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Atlas — Grand Rapids Real Estate

A hyper-local geographic knowledge system for Greater Grand Rapids. Fall in love with a place, then find a home there.

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2279 New Town Dr, Grand Rapids, MI 49525
(616) 308-7946 · support@grandrapids.realestate

Operated by Grand Rapids Real Estate Co., a sub-brokerage of AARE · Licensed broker: Jon Hazeltine, Michigan license #6502432782

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IDX data provided by MichRIC MLS · @grandrapidsrealestateco

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Home/Neighborhoods/Lake County/Harper Lake Area
Neighborhood4630.4 acres

Harper Lake Area

Wide open spaces

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
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The quick answer

Harper Lake Area is a neighborhood, part of Baldwin Community Schools. Homes here typically sell for around $300,000.

Jump to:Is it a good place to live?·What it costs to live here

4 homes for sale·Median $300K·Walkability 0.0/10·Schools 3.7/10

🌳Top 15% park access
🏙️81 mito Downtown GR(~2h 43m drive)
🏞️74 mito Lake Michigan(~2h 29m drive)

Out here, you're moving through genuine rural land—wide lots carved into forest, roads that wind rather than grid, the kind of space where you actually notice the seasons changing on the trees around you. The Little Manistee River cuts through much of the area, and homes tend to face the water when they can; decks overlooking the river show up as often as front porches, and fishing from your own dock is just part of how people live here. The nearest coffee shop is a few miles down the road, but that trade-off buys you something most places can't: acreage measured in double digits, trees that haven't been cleared in generations, and direct access to the Manistee National Forest right at your property line. Lake Michigan sits just offshore, and the river itself brings steady runs of steelhead and salmon—recreation that doesn't require driving anywhere. Lots here average over twelve acres, so your nearest neighbor isn't watching your deck from theirs.

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Why people love it here

🏡Space & Property

12.0 acre avg lots

  • 593 homes
💰Home Values

$300K median

  • 3 sales in last 12mo
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Conventional Mortgage Calculator

Median home price in Harper Lake Area

Estimated Monthly Payment

$2,037/mo

$
$60,000
20%
%
Principal & Interest $1,55776%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

3 homes sold in Harper Lake Area this year. Thinking of selling?

See what your home is worth

Median Sale Price

$300K

3 sales in last 12mo

Parks Nearby

5

within 1 mile

Nearest Park

Harper Lake Public Access

0.9 mi

Expected Rent

$1,050/mo

$850 – $1,225 · wider-area estimate

3.7
/10 avg
Below average schools

Based on 3 rated schools nearby

Range: 3/10 to 4/10

School District: Baldwin Community Schools

4Baldwin Senior High SchoolHigh · 09-12 · 119 students · 10:1 · 16.8 mi
4Baldwin Elementary SchoolElementary · PK-05 · 224 students · 12:1 · 16.9 mi
3Baldwin Junior High SchoolMiddle · 06-08 · 99 students · 10:1 · 16.8 mi

To buy a median-priced Harper Lake Area home (around $300,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $54k/year in household income to qualify — an estimated monthly payment of $2,021 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $2,021/mo$53,886
10% (+PMI)$2,326/mo$62,021
5% (+PMI)$2,428/mo$64,756

Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Harper Lake Area cost-of-living breakdown →

Land for sale

Listings

3 parcels

Active / pending

Typical Land Value

$45K/acre

Median asking

Median Price

$50K

Per listing

Solar potential

~$923/yr in electricity from a typical rooftop solar system

Produces ~6,209 kWh/yr · offsets ~59% of a typical home's use

Utility, solar, and service details for Harper Lake Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

Flood Risk

None

Not in flood zone

Nearest Park

Harper Lake Public Access

0.9 mi

Parks Nearby

5

within 1 mile

🍕 Restaurants(2)

Irons's Cafe

Restaurant

2.4 mimap

Blossom's Restaurant

Restaurant

4.3 mimap

☕ Coffee(1)

Sweetfern Cafe & Emporium, Inc

Café

4.3 mimap

🍺 Bars(3)

Brooks Corner

Bar

2.0 mimap

Oak Grove Tavern

Pub

2.3 mimap

Na-Tah-Ka

Pub

3.7 mimap

🌳 Parks(7)

Harper Lake Public Access

0.9 mimap

Unnamed park

1.3 mimap

Park in W Van Nu Dr & N Granger Rd Area

1.3 mimap

+4 more within 5 miles

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Harper Lake Area? Our team can help with availability, schools, and what it's really like to live here.

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Living in Harper Lake Area: the details

Is Harper Lake Area a good place to live?

Harper Lake Area suits buyers looking for room to spread out on larger lots — here is what the data shows. Day to day, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Baldwin Community Schools. The going price is around $300,000.

What does it cost to live in Harper Lake Area?

The median home value in Harper Lake Area is about $300,000. There are 4 homes for sale here right now and 3 homes sold here in the past year.

Frequently asked about Harper Lake Area

What do homes cost in Harper Lake Area?
The median home value in Harper Lake Area is about $300,000. Individual prices vary by street, size, and condition.
How active is the Harper Lake Area housing market?
there are 4 homes for sale in Harper Lake Area right now, and 3 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Harper Lake Area?
Harper Lake Area is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Senior High School (4/10).
Is Harper Lake Area walkable?
Harper Lake Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Harper Lake Area

Data sources: parcels, sales · Updated 8/2/2026
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Harper Lake Area? Our team can help.

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Conventional Mortgage Calculator

Median in Harper Lake Area

Estimated Monthly Payment

$2,037/mo

$
$60,000
20%
%
Principal & Interest $1,55776%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

Micro Communities(1)

Harper Lake
H

Harper Lake

Nearby Neighborhoods

1 Mile Rd & 155th Ave Area1 Mile Rd & 2 Mile Rd Area1 Mile Rd & 2 Mile Rd Area (North)1 Mile Rd & 2 Mile Rd Area (South)1 Mile Rd & Eisenhower Rd Area1 Mile Rd & Farm Ln Area1 Mile Rd & Stoney Creek Ln AreaRemus Area10 Mile Rd & 220th Ave Area10 Mile Rd & 9 Mile Rd Area10 Mile Rd & Sylvan Rd Area100th Ave & 17 Mile Rd Area+8 more

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