W White Birch Dr & W Cedar Dr Area
Wide open spaces
3 homes for sale·Median $165K·Walkability 0.0/10·Schools 3.7/10
This stretch of land sits literally on the doorstep of Lake Michigan—zero miles away—which means water access isn't an afterthought here; it's the baseline. The average lot runs 7.33 acres, so you're not living in someone else's backyard, and the Manistee National Forest's White Cloud Unit sits right adjacent, turning the whole area into an outdoor argument waiting to happen (which lake day? which trail?). Summer cabins with 250 feet of sandy frontage and nostalgic 1920s cottages share space with ranch homes perched on hilltops, their five-acre parcels offering the kind of privacy that makes "end-of-road" feel like a feature, not a drawback. Coffee and food are steps away, which softens the isolation considerably—you can hit the cafe without committing to a twenty-minute drive. The real story, though, is that this is cottage country with substance: Loon Lake and the Sauble Lake Chain nearby offer proper recreation (fishing, boating, skiing), and the forest access means your weekend isn't limited to one lake or one loop.
Why people love it here
5.9 acre avg lots
- 349 homes
$165K median
- 4 sales in last 12mo
Conventional Mortgage Calculator
Median home price in W White Birch Dr & W Cedar Dr Area
Estimated Monthly Payment
$1,117/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
4 homes sold in W White Birch Dr & W Cedar Dr Area this year. Thinking of selling?
See what your home is worthMedian Sale Price
$165K
4 sales in last 12mo
Parks Nearby
0
within 1 mile
Nearest Park
Sauble Township Ball Park
1.3 mi
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Crime in W White Birch Dr & W Cedar Dr Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced W White Birch Dr & W Cedar Dr Area home (around $164,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $29k/year in household income to qualify — an estimated monthly payment of $1,094 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,094/mo | $29,177 |
| 10% (+PMI) | $1,260/mo | $33,592 |
| 5% (+PMI) | $1,315/mo | $35,068 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$6K/acre
Median asking
Median Price
$95K
Per listing
Solar potential
~$916/yr in electricity from a typical rooftop solar system
Produces ~6,159 kWh/yr · offsets ~59% of a typical home's use
Utility, solar, and service details for W White Birch Dr & W Cedar Dr Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Sauble Township Ball Park
1.3 mi
Parks Nearby
0
within 1 mile
Frequently asked about W White Birch Dr & W Cedar Dr Area
- What do homes cost in W White Birch Dr & W Cedar Dr Area?
- The median home value in W White Birch Dr & W Cedar Dr Area is about $164,500. Individual prices vary by street, size, and condition.
- How active is the W White Birch Dr & W Cedar Dr Area housing market?
- there are 3 homes for sale in W White Birch Dr & W Cedar Dr Area right now, and 4 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve W White Birch Dr & W Cedar Dr Area?
- W White Birch Dr & W Cedar Dr Area is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Senior High School (4/10).
- Is W White Birch Dr & W Cedar Dr Area walkable?
- W White Birch Dr & W Cedar Dr Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
