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Atlas — Grand Rapids Real Estate

A hyper-local geographic knowledge system for Greater Grand Rapids. Fall in love with a place, then find a home there.

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2279 New Town Dr, Grand Rapids, MI 49525
(616) 308-7946 · support@grandrapids.realestate

Operated by Grand Rapids Real Estate Co., a sub-brokerage of AARE · Licensed broker: Jon Hazeltine, Michigan license #6502432782

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IDX data provided by MichRIC MLS · @grandrapidsrealestateco

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Home/Neighborhoods/Belding/Wells Rd & E State St Area
Neighborhood751.2 acres

Wells Rd & E State St Area

Solid value in a growing area

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
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The quick answer

Wells Rd & E State St Area is a neighborhood, part of Belding Area School District. Homes here typically sell for around $212,000.

Jump to:Is it a good place to live?·What it costs to live here·How safe is it?

Median $212K·Walkability 3.2/10·Schools 4.7/10

🏙️23 mito Downtown GR(~47 min drive)
🏞️50 mito Lake Michigan(~1h 41m drive)

You're looking at a neighborhood that spreads out across 751 acres on the eastern side of Belding city, where Wells Road and East State Street form the spine. It's got room to breathe here—plenty of land, and you can reach a grocery store or restaurant in about ten minutes on foot, which is solid for a place this size. There's Water Street Park if you want to get outside, a quick walk away along the Flat River.

View all homes for sale in Belding, MI →

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Why people love it here

💰Home Values

$212K median

  • 6 sales in last 12mo
🌲Nature & Outdoors

Park-rich area

  • 5 parks within 1 mile
  • Haney Lake: 13 min walk
  • Fred Meijer Flat River Valley Rail Trail: 8 min bike
Loading map…

Conventional Mortgage Calculator

Median home price in Wells Rd & E State St Area

Estimated Monthly Payment

$1,436/mo

$
$42,300
20%
%
Principal & Interest $1,09776%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

6 homes sold in Wells Rd & E State St Area this year. Thinking of selling?

See what your home is worth

Median Sale Price

$212K

6 sales in last 12mo

Parks Nearby

5

within 1 mile

Nearest Park

Water Street Park

0.7 mi

Expected Rent

$850/mo

$750 – $950 · estimated range

Flood Risk

None

Not in flood zone

Nearest Park

Water Street Park

0.7 mi

Parks Nearby

5

within 1 mile

4.7
/10 avg
Average schools

Based on 3 rated schools nearby

Range: 3/10 to 6/10

School District: Belding Area School District

6Woodview Elementary SchoolElementary · 03-05 · 373 students · 14:1 · 1.0 mi
5Belding Middle SchoolMiddle · 06-08 · 325 students · 16:1 · 0.8 mi
3Belding High SchoolHigh · 09-12 · 557 students · 19:1 · 0.8 mi

Walkability

3.2

Limited

Overall walkability score out of 10

🛒Daily Errands— Grocery, pharmacy
3.0
🍽️Dining— Restaurants, cafes, bars
3.6
🌳Nature— Parks, trails
3.0
🚌Transit— Bus stops, stations
0.0
💪Fitness— Gyms, recreation
0.0

Based on actual walk/bike/drive times to nearby amenities via Mapbox

🛒Grocery Stores
Bikeable

Leppinks Food Centers

8 minbike· 22 min walk· 4 min drive
🍽️Restaurants
Bikeable

McDonald's

8 minbike· 22 min walk· 4 min drive
Burger King
6 mindrive
☕Coffee Shops
Bikeable

Third Wave Coffee Shop

7 minbike· 20 min walk· 3 min drive
🍺Bars & Breweries
Bikeable

American Legion

8 minbike· 23 min walk· 4 min drive
The Stone at Candlestone
7 mindrive
🌳Parks
Bikeable

Water Street Park

8 minbike· 24 min walk· 4 min drive
Central Riverside Park
10 minbike
East Riverside Park
10 minbike
Demorest Field
7 mindrive

+1 more

🛝Playgrounds
Bikeable

Playground in Tiffany Ridge Dr & W State St Area

10 minbike· 27 min walk· 5 min drive
Playground in N State Rd & Main St Area
12 minbike
Playground in W Ellis Ave & Crawford St Area
11 minbike
Playground in Kenwood Ave & N Demorest St Area
5 mindrive
🏞️Lakes & Water
Walkable

Haney Lake

13 minwalk· 7 min bike· 3 min drive
Green Lake
5 mindrive
Lake Ranney
13 mindrive
Rarells Mill Pond
14 mindrive
🥾Hiking Trails
Bikeable

Flat River Trail

10 minbike· 28 min walk· 5 min drive
Silk City Nature Trail
10 minbike
🚴Bike Paths
Bikeable

Fred Meijer Flat River Valley Rail Trail

8 minbike· 20 min walk· 2 min drive
Unnamed bike_path
9 minbike
Cycleway loop off W State St
9 minbike
💊Pharmacies
Bikeable

Leppinks Pharmacy

9 minbike· 22 min walk· 4 min drive
📚Libraries
Bikeable

Alvah N. Belding Memorial Library

8 minbike· 23 min walk· 4 min drive

Crime in Wells Rd & E State St Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Belding.

