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Atlas — Grand Rapids Real Estate

A hyper-local geographic knowledge system for Greater Grand Rapids. Fall in love with a place, then find a home there.

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2279 New Town Dr, Grand Rapids, MI 49525
(616) 308-7946 · support@grandrapids.realestate

Operated by Grand Rapids Real Estate Co., a sub-brokerage of AARE · Licensed broker: Jon Hazeltine, Michigan license #6502432782

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IDX data provided by MichRIC MLS · @grandrapidsrealestateco

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Home/Neighborhoods/Montcalm County/Harlow Lake Area
Neighborhood1903.9 acres

Harlow Lake Area

Quiet lots near top schools

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
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The quick answer

Harlow Lake Area is a neighborhood, part of Greenville Public Schools. Homes here typically sell for around $340,000.

Jump to:Is it a good place to live?·What it costs to live here·How safe is it?

5 homes for sale·Median $340K·Walkability 1.4/10·Schools 7.5/10

🏙️24 mito Downtown GR(~49 min drive)
🏞️48 mito Lake Michigan(~1h 36m drive)

Out here you're on spacious lots—averaging nearly three acres—with Woodbeck Lake right at your doorway and the Shearer Road Mountain Bike Area just a quick walk away. The landscape reads rural and generous, heavy on mature trees and private setbacks, though you're steps from a grocery and a handful of restaurants when you need them; nine dining spots sit within a mile. It's roughly 45 minutes to downtown Grand Rapids if you're commuting, but the real draw is the land itself—room to breathe, enough acreage for a pool or storage sheds, and the kind of quiet that comes from space between neighbors. Paved roads and natural gas service keep it accessible, while waterfront and pond views show up often enough in local listings to matter.

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Why people love it here

🏡Space & Property

1.8 acre avg lots

  • 563 homes
🎓Schools
90

Cedar Crest Elementary School

  • Elementary — 3.0 mi away
  • Greenville
  • 6 rated schools in district
🌊Nature & Outdoors

Near the water

  • Baldwin Lake — 1.1 mi
  • Fred Meijer Flat River Trail: 12 min bike
  • Hawthorne Park: 6 min drive
Loading map…

Conventional Mortgage Calculator

Median home price in Harlow Lake Area

Estimated Monthly Payment

$2,308/mo

$
$68,000
20%
%
Principal & Interest $1,76476%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

26 homes sold in Harlow Lake Area this year. Thinking of selling?

See what your home is worth
7.5
/10 avg
Above average schools

Based on 6 rated schools nearby

Range: 6/10 to 9/10

School District: Greenville Public Schools

9Cedar Crest Elementary SchoolElementary · PK-05 · 302 students · 10:1 · 3.0 mi
8Baldwin Heights SchoolElementary · PK-05 · 485 students · 18:1 · 2.0 mi
8Walnut Hills Elementary SchoolElementary · PK-05 · 386 students · 16:1 · 2.9 mi
7Greenville Middle SchoolMiddle · 05-08 · 799 students · 17:1 · 1.2 mi
7Greenville Senior High SchoolHigh · 08-12 · 1,106 students · 20:1 · 1.5 mi
6Lincoln Heights Elementary SchoolElementary · PK-05 · 432 students · 17:1 · 2.7 mi

Median Sale Price

$340K

26 sales in last 12mo

Parks Nearby

0

within 1 mile

Nearest Park

Shearer Road Mountain Bike Area

1.4 mi

Expected Rent

$1,375/mo

$1,250 – $1,475 · estimated range

Flood Risk

None

Not in flood zone

Nearest Park

Shearer Road Mountain Bike Area

1.4 mi

Parks Nearby

0

within 1 mile

Nearest Lake

Baldwin Lake

1.1 mi

Walkability

1.4

Car-dependent

Overall walkability score out of 10

🛒Daily Errands— Grocery, pharmacy
2.4
🍽️Dining— Restaurants, cafes, bars
0.8
🌳Nature— Parks, trails
0.5
🚌Transit— Bus stops, stations
0.0
💪Fitness— Gyms, recreation
0.0

Based on actual walk/bike/drive times to nearby amenities via Mapbox

🛒Grocery Stores
Bikeable

Walmart Supercenter

7 minbike· 21 min walk· 5 min drive
Aldi
10 minbike
Meijer
7 mindrive
🍽️Restaurants
Bikeable

Culver's

11 minbike· 6 min drive
Taco Bell
11 minbike
Little Caesars
6 mindrive
Big Boy
6 mindrive

+1 more

🌳Parks
Quick drive

Hawthorne Park

6 mindrive· 13 min bike
James Badge Memorial Park
8 mindrive
Crescent View Park
8 mindrive
Shearer Road Mountain Bike Area
10 mindrive

+1 more

🛝Playgrounds
Quick drive

Playground on Montcalm Ave

8 mindrive· 19 min bike
🏞️Lakes & Water
Quick drive

Little Ziegenfuss Lake

7 mindrive
Baldwin Lake
11 mindrive
Ziegenfuss Lake
8 mindrive
Woodbeck Lake
11 mindrive

+1 more

🏖️Beaches
Quick drive

Baldwin Lake Beach Beach

11 mindrive
Beach at Baldwin Lake
11 mindrive
🚴Bike Paths
Bikeable

Fred Meijer Flat River Trail

12 minbike· 6 min drive
💊Pharmacies
Quick drive

Walgreens

6 mindrive· 13 min bike
📚Libraries
Quick drive

Flat River Community Library

9 mindrive
🎬Movie Theaters
Quick drive

Greeneville Cinema

11 mindrive

Crime in Harlow Lake Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.

