W Roosevelt Rd & W Webster Rd Area
Solid value in a growing area
Median $641K·Walkability 0.0/10·Schools 5.3/10
Out here, it's acreage and elbow room—homes sit on sprawling wooded lots, some topping 11 acres, with mature trees and the kind of privacy you actually feel. Lake Michigan is just over a mile away, close enough that the water shapes the whole character of the place, and the road to downtown Montague or US 31 takes minutes. Homes tend toward custom-built ranch styles with main-floor primaries, chef's kitchens built for gathering, and the kind of detached garages that hint at people who take their space seriously—heated workshops, lifts, room to tinker. A restaurant sits about a mile and a half down the road, coffee's a short drive, and groceries need a bit more of a haul, but that trade-off is the whole point: you're buying land and quiet, not convenience strips. Henderson Road Nature Center is nearby for trails, and the feel is deliberately rural without being remote—far enough from the noise to breathe, close enough to everything that matters.
Why people love it here
$641K median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in W Roosevelt Rd & W Webster Rd Area
Estimated Monthly Payment
$4,352/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 5/10 to 6/10
School District: Montague Area Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Montague Township Park
Wildcat Lake
Montague Library
Northstar Cinema
Crime in W Roosevelt Rd & W Webster Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced W Roosevelt Rd & W Webster Rd Area home (around $641,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $114k/year in household income to qualify — an estimated monthly payment of $4,263 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $4,263/mo | $113,693 |
| 10% (+PMI) | $4,909/mo | $130,896 |
| 5% (+PMI) | $5,124/mo | $136,648 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$914/yr in electricity from a typical rooftop solar system
Produces ~6,396 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for W Roosevelt Rd & W Webster Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Henderson Road Nature Center
3.2 mi
Parks Nearby
0
within 1 mile
🛒 Grocery(1)
Montague Foods
Grocery Store
🍺 Bars(4)
+1 more within 5 miles
🏫 Schools(11)
Lawson School
Oceana High School
School
Girdle Road School
Flower Creek School
Center School
+6 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🚴 Trails(4)
Hart-Montague Bicycle Trail
Bike Path
Bike Path
Bike Path
Unnamed bike_path
Bike Path
+1 more within 5 miles
📚 Libraries(1)
Montague Library
Frequently asked about W Roosevelt Rd & W Webster Rd Area
- What do homes cost in W Roosevelt Rd & W Webster Rd Area?
- The median home value in W Roosevelt Rd & W Webster Rd Area is about $641,000. Individual prices vary by street, size, and condition.
- What schools serve W Roosevelt Rd & W Webster Rd Area?
- W Roosevelt Rd & W Webster Rd Area is served by Montague Area Public Schools. Its highest-rated assigned school is Montague High School (6/10).
- Is W Roosevelt Rd & W Webster Rd Area walkable?
- W Roosevelt Rd & W Webster Rd Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in W Roosevelt Rd & W Webster Rd Area
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.