Wilson'S Addition To Luther
Solid value in a growing area
Median $125K
The stretch out here sits right on the edge of Hungerford Lake Recreation Area, so if you're looking for quick access to trails and water without a major drive, you're already there—Lake Michigan is just over a mile away if you want to push further. What sticks is the mix of renovated homes and genuine space: people are working with multiple lots, real decks, garages, sheds, and room to breathe, which you don't always find in subdivisions. The village itself keeps things low-key, with folks doing serious updates—new kitchens, fresh plumbing, solid insulation work—turning older places into actual year-round homes rather than seasonal retreats. You're in Lake County, where the ORV scene runs deep and the trails network spreads for hundreds of miles, so if that's your thing, the location hands it to you directly. It reads less like manicured development and more like a working place where people are genuinely investing in their properties.
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Why people love it here
$125K median
- Active listings only
Conventional Mortgage Calculator
Median home price in Wilson'S Addition To Luther
Estimated Monthly Payment
$849/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
To buy a median-priced Wilson'S Addition To Luther home (around $125,000) at today's 7.28% 30-year fixed rate with 20% down, you'd need roughly $24k/year in household income to qualify — an estimated monthly payment of $884 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $884/mo | $23,579 |
| 10% (+PMI) | $1,017/mo | $27,110 |
| 5% (+PMI) | $1,062/mo | $28,320 |
Estimates use a 7.28% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Flood Risk
None
Not in flood zone
Nearest Park
Triangle Park
0.2 mi
Parks Nearby
15
within 1 mile
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Wilson'S Addition To Luther? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Wilson'S Addition To Luther
- What do homes cost in Wilson'S Addition To Luther?
- The median home value in Wilson'S Addition To Luther is about $125,000. Individual prices vary by street, size, and condition.
- How active is the Wilson'S Addition To Luther housing market?
- there are 3 homes for sale in Wilson'S Addition To Luther right now. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Wilson'S Addition To Luther?
- Wilson'S Addition To Luther is served by Pine River Area Schools.
Top contributors in Wilson'S Addition To Luther
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