Belding crime & safety stats →

To buy a median-priced Wells Rd & E State St Area home (around $211,500) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $38k/year in household income to qualify — an estimated monthly payment of $1,425 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $1,425/mo$37,989
10% (+PMI)$1,640/mo$43,725
5% (+PMI)$1,712/mo$45,653

Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Wells Rd & E State St Area cost-of-living breakdown →

Who actually lends in Wells Rd & E State St Area, and how homes here are financed — from 2024 federal mortgage records.

Home purchases~23 loans · $5M

Loans to buy a home

Conventional 77%FHA 16%VA 4%USDA 3%

Most active lenders

1Mortgage 1 Incorporated13%
2Lake Michigan Credit Union12%
3Independent Bank11%
4United Shore Financial Services, LLC9%
5Union Home Mortgage Corp.8%
Refinances~10 loans · $1M

Homeowners refinancing an existing mortgage

Conventional 65%FHA 25%VA 10%

Most active lenders

1Rocket Mortgage, LLC28%
2Freedom Mortgage Corporation9%
3The Huntington National Bank8%
4Lake Michigan Credit Union7%
5Mercantile Bank6%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Local Government · area-wide

City of Belding

616-794-1900Website

Source: belding.mi.us · unconfirmed

Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.

Solar potential

~$866/yr in electricity from a typical rooftop solar system

Produces ~6,319 kWh/yr · offsets ~60% of a typical home's use

Water

City of Belding Department of Public Works

Municipal water.

Sewer

City of Belding Department of Public Works

Municipal sewer + WWTP.

Trash

Resident-arranged private hauler

City does not run garbage; cart/recycling service via private hauler.

Electricvaries by address

Consumers Energy Co · ~13.7¢/kWh

Investor-owned utility serves the area.

Confirm by address
Natural Gasvaries by address

Consumers Energy

Natural gas.

Confirm by address
Policeunconfirmed

Belding Police Department

City police; dispatch via Ionia County Central Dispatch.

Fire

Belding Fire Department

Covers Belding, Otisco Twp, N. Keene Twp.

Services for Belding · Source: belding.mi.us

Utility, solar, and service details for Wells Rd & E State St Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

🛒 Grocery(1)

Leppinks Food Centers

Grocery Store

0.9 mimap

🍕 Restaurants(2)

McDonald's

Fast Food

0.5 mimap
Burger King

Fast Food

1.4 mimap

☕ Coffee(1)

Third Wave Coffee Shop

Café

0.9 mimap

🍺 Bars(2)

American Legion

Bar

0.9 mimap
The Stone at Candlestone

Bar

2.0 mimap

🏫 Schools(4)

Belding Area High School

School

0.8 mimap

Belding Middle School

School

0.8 mimap

Ellis

1.4 mimap
Lakewood School
3.1 mimap

🌳 Parks(3)

Water Street Park

0.7 mimap

East Riverside Park

1.0 mimap

Central Riverside Park

1.0 mimap

🚴 Trails(4)

Fred Meijer Flat River Valley Rail Trail

Bike Path

0.3 mimap

Bike Path

Bike Path

0.5 mimap

Unnamed bike_path

Bike Path

0.5 mimap

+1 more within 5 miles

💊 Pharmacies(1)

Leppinks Pharmacy

Pharmacy

0.9 mimap

📚 Libraries(1)

Alvah N. Belding Memorial Library

1.0 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Wells Rd & E State St Area? Our team can help with availability, schools, and what it's really like to live here.

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Living in Wells Rd & E State St Area: the details

Is Wells Rd & E State St Area a good place to live?

Here is a data-based look at what living in Wells Rd & E State St Area is like. Day to day, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Belding Area School District. Expect prices centered around $212,000.

What does it cost to live in Wells Rd & E State St Area?

The typical home in Wells Rd & E State St Area goes for around $212,000. 6 homes sold here in the past year.

Frequently asked about Wells Rd & E State St Area

What do homes cost in Wells Rd & E State St Area?
The median home value in Wells Rd & E State St Area is about $211,500. Individual prices vary by street, size, and condition.
How active is the Wells Rd & E State St Area housing market?
no homes are listed in Wells Rd & E State St Area right now, and 6 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Wells Rd & E State St Area?
Wells Rd & E State St Area is served by Belding Area School District. Its highest-rated assigned school is Woodview Elementary School (6/10).
Is Wells Rd & E State St Area walkable?
Wells Rd & E State St Area scores 3.2/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Wells Rd & E State St Area

Data sources: listings · Updated 8/2/2026
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Wells Rd & E State St Area? Our team can help.

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Conventional Mortgage Calculator

Median in Wells Rd & E State St Area

Estimated Monthly Payment

$1,436/mo

$
$42,300
20%
%
Principal & Interest $1,09776%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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