W Hawley Rd & S Stiles Rd Area
Easy outdoor access
3 homes for sale·Median $301K·Walkability 0.0/10·Schools 4.3/10
Out here, land is the default currency—parcels routinely run 20, 50, even 100 acres, and your nearest neighbor is likely far enough away that you're not negotiating fence lines every weekend. The orchards, farmhouses with workshops, and rural character mean your daily routine revolves around space rather than congestion; if you need something beyond what's on your property, downtown is roughly two hours away, which shapes how people think about self-sufficiency and what gets done at home. A restaurant or coffee shop is a 14-minute walk, so most folks handle those trips by car, keeping the area's core feeling distinctly rural despite the handful of developed services nearby. Ramps and Rails Skate Park sits right adjacent, offering one of the few structured recreational options in an otherwise quiet stretch defined by working land and wide-open space.
Why people love it here
Near the water
- Lake Michigan — 0.9 mi
- North Oxbow Lake: 12 min drive
- South Oxbow Lake: 12 min drive
$301K median
- 6 sales in last 12mo
Conventional Mortgage Calculator
Median home price in W Hawley Rd & S Stiles Rd Area
Estimated Monthly Payment
$2,045/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
6 homes sold in W Hawley Rd & S Stiles Rd Area this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Saint Marys Lake Boating Access Site
3.1 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Lake Michigan
0.9 mi
Based on 3 rated schools nearby
Range: 3/10 to 5/10
School District: Mason County Central Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
North Oxbow Lake
Crime in W Hawley Rd & S Stiles Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Mason County.
Mason County crime & safety stats →To buy a median-priced W Hawley Rd & S Stiles Rd Area home (around $301,250) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $53k/year in household income to qualify — an estimated monthly payment of $2,004 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,004/mo | $53,432 |
| 10% (+PMI) | $2,307/mo | $61,517 |
| 5% (+PMI) | $2,408/mo | $64,220 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
10 parcels
Active / pending
Typical Land Value
$27K/acre
Median asking
Median Price
$130K
Per listing
Who actually lends in W Hawley Rd & S Stiles Rd Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$886/yr in electricity from a typical rooftop solar system
Produces ~6,199 kWh/yr · offsets ~59% of a typical home's use
Utility, solar, and service details for W Hawley Rd & S Stiles Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Frequently asked about W Hawley Rd & S Stiles Rd Area
- What do homes cost in W Hawley Rd & S Stiles Rd Area?
- The median home value in W Hawley Rd & S Stiles Rd Area is about $301,250. Individual prices vary by street, size, and condition.
- How active is the W Hawley Rd & S Stiles Rd Area housing market?
- there are 3 homes for sale in W Hawley Rd & S Stiles Rd Area right now, and 6 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve W Hawley Rd & S Stiles Rd Area?
- W Hawley Rd & S Stiles Rd Area is served by Mason County Central Schools. Its highest-rated assigned school is Mason County Central HS (5/10).
- Is W Hawley Rd & S Stiles Rd Area walkable?
- W Hawley Rd & S Stiles Rd Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.