wendt Park Trail
Bike Path
Unnamed bike_path
Bike Path
+3 more within 5 miles
⛵ Boat Launches(3)
Boat Launch
Boat Launch
Boat Launch
🚌 Transit(30)
Transit Stop
Transit Stop
Transit Stop
+27 more within 5 miles
💊 Pharmacies(4)
+1 more within 5 miles
👶 Childcare(4)
Little Kingdom Warriors Academy LLC.
Childcare Center
Childcare Center
Toddlerville
Childcare Center
+1 more within 5 miles
🏥 Hospitals(1)
Hospital
⚡ EV Charging(3)
City of Holland City Hall
EV Charging
ChargePoint
EV Charging
EV Charging
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Winter Oaks? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Winter Oaks
- What do homes cost in Winter Oaks?
- The median home value in Winter Oaks is about $379,900. Individual prices vary by street, size, and condition.
- How active is the Winter Oaks housing market?
- no homes are listed in Winter Oaks right now, and 5 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Winter Oaks?
- Winter Oaks is served by West Ottawa Public School District. Its highest-rated assigned school is West Ottawa High School Campus (6/10).
- Is Winter Oaks walkable?
- Winter Oaks scores 3.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.