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West Olive

Surrounded by nature

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
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Median $543K·Walkability 2.1/10·Schools 4.0/10

🏙️24 mito Downtown GR(~49 min drive)
🏞️11 mito Lake Michigan(~21 min drive)

Lake Michigan stretches right along the western edge of this area, where Kirk Park's 68 acres deliver sand beaches, wooded dunes, and bluffs with views that justify the drive. The Lakeshore Trail—a 20-mile paved path—threads through, connecting to Grand Haven and Holland, and draws cyclists and runners year-round. Off-leash dog beach at the park's southern end has its own quiet following.

Why people love it here

🌊Nature & Outdoors

Near the water

  • Pigeon Lake — 1.8 mi
  • 5 parks within 1 mile
  • S. Berghorst Ridge Trail: 9 min drive
  • Unnamed bike_path: 1 min drive
💰Home Values

$543K median

  • 22 sales in last 12mo
Loading map…

Conventional Mortgage Calculator

Median home price in West Olive

Estimated Monthly Payment

$3,683/mo

$
$108,500
20%
%
Principal & Interest $2,81576%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

22 homes sold in West Olive this year. Thinking of selling?

See what your home is worth
4.0
/10 avg
Average schools

Based on 1 rated school nearby

School District: West Ottawa Public School District

6West Ottawa High School CampusHigh · 09-12 · 2,196 students · 20:1 · Assigned · 5.9 mi
5Harbor Lights Middle SchoolMiddle · 06-08 · 817 students · 18:1 · Assigned · 6.6 mi
4Sheldon Woods Elementary SchoolElementary · PK-05 · 150 students · 14:1 · Assigned · 2.1 mi

Walkability

2.1

Limited

Overall walkability score out of 10

🛒Daily Errands— Grocery, pharmacy
0.0
🍽️Dining— Restaurants, cafes, bars
2.1
🌳Nature— Parks, trails
0.0
🚌Transit— Bus stops, stations
0.0
💪Fitness— Gyms, recreation
0.0

Based on actual walk/bike/drive times to nearby amenities via Mapbox

🛒Grocery Stores
Quick drive

bp

10 mindrive
Family Fare Supermarket
10 mindrive
🍽️Restaurants
Bikeable

Stanton Junction Marathon

10 minbike· 28 min walk· 2 min drive
La Cenaduria de Maria
10 minbike
Pigeon Café
6 mindrive
🍺Bars & Breweries
Bikeable

The Pipeline Underground Saloon

10 minbike· 29 min walk· 2 min drive
LiveGolf Studios at Macatawa Golf Club
9 mindrive
RedRock Grille
10 mindrive
Sandy Point Beach House
7 mindrive
🌳Parks
Short drive

Hemlock Crossing

3 mindrive
🛝Playgrounds
Bikeable

Unnamed playground

7 minbike· 20 min walk· 3 min drive
🏞️Lakes & Water
Quick drive

Spring Bayou

5 mindrive
🏖️Beaches
Quick drive

Unnamed beach

7 mindrive
Windsnest Park Beach
7 mindrive
🥾Hiking Trails
Quick drive

S. Berghorst Ridge Trail

9 mindrive
🚴Bike Paths
Short drive

Unnamed bike_path

<1 mindrive
US-31 Northbound & Croswell Street Area Trail
<1 mindrive
⛵Boat Launches
Quick drive

Pigeon Lake Launch

7 mindrive
📚Libraries
Quick drive

Herrick District Library North Branch

12 mindrive
🎬Movie Theaters
Quick drive

Grand Haven 9

12 mindrive

Crime in West Olive is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.

Ottawa County crime & safety stats →

To buy a median-priced West Olive home (around $542,500) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $98k/year in household income to qualify — an estimated monthly payment of $3,657 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $3,657/mo$97,520
10% (+PMI)$4,209/mo$112,242
5% (+PMI)$4,395/mo$117,191

Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full West Olive cost-of-living breakdown →

Land for sale

Listings

1 parcel

Active / pending

Typical Land Value

$91K/acre

Median asking

Median Price

$100K

Per listing

Dominant StyleRanch
ConstructionVinyl Siding
RoofComposition
HeatingForced Air
Central Air100%
Fireplace31%
SewerPublic
WaterPublic
Waterfront19%
Water Bodies
PondPrivate Pond

Who actually lends in West Olive, and how homes here are financed — from 2024 federal mortgage records.

