W Iris Rd & S Lincoln St Area
Strong schools draw families here
Median $555K·Walkability 0.0/10·Schools 7.5/10
You're a fifteen-minute drive from downtown, but out here the real anchor is Lake Michigan sitting less than a tenth of a mile away—close enough that waterfront living is less of a splurge and more of a normal Tuesday. The area spreads across nearly 3,700 acres of peninsula and township land where 0.7-acre lots give you actual breathing room, and the listings tell the story: custom builds with lake views from every floor, farmhouses on sprawling acreage, docks and sandy frontage that don't require a second mortgage. A skate park sits right adjacent if you need it, and you're walking distance to twenty-five restaurants and a coffee shop. The people who've chosen to stay here aren't hunting for density or cache—they're after the particular combination of water access, land, and the kind of light that comes off the lake at sunset.
Why people love it here
Ludington High School
- High — 3.0 mi away
- Ludington Area
- 2 rated schools in district
Park-rich area
- 20 parks within 1 mile
- Ludington Pumped Storage Pond: 14 min drive
- Hopkins Lake: 13 min drive
$555K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in W Iris Rd & S Lincoln St Area
Estimated Monthly Payment
$3,768/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 2 rated schools nearby
Range: 7/10 to 8/10
School District: Ludington Area School District
Flood Risk
None
Not in flood zone
Nearest Park
Inman Road Property
0.2 mi
Parks Nearby
20
within 1 mile
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Ludington Pumped Storage Pond
Crime in W Iris Rd & S Lincoln St Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Mason County.
Mason County crime & safety stats →To buy a median-priced W Iris Rd & S Lincoln St Area home (around $555,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $98k/year in household income to qualify — an estimated monthly payment of $3,691 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,691/mo | $98,439 |
| 10% (+PMI) | $4,250/mo | $113,334 |
| 5% (+PMI) | $4,437/mo | $118,315 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
4 parcels
Active / pending
Typical Land Value
$185K/acre
Median asking
Median Price
$437K
Per listing
Solar potential
~$905/yr in electricity from a typical rooftop solar system
Produces ~6,330 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for W Iris Rd & S Lincoln St Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(6)
Timbers
Restaurant
The Grand
Restaurant
Restaurant
The Alley Bar & Grill
Restaurant
+1 more within 5 miles
☕ Coffee(6)
+3 more within 5 miles
🍺 Bars(7)
+4 more within 5 miles
🚴 Trails(4)
+1 more within 5 miles
⚡ EV Charging(1)
EV Charging
Frequently asked about W Iris Rd & S Lincoln St Area
- What do homes cost in W Iris Rd & S Lincoln St Area?
- The median home value in W Iris Rd & S Lincoln St Area is about $555,000. Individual prices vary by street, size, and condition.
- How active is the W Iris Rd & S Lincoln St Area housing market?
- no homes are listed in W Iris Rd & S Lincoln St Area right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve W Iris Rd & S Lincoln St Area?
- W Iris Rd & S Lincoln St Area is served by Ludington Area School District. Its highest-rated assigned school is Ludington High School (8/10).
- Is W Iris Rd & S Lincoln St Area walkable?
- W Iris Rd & S Lincoln St Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.