Cloverdale Area
Easy outdoor access
The quick answer
Cloverdale Area is a neighborhood, part of Delton Kellogg Schools. Homes here typically sell for around $290,000.
3 homes for sale·Median $290K·Walkability 2.0/10·Schools 5.6/10
Out here, the landscape rolls through a sprawl of lakefront and acreage—Twin Lakes sit right at your doorstep, while Long Lake's public access anchors the northern edge—and the character is unmistakably rural Michigan: wide lots averaging over 8 acres, properties with actual setback from the road, the kind of terrain where you can breathe. The listing records tell the story plainly: manufactured homes and cottages with lake views, remodeled farmhouses, the occasional outbuilding project, and a steady parade of all-sports lakes strung together like beads—Guernsey, Jones, Cloverdale, Mud, Wilkinson—each one drawing people who want a dock and a dock's worth of time on the water. A grocery run is just over a ten-minute walk, though most of life out here happens on your own acreage or across the water, and that's precisely the point. The sandy beaches and spring-fed lakes keep summer alive for months; the 10-acre parcels and restoration projects speak to a place that rewards elbow grease and doesn't demand you shrink your dreams to fit a postage stamp.
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Why people love it here
Near the water
- Twin Lakes — 1.1 mi
- Long Lake: 4 min drive
- Long Lake Public Access: 9 min bike
$290K median
- 19 sales in last 12mo
DeltonKellogg High School
- High — 4.3 mi away
- Delton Kellogg Schools
- 4 rated schools in district
Conventional Mortgage Calculator
Median home price in Cloverdale Area
Estimated Monthly Payment
$1,969/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
19 homes sold in Cloverdale Area this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Long Lake Public Access
1.2 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Twin Lakes
1.1 mi
Median Sale Price
$290K
19 sales in last 12mo
Parks Nearby
0
within 1 mile
Nearest Park
Long Lake Public Access
1.2 mi
Expected Rent
$1,400/mo
$1,150 – $1,650 · wider-area estimate
Based on 5 rated schools nearby
Range: 3/10 to 8/10
School District: Delton Kellogg Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Family Fare
Long Lake Public Access
Long Lake
+1 more
Delton District Library
Crime in Cloverdale Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Barry County.
Barry County crime & safety stats →To buy a median-priced Cloverdale Area home (around $290,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $52k/year in household income to qualify — an estimated monthly payment of $1,953 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,953/mo | $52,090 |
| 10% (+PMI) | $2,248/mo | $59,954 |
| 5% (+PMI) | $2,347/mo | $62,597 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
9 parcels
Active / pending
Typical Land Value
$28K/acre
Median asking
Median Price
$65K
Per listing
Who actually lends in Cloverdale Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$912/yr in electricity from a typical rooftop solar system
Produces ~6,384 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Cloverdale Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Cloverdale Area? Our team can help with availability, schools, and what it's really like to live here.
Living in Cloverdale Area: the details
Is Cloverdale Area a good place to live?
Cloverdale Area is a strong fit if you want green space nearby — here is what the data shows. For getting around, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Delton Kellogg Schools. Homes here typically sell for around $290,000.
What does it cost to live in Cloverdale Area?
The median home value in Cloverdale Area is about $290,000. There are 3 homes for sale here right now and 19 homes sold here in the past year.
Frequently asked about Cloverdale Area
- What do homes cost in Cloverdale Area?
- The median home value in Cloverdale Area is about $290,000. Individual prices vary by street, size, and condition.
- How active is the Cloverdale Area housing market?
- there are 3 homes for sale in Cloverdale Area right now, and 19 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Cloverdale Area?
- Cloverdale Area is served by Delton Kellogg Schools. Its highest-rated assigned school is DeltonKellogg High School (8/10).
- Is Cloverdale Area walkable?
- Cloverdale Area scores 2.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.