White Pine Village
Strong schools draw families here
Median $220K·Walkability 1.4/10·Schools 7.3/10
Biking or driving through this stretch feels unhurried—tree-lined roads, modest homes set back on generous lots, the kind of place where a morning commute to downtown Grand Rapids means you've carved out real distance between yourself and the city's pull. Pere Marquette Conservation Park is a short walk away. With fifteen parks within a mile radius, there's green space folded into the everyday texture here—playground equipment, open grass, trails that don't announce themselves loudly. The homes tend toward well-kept bungalows and ranch-style houses with room to breathe, decks, detached garages, yards deep enough for projects. It's the kind of neighborhood where you notice the seasons changing in the trees before you notice them anywhere else, where the pace of life moves at the speed of a quiet road, not a highway.
Why people love it here
Ludington High School
- High — 2.3 mi away
- Ludington Area
- 3 rated schools in district
Park-rich area
- 15 parks within 1 mile
- Pere Marquette Conservation Park: 6 min drive
- Unnamed beach: 8 min drive
$220K median
- 5 sales in last 12mo
Conventional Mortgage Calculator
Median home price in White Pine Village
Estimated Monthly Payment
$1,494/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
5 homes sold in White Pine Village this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 7/10 to 8/10
School District: Ludington Area School District
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Pere Marquette Conservation Park
Pere Marquette Lake
Unnamed beach
Cartier Park Nature Trail
Lakeside Links
AMC CLASSIC Ludington 8
Crime in White Pine Village is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Mason County.
Mason County crime & safety stats →To buy a median-priced White Pine Village home (around $220,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $40k/year in household income to qualify — an estimated monthly payment of $1,483 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,483/mo | $39,547 |
| 10% (+PMI) | $1,707/mo | $45,517 |
| 5% (+PMI) | $1,782/mo | $47,525 |
Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$181K/acre
Median asking
Median Price
$465K
Per listing
Multifamily for sale
Listings
1 building
Active / pending
Median Price
$250K
Per building
Price Per Unit
$125K
Median
Who actually lends in White Pine Village, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
Pere Marquette Charter Township
Source: pmtwp.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$891/yr in electricity from a typical rooftop solar system
Produces ~6,232 kWh/yr · offsets ~59% of a typical home's use
Pere Marquette Charter Township (municipal water in developed areas) / private wells
Township provides municipal water in developed areas surrounding Ludington; wells elsewhere.
Pere Marquette Charter Township sewer / individual septic
Sewer service in developed areas; septic in rural areas.
Resident-arranged private hauler
Residents contract private haulers.
Consumers Energy · ~14.3¢/kWh
Consumers Energy serves the Ludington area.
Confirm by addressPiped natural gas in developed Ludington-area corridors.
Confirm by addressPere Marquette Township Fire Department
Township-operated fire department, 1040 S Pere Marquette Hwy, Ludington.
Services for Pere Marquette · Source: pmtwp.org
Utility, solar, and service details for White Pine Village are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(5)
☕ Coffee(6)
+3 more within 5 miles
🍺 Bars(5)
+2 more within 5 miles
🌳 Parks(3)
🚴 Trails(4)
+1 more within 5 miles
⚡ EV Charging(1)
EV Charging
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about White Pine Village? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about White Pine Village
- What do homes cost in White Pine Village?
- The median home value in White Pine Village is about $220,000. Individual prices vary by street, size, and condition.
- How active is the White Pine Village housing market?
- there are 2 homes for sale in White Pine Village right now, and 5 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve White Pine Village?
- White Pine Village is served by Ludington Area School District. Its highest-rated assigned school is Ludington High School (8/10).
- Is White Pine Village walkable?
- White Pine Village scores 1.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in White Pine Village
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