W McKinley Rd & S 64th Ave Area
Solid value in a growing area
Median $233K·Walkability 0.0/10·Schools 5.3/10
Driving through this stretch feels open and unhurried—wide roads, ample land, and room to breathe. You're close enough to Lake Michigan that salt air and dunes are practically neighbors, just under half a mile away, yet far enough from the tourist bustle to keep things quiet. The nearest restaurant sits about a mile and a half down the road, which means you're in genuine country territory, the kind of place where a large garage, a shed or two, and outdoor space matter more than walkability.
Why people love it here
$233K median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in W McKinley Rd & S 64th Ave Area
Estimated Monthly Payment
$1,578/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 5/10 to 6/10
School District: Montague Area Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Rico's Tamales
Wildcat Lake
+1 more
Hart-Montague Bicycle Trail
Northstar Cinema
Crime in W McKinley Rd & S 64th Ave Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced W McKinley Rd & S 64th Ave Area home (around $232,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $41k/year in household income to qualify — an estimated monthly payment of $1,546 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,546/mo | $41,238 |
| 10% (+PMI) | $1,780/mo | $47,478 |
| 5% (+PMI) | $1,859/mo | $49,564 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$914/yr in electricity from a typical rooftop solar system
Produces ~6,396 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for W McKinley Rd & S 64th Ave Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Henderson Road Nature Center
4.1 mi
Parks Nearby
0
within 1 mile
🍕 Restaurants(6)
Rico's Tamales
Restaurant
The Grill
Restaurant
The Silo
Restaurant
Salt & Twist
Restaurant
The Social Goat Tavern
Restaurant
+1 more within 5 miles
🏫 Schools(12)
Lawson School
Girdle Road School
Oceana High School
School
Center School
Cranston School
+7 more within 5 miles
🌳 Parks(5)
+2 more within 5 miles
🚴 Trails(4)
Hart-Montague Bicycle Trail
Bike Path
Bike Path
Bike Path
Unnamed bike_path
Bike Path
+1 more within 5 miles
⚡ EV Charging(1)
EV Connect
EV Charging
Frequently asked about W McKinley Rd & S 64th Ave Area
- What do homes cost in W McKinley Rd & S 64th Ave Area?
- The median home value in W McKinley Rd & S 64th Ave Area is about $232,500. Individual prices vary by street, size, and condition.
- What schools serve W McKinley Rd & S 64th Ave Area?
- W McKinley Rd & S 64th Ave Area is served by Montague Area Public Schools. Its highest-rated assigned school is Montague High School (6/10).
- Is W McKinley Rd & S 64th Ave Area walkable?
- W McKinley Rd & S 64th Ave Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in W McKinley Rd & S 64th Ave Area
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.