W Grant Rd & S Water Rd Area
Solid value in a growing area
Median $75K·Walkability 1.1/10·Schools 5.7/10
Where the rail trail cuts through and Lake Michigan sits just over a mile away, this stretch feels like genuine country living with real proximity to water. Rolling hills and dense woods dominate the landscape—several of the homes out here sit on five to seventeen acres of land, with streams and open space that actually mean something. You get the kind of privacy that comes with acreage, yet you're minutes from the expressway and just a short drive from downtown. Horseshoe Park sits right adjacent, and a restaurant is literally steps away when you need it.
Why people love it here
$75K median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in W Grant Rd & S Water Rd Area
Estimated Monthly Payment
$509/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 4/10 to 7/10
School District: Shelby Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Country Dairy Farm Store
+1 more
Lewis Coffee Company
Horseshoe Park
+1 more
Playground on Sikkenga Rd
+1 more
Browns Pond
+1 more
Beach on Vally Rd
Oak Trail
Hart-Montague Bicycle Trail
Shelby Public Library
Crime in W Grant Rd & S Water Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced W Grant Rd & S Water Rd Area home (around $74,950) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $13k/year in household income to qualify — an estimated monthly payment of $499 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $499/mo | $13,294 |
| 10% (+PMI) | $574/mo | $15,305 |
| 5% (+PMI) | $599/mo | $15,978 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$911/yr in electricity from a typical rooftop solar system
Produces ~6,374 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for W Grant Rd & S Water Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Horseshoe Park
1.3 mi
Parks Nearby
0
within 1 mile
🍕 Restaurants(6)
Restaurant
The Pizza Factory
Restaurant
Frosty's Oasis
Restaurant
Rusty Rooster
Restaurant
The Pig Pen
Restaurant
+1 more within 5 miles
☕ Coffee(1)
Lewis Coffee Company
Café
🏫 Schools(12)
Carpenter School
Thomas Read Elementary School
School
Shelby Middle School
School
Woodland School
New Era Elementary School
School
+7 more within 5 miles
🚴 Trails(5)
Hart-Montague Bicycle Trail
Bike Path
Hart-Montague Bicycle Trail
Bike Path
Hart-Montague Bicycle Trail
Bike Path
+2 more within 5 miles
🏥 Hospitals(1)
Hospital
📚 Libraries(1)
Shelby Public Library
⚡ EV Charging(1)
EV Connect
EV Charging
Frequently asked about W Grant Rd & S Water Rd Area
- What do homes cost in W Grant Rd & S Water Rd Area?
- The median home value in W Grant Rd & S Water Rd Area is about $74,950. Individual prices vary by street, size, and condition.
- What schools serve W Grant Rd & S Water Rd Area?
- W Grant Rd & S Water Rd Area is served by Shelby Public Schools. Its highest-rated assigned school is Shelby Middle School (7/10).
- Is W Grant Rd & S Water Rd Area walkable?
- W Grant Rd & S Water Rd Area scores 1.1/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in W Grant Rd & S Water Rd Area
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.