Whalen Lake
Surrounded by nature
Median $130K·Walkability 2.4/10·Schools 3.7/10
Whalen Lake sits just 0.1 miles away in a quiet pocket where the land rolls into water and the horizon opens up to forest. A mile or so away, Hungerford Lake Recreation Area offers a window into the broader landscape; Lake Michigan's big water is closer than you'd think. The nearest restaurant is about a mile down the road, so out here you're genuinely on your own for a meal, which also means you're genuinely removed from the everyday hum.
Why people love it here
Lake life
- Whalen Lake within walking distance
- Whalen Lake: 8 min walk
- Bush Lake: 4 min drive
$130K median
- Based on 3yr sales
Lake facts
MI DNRConventional Mortgage Calculator
Median home price in Whalen Lake
Estimated Monthly Payment
$883/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Baldwin Hatchery Boating Access Site
1.2 mi
Parks Nearby
0
within 1 mile
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Whalen Lake
+1 more
Crime in Whalen Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced Whalen Lake home (around $130,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $23k/year in household income to qualify — an estimated monthly payment of $865 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $865/mo | $23,058 |
| 10% (+PMI) | $996/mo | $26,547 |
| 5% (+PMI) | $1,039/mo | $27,713 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$898/yr in electricity from a typical rooftop solar system
Produces ~6,284 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for Whalen Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(4)
Subway
Fast Food
Pompeiis Pizza
Restaurant
Fast Food
Restaurant
🌳 Parks(6)
+3 more within 5 miles
Frequently asked about Whalen Lake
- What do homes cost in Whalen Lake?
- The median home value in Whalen Lake is about $130,000. Individual prices vary by street, size, and condition.
- How active is the Whalen Lake housing market?
- there is 1 home for sale in Whalen Lake right now. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Whalen Lake?
- Whalen Lake is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Senior High School (4/10).
- Is Whalen Lake walkable?
- Whalen Lake scores 2.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Whalen Lake
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.