Home purchases~25 loans · $8M

Loans to buy a home

Conventional 96%FHA 2%VA 2%

Most active lenders

121st Mortgage Corporation44%
2Lake Michigan Credit Union23%
3Fifth Third Bank, National Association5%
4The Huntington National Bank4%
5Independent Bank4%
Refinances~12 loans · $2M

Homeowners refinancing an existing mortgage

Conventional 85%FHA 5%VA 10%

Most active lenders

1The Huntington National Bank21%
2Lake Michigan Credit Union14%
3Consumers Credit Union13%
4Fifth Third Bank, National Association10%
5Rocket Mortgage, LLC9%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Local Government · area-wide

Port Sheldon Township

616-399-6121Website

Source: portsheldontwp.org · unconfirmed

Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.

Solar potential

~$888/yr in electricity from a typical rooftop solar system

Produces ~6,477 kWh/yr · offsets ~62% of a typical home's use

Waterunconfirmed

Municipal / public water

Based on assessor parcel records

Sewerunconfirmed

Municipal sewer

Based on assessor parcel records

Trashunconfirmed

Resident-arranged hauler

Residents contract private hauler.

Electricvaries by address

Consumers Energy Co · ~13.7¢/kWh

Regional IOU; inferred.

Confirm by address
Natural Gasvaries by address

Consumers Energy / SEMCO Energy

Regional gas utility; inferred.

Confirm by address
Police

Ottawa County Sheriff's Office

Law enforcement via Ottawa County Sheriff.

Fire

Port Sheldon Township Fire Department

Township FD, 16045 Port Sheldon Street, West Olive.

Services for Port Sheldon · Source: portsheldontwp.org

Utility, solar, and service details for West Olive are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

🛒 Grocery(1)

bp

Grocery Store

4.7 mimap

🍕 Restaurants(10)

La Cenaduria de Maria

Restaurant

1.0 mimap

Stanton Junction Marathon

Restaurant

1.1 mimap

Pigeon Café

Fast Food

2.8 mimap
Subway

Fast Food

2.9 mimap

Beach House Pizza

Restaurant

3.2 mimap

+5 more within 5 miles

🍺 Bars(4)

The Pipeline Underground Saloon

Bar

1.0 mimap

Sandy Point Beach House

Restaurant

3.2 mimap

LiveGolf Studios at Macatawa Golf Club

Bar

4.8 mimap

+1 more within 5 miles

🏫 Schools(3)

Robart School

2.0 mimap

Sheldon Woods School

2.1 mimap
Connell School
2.4 mimap

🌳 Parks(7)

Hemlock Crossing
0.7 mimap

Park

1.2 mimap

Unnamed park

1.2 mimap

+4 more within 5 miles

🚴 Trails(3)

Bike Path

Bike Path

155mmap

Unnamed bike_path

Bike Path

155mmap

US-31 Northbound & Croswell Street Area Trail

Bike Path

155mmap

⛵ Boat Launches(1)

Pigeon Lake Launch

Boat Launch

2.9 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about West Olive? Our team can help with availability, schools, and what it's really like to live here.

Call

Frequently asked about West Olive

What do homes cost in West Olive?
The median home value in West Olive is about $542,500. Individual prices vary by street, size, and condition.
How active is the West Olive housing market?
there are 10 homes for sale in West Olive right now, and 22 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve West Olive?
West Olive is served by West Ottawa Public School District. Its highest-rated assigned school is West Ottawa High School Campus (6/10).
Is West Olive walkable?
West Olive scores 2.1/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in West Olive

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about West Olive? Our team can help.

Call
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Conventional Mortgage Calculator

Median in West Olive

Estimated Monthly Payment

$3,683/mo

$
$108,500
20%
%
Principal & Interest $2,81576%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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