W Harlow Rd & Velma Dr Area
Quiet lots near top schools
4 homes for sale·Median $335K·Walkability 1.4/10·Schools 7.5/10
Out here you're on spacious lots—averaging nearly three acres—with Woodbeck Lake right at your doorway and the Shearer Road Mountain Bike Area just a quick walk away. The landscape reads rural and generous, heavy on mature trees and private setbacks, though you're steps from a grocery and a handful of restaurants when you need them; nine dining spots sit within a mile. It's roughly 45 minutes to downtown Grand Rapids if you're commuting, but the real draw is the land itself—room to breathe, enough acreage for a pool or storage sheds, and the kind of quiet that comes from space between neighbors. Paved roads and natural gas service keep it accessible, while waterfront and pond views show up often enough in local listings to matter.
Why people love it here
1.8 acre avg lots
- 563 homes
Cedar Crest Elementary School
- Elementary — 3.0 mi away
- Greenville
- 6 rated schools in district
Near the water
- Baldwin Lake — 1.1 mi
- Fred Meijer Flat River Trail: 12 min bike
- Hawthorne Park: 6 min drive
Conventional Mortgage Calculator
Median home price in W Harlow Rd & Velma Dr Area
Estimated Monthly Payment
$2,274/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
25 homes sold in W Harlow Rd & Velma Dr Area this year. Thinking of selling?
See what your home is worthBased on 6 rated schools nearby
Range: 6/10 to 9/10
School District: Greenville Public Schools
Median Sale Price
$335K
25 sales in last 12mo
Parks Nearby
0
within 1 mile
Nearest Park
Shearer Road Mountain Bike Area
1.4 mi
Flood Risk
None
Not in flood zone
Nearest Park
Shearer Road Mountain Bike Area
1.4 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Baldwin Lake
1.1 mi
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Walmart Supercenter
Culver's
+1 more
Hawthorne Park
+1 more
Playground on Montcalm Ave
Little Ziegenfuss Lake
+1 more
Baldwin Lake Beach Beach
Fred Meijer Flat River Trail
Walgreens
Flat River Community Library
Greeneville Cinema
Crime in W Harlow Rd & Velma Dr Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced W Harlow Rd & Velma Dr Area home (around $335,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $59k/year in household income to qualify — an estimated monthly payment of $2,228 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,228/mo | $59,418 |
| 10% (+PMI) | $2,565/mo | $68,409 |
| 5% (+PMI) | $2,678/mo | $71,415 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$9K/acre
Median asking
Median Price
$79K
Per listing
Who actually lends in W Harlow Rd & Velma Dr Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$884/yr in electricity from a typical rooftop solar system
Produces ~6,451 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for W Harlow Rd & Velma Dr Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(3)
☕ Coffee(1)
Biggby Coffee
Café
🍺 Bars(2)
🏫 Schools(7)
Satterlee School
Greenville High School
School
Baldwin Heights School
St. Charles Catholic School
+2 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
⛵ Boat Launches(1)
Boat Launch
💊 Pharmacies(1)
Walgreens
Pharmacy
🏥 Hospitals(1)
Hospital
📚 Libraries(2)
Spencer Township Library
Frequently asked about W Harlow Rd & Velma Dr Area
- What do homes cost in W Harlow Rd & Velma Dr Area?
- The median home value in W Harlow Rd & Velma Dr Area is about $335,000. Individual prices vary by street, size, and condition.
- How active is the W Harlow Rd & Velma Dr Area housing market?
- there are 4 homes for sale in W Harlow Rd & Velma Dr Area right now, and 25 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve W Harlow Rd & Velma Dr Area?
- W Harlow Rd & Velma Dr Area is served by Greenville Public Schools. Its highest-rated assigned school is Cedar Crest Elementary School (9/10).
- Is W Harlow Rd & Velma Dr Area walkable?
- W Harlow Rd & Velma Dr Area scores 1.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.