Whispering Oakes Sub
Surrounded by nature
Median $414K·Walkability 2.2/10·Schools 4.8/10
You're looking at nine acres carved into three-quarter-acre-plus lots—the kind of breathing room where you're not staring into your neighbor's kitchen. Homes here run around $684K, and the subdivision sits close enough to a half-dozen restaurants that dinner out doesn't require a plan, yet far enough inland that the beach at Grand Haven is only twelve minutes away when you want salt air instead.
Why people love it here
Near the water
- Pettys Bayou — 1.3 mi
- 5 parks within 1 mile
- North Bank Trail: 14 min walk
- Unnamed park: 7 min bike
$414K median
- Based on 3yr sales
19,018 sq ft avg lots
- 15 homes
Conventional Mortgage Calculator
Median home price in Whispering Oakes Sub
Estimated Monthly Payment
$2,810/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
0.8 mi
Parks Nearby
5
within 1 mile
Nearest Lake
Pettys Bayou
1.3 mi
Median Sale Price
$414K
Based on 3yr sales
Parcels / Units
15
Median Lot Size
0.39 ac
0.37 ac – 1.2 ac
Homeowner Rate
100%
Principal residence
Based on 4 rated schools nearby
Range: 3/10 to 8/10
School District: Spring Lake Public Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Spring Lake Orchard Market
Lazy P BBQ
+1 more
truenorth
Spring Lake Country Club
Unnamed park
+1 more
Unnamed playground
Pettys Bayou
+1 more
Lakeside Beach
North Bank Trail
Pettys Bayou Launch
+1 more
Rhoda's Body Shop
Rite Aid
Spring Lake District Library
Cinema Carousel
Crime in Whispering Oakes Sub is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Whispering Oakes Sub home (around $413,900) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $73k/year in household income to qualify — an estimated monthly payment of $2,753 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,753/mo | $73,412 |
| 10% (+PMI) | $3,170/mo | $84,521 |
| 5% (+PMI) | $3,309/mo | $88,235 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Crockery Township
Source: crockerytownship.gov · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$886/yr in electricity from a typical rooftop solar system
Produces ~6,461 kWh/yr · offsets ~62% of a typical home's use
Crockery Township (water from Northwest Ottawa Water Treatment Plant)
Township distributes water purchased from NW Ottawa WTP in Grand Haven; private wells in unserved areas.
Crockery Township / Septic - individual
Township WWTP decommissioned Nov 2021; sewer service limited, much of township on septic.
Resident-arranged hauler
Residents contract private hauler.
Consumers Energy / SEMCO Energy
Regional gas utility; inferred.
Confirm by addressServices for Crockery · Source: crockerytownship.gov
Utility, solar, and service details for Whispering Oakes Sub are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(9)
Orchard Markets
Grocery Store
Spring Lake Orchard Market
Grocery Store
Grocery Store
+6 more within 5 miles
🍕 Restaurants(13)
Lazy P BBQ
Restaurant
Vander Mill Tap Room
Restaurant
Ted'S
Restaurant
Spring Lake Athletic Boosters
Restaurant
Bell's 104
Restaurant
+8 more within 5 miles
☕ Coffee(20)
truenorth
Café
Magnum Coffee Roastery
Café
Java Boulevard (Magnum Coffee House)
Café
+17 more within 5 miles
🍺 Bars(17)
Two Tonys Italian Kitchen & Wine Bar
Bar
Bar
Terra Verde Restaurant & Lounge
Bar
+14 more within 5 miles
🏫 Schools(16)
Christian School
Jeffers School
Holmes School
Edgewood Elementary School
School
Fruitport Middle School
School
+11 more within 5 miles
🌳 Parks(6)
+3 more within 5 miles
🐕 Dog Parks(4)
Dog Park in Gluecks Sub Area
Dog Park
Eastern Park Dog Park
Dog Park
Dog Park in South Holiday Hills Area
Dog Park
+1 more within 5 miles
🚴 Trails(6)
+3 more within 5 miles
⛵ Boat Launches(9)
Boat Launch
Boat Launch
Boat Launch
+6 more within 5 miles
🏥 Hospitals(1)
Hospital
📚 Libraries(3)
Frequently asked about Whispering Oakes Sub
- What do homes cost in Whispering Oakes Sub?
- The median home value in Whispering Oakes Sub is about $413,900. Individual prices vary by street, size, and condition.
- What schools serve Whispering Oakes Sub?
- Whispering Oakes Sub is served by Spring Lake Public Schools. Its highest-rated assigned school is Fruitport High School (8/10).
- Is Whispering Oakes Sub walkable?
- Whispering Oakes Sub scores 2.2/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.