White Oaks
Surrounded by nature
Median $450K·Walkability 2.6/10·Schools 4.9/10
You might expect a platted subdivision on the outskirts to feel generic—another grid of similar homes on similar lots—but White Oaks carries a more considered scale. At 21 acres with an average lot of 0.32 acres, there's actual breathing room without sprawl, the kind of density that keeps things walkable without feeling dense. Stu Visser Trails is a 7-minute walk away, and 66 restaurants sit within a mile, so the everyday convenience is real: a coffee shop less than a mile down the road, dinner options that don't require planning. Homes here run around $830K and sit within the West Ottawa Public School District.
Why people love it here
Near the water
- Lake Macatawa — 1.6 mi
- 20 parks within 1 mile
- Stu Visser Trails Trail: 8 min walk
- Unnamed bike path: 8 min walk
$450K median
- Based on 3yr sales
13,904 sq ft avg lots
- 52 homes
Conventional Mortgage Calculator
Median home price in White Oaks
Estimated Monthly Payment
$3,055/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Stu Visser Trails
0.3 mi
Parks Nearby
20
within 1 mile
Nearest Lake
Lake Macatawa
1.6 mi
Median Sale Price
$450K
Based on 3yr sales
Parcels / Units
52
Median Lot Size
0.28 ac
0.24 ac – 1.1 ac
Homeowner Rate
100%
Principal residence
Based on 9 rated schools nearby
Range: 3/10 to 7/10
School District: West Ottawa Public School District
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Holland Supermarket
+1 more
Beechwood Grill
+1 more
Simpatico
+1 more
Tommygun Tavern
+1 more
Stu Visser Trails
+1 more
Beechwood PlayZone
Lake Macatawa
+1 more
Unnamed beach
Loop 4
Park Township Dog Park
Stu Visser Trails Trail
Howard Dunton Park Launch
Elite Fitness Development
+1 more
Howard & Jackson (Dunton Park)
+1 more
CVS Pharmacy
Theil Research Center
daycare
Sperry's Moviehouse
Crime in White Oaks is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced White Oaks home (around $450,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $80k/year in household income to qualify — an estimated monthly payment of $2,993 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,993/mo | $79,815 |
| 10% (+PMI) | $3,446/mo | $91,892 |
| 5% (+PMI) | $3,597/mo | $95,931 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Holland Charter Township
Source: hct.holland.mi.us · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$880/yr in electricity from a typical rooftop solar system
Produces ~6,416 kWh/yr · offsets ~61% of a typical home's use
Holland Charter Township (water from City of Wyoming)
Township-owned distribution serving 12,900+ customers; water purchased wholesale from City of Wyoming (Lake Michigan).
Holland Charter Township (free seasonal disposal) + resident haulers
Township offers free trash/yard-waste disposal Apr-Oct; regular curbside via private haulers.
Consumers Energy Co|Great Lakes Energy Coop · ~13.7¢/kWh
Regional IOU; inferred (Holland BPW serves city, not township).
Confirm by addressSEMCO Energy / Consumers Energy
Regional gas utility; inferred.
Confirm by addressOttawa County Sheriff's Office
Four full-time community policing deputies via Ottawa County Sheriff.
Services for Holland · Source: hct.holland.mi.us
Utility, solar, and service details for White Oaks are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(25)
Holland Supermarket
Grocery Store
Supermercado La Excelencia
Grocery Store
D&W Fresh Market
Grocery Store
+22 more within 5 miles
🍕 Restaurants(13)
Restaurant
Dutch Brothers Restaurant
Restaurant
Restaurant
Sluggo's Pizzeria
Restaurant
Holland Princess Dinner Cruises
Restaurant
+8 more within 5 miles
☕ Coffee(15)
+12 more within 5 miles
🍺 Bars(12)
Tommygun Tavern
Bar
Rail House Grill & Billiards
Bar
The Side Pocket at Black River Billiards
Bar
+9 more within 5 miles
🏫 Schools(28)
+23 more within 5 miles
💪 Gyms(12)
Elite Fitness Development
Fitness Center
Fitness Center at Douglas Avenue & North River Avenue
Fitness Center
Fitness Center
+9 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(3)
🚴 Trails(5)
Unnamed bike_path
Bike Path
Bike Path
Bike Path
Stu Visser Trails Trail
Bike Path
+2 more within 5 miles
⛵ Boat Launches(3)
Boat Launch
Boat Launch
Boat Launch
🚌 Transit(30)
Transit Stop
Transit Stop
Transit Stop
+27 more within 5 miles
💊 Pharmacies(4)
+1 more within 5 miles
👶 Childcare(4)
Little Kingdom Warriors Academy LLC.
Childcare Center
Childcare Center
Toddlerville
Childcare Center
+1 more within 5 miles
🏥 Hospitals(1)
Hospital
📚 Libraries(4)
+1 more within 5 miles
⚡ EV Charging(3)
City of Holland City Hall
EV Charging
ChargePoint
EV Charging
EV Charging
Frequently asked about White Oaks
- What do homes cost in White Oaks?
- The median home value in White Oaks is about $450,000. Individual prices vary by street, size, and condition.
- How active is the White Oaks housing market?
- there is 1 home for sale in White Oaks right now. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve White Oaks?
- White Oaks is served by West Ottawa Public School District. Its highest-rated assigned school is Waukazoo Elementary School (7/10).
- Is White Oaks walkable?
- White Oaks scores 2.6/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.