Montcalm County crime & safety stats →

To buy a median-priced Harlow Lake Area home (around $340,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $61k/year in household income to qualify — an estimated monthly payment of $2,290 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $2,290/mo$61,071
10% (+PMI)$2,636/mo$70,291
5% (+PMI)$2,752/mo$73,390

Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Harlow Lake Area cost-of-living breakdown →

Land for sale

Listings

1 parcel

Active / pending

Typical Land Value

$9K/acre

Median asking

Median Price

$79K

Per listing

Who actually lends in Harlow Lake Area, and how homes here are financed — from 2024 federal mortgage records.

Home purchases~20 loans · $4M

Loans to buy a home

Conventional 82%FHA 11%VA 5%USDA 2%

Most active lenders

1Mortgage 1 Incorporated13%
2Lake Michigan Credit Union11%
3First Community Mortgage, INC.11%
4The Huntington National Bank8%
5Union Home Mortgage Corp.8%
Refinances~11 loans · $2M

Homeowners refinancing an existing mortgage

Conventional 70%FHA 23%VA 6%

Most active lenders

1Rocket Mortgage, LLC27%
2United Shore Financial Services, LLC12%
3Fifth Third Bank, National Association12%
4Lake Michigan Credit Union10%
5The Huntington National Bank5%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Solar potential

~$884/yr in electricity from a typical rooftop solar system

Produces ~6,451 kWh/yr · offsets ~61% of a typical home's use

Utility, solar, and service details for Harlow Lake Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

🛒 Grocery(3)

Walmart Supercenter

Grocery Store

0.9 mimap
Aldi

Grocery Store

1.2 mimap

Meijer

Grocery Store

1.6 mimap

🍕 Restaurants(5)

Culver's

Fast Food

1.3 mimap
Taco Bell

Fast Food

1.3 mimap
KFC

Fast Food

1.4 mimap
Little Caesars

Fast Food

1.4 mimap

Big Boy

Restaurant

1.4 mimap

☕ Coffee(1)

Biggby Coffee

Café

3.0 mimap

🍺 Bars(2)

The Kicks at Bowen Lake

Bar

3.8 mimap

The Links at Bowen Lake Golf Course and Restaurant

Bar

4.0 mimap

🏫 Schools(7)

Satterlee School

1.2 mimap

Greenville High School

School

1.3 mimap

Baldwin Heights School

2.0 mimap

St. Charles Catholic School

2.4 mimap
Lincoln Heights School
2.7 mimap

+2 more within 5 miles

🌳 Parks(3)

Shearer Road Mountain Bike Area

1.4 mimap
James Badge Memorial Park
1.5 mimap

Hawthorne Park

1.5 mimap

🚴 Trails(2)

Fred Meijer Flat River Trail

Bike Path

1.0 mimap

Sherarer Road West

Bike Path

1.3 mimap

⛵ Boat Launches(1)

Lincoln Lake Launch

Boat Launch

4.9 mimap

💊 Pharmacies(1)

Walgreens

Pharmacy

1.5 mimap

🏥 Hospitals(1)

Spectrum Health United Hospital

Hospital

1.9 mimap

📚 Libraries(2)

Flat River Community Library
2.5 mimap

Spencer Township Library

4.8 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Harlow Lake Area? Our team can help with availability, schools, and what it's really like to live here.

Call

Living in Harlow Lake Area: the details

Is Harlow Lake Area a good place to live?

If you're after room to spread out on larger lots and green space nearby, Harlow Lake Area is worth a close look — here is what the data shows. For getting around, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Greenville Public Schools. Expect prices centered around $340,000.

What does it cost to live in Harlow Lake Area?

The median home value in Harlow Lake Area is about $340,000. There are 5 homes for sale here right now and 26 homes sold here in the past year.

Frequently asked about Harlow Lake Area

What do homes cost in Harlow Lake Area?
The median home value in Harlow Lake Area is about $340,000. Individual prices vary by street, size, and condition.
How active is the Harlow Lake Area housing market?
there are 5 homes for sale in Harlow Lake Area right now, and 26 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Harlow Lake Area?
Harlow Lake Area is served by Greenville Public Schools. Its highest-rated assigned school is Cedar Crest Elementary School (9/10).
Is Harlow Lake Area walkable?
Harlow Lake Area scores 1.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Harlow Lake Area

Data sources: parcels, sales · Updated 8/2/2026
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Harlow Lake Area? Our team can help.

Call
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Conventional Mortgage Calculator

Median in Harlow Lake Area

Estimated Monthly Payment

$2,308/mo

$
$68,000
20%
%
Principal & Interest $1,76476%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

Micro Communities(1)

Harlow Lake
H

Harlow Lake

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