Lincoln Hills
Highly rated schools nearby
The quick answer
Lincoln Hills is a neighborhood, part of Ludington Area School District. Homes here typically sell for around $415,000.
16 homes for sale·Median $415K·Walkability 0.5/10·Schools 7.3/10
The lake is right there—you can feel the shift in air and light as you crest the rise toward the water. Out here, acreage is the starting point: lots average over eleven acres, and the neighborhood sprawls across nearly twenty thousand, giving you room to breathe in a way that strip-mall suburbs simply don't permit. A few minutes from downtown, yet far enough to have genuine quiet, the area draws people who want both access and retreat—lake houses with walkout docks, rural ranch homes tucked into wooded settings, small cottages anchored by boathouses and fire pits. The closest coffee shop sits about a mile and a half down the road, and restaurants are steps away depending where you land, but most of what happens here centers on the water itself: sunrise views from decks, private frontage, the sound of boats instead of traffic. Ramps and Rails Skate Park sits adjacent, offering a rare touch of formal recreation in what is otherwise a landscape of water, trees, and wide-open land.
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Why people love it here
Ludington High School
- High — 5.4 mi away
- Ludington Area
- 3 rated schools in district
$415K median
- 39 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Lincoln Hills
Estimated Monthly Payment
$2,817/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
39 homes sold in Lincoln Hills this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 7/10 to 8/10
School District: Ludington Area School District
Median Sale Price
$415K
39 sales in last 12mo
Parks Nearby
0
within 1 mile
Nearest Park
South Bayou Park
1.6 mi
Expected Rent
$825/mo
$750 – $900 · estimated range
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Couturier Blueberry Farm
South Bayou Park
Lincoln Lake
Lincoln Hills Golf Club
Crime in Lincoln Hills is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Mason County.
Mason County crime & safety stats →To buy a median-priced Lincoln Hills home (around $415,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $75k/year in household income to qualify — an estimated monthly payment of $2,795 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,795/mo | $74,542 |
| 10% (+PMI) | $3,217/mo | $85,796 |
| 5% (+PMI) | $3,359/mo | $89,579 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
7 parcels
Active / pending
Typical Land Value
$28K/acre
Median asking
Median Price
$31K
Per listing
Multifamily for sale
Listings
1 building
Active / pending
Median Price
$339K
Per building
Price Per Unit
$170K
Median
Who actually lends in Lincoln Hills, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$894/yr in electricity from a typical rooftop solar system
Produces ~6,257 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for Lincoln Hills are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
South Bayou Park
1.6 mi
Parks Nearby
0
within 1 mile
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Lincoln Hills? Our team can help with availability, schools, and what it's really like to live here.
Living in Lincoln Hills: the details
Is Lincoln Hills a good place to live?
Here is what the numbers say about Lincoln Hills as a place to live. For getting around, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Ludington Area School District. Homes here typically sell for around $415,000.
What does it cost to live in Lincoln Hills?
The typical home in Lincoln Hills goes for around $415,000. There are 16 homes for sale here right now and 39 homes sold here in the past year.
Frequently asked about Lincoln Hills
- What do homes cost in Lincoln Hills?
- The median home value in Lincoln Hills is about $415,000. Individual prices vary by street, size, and condition.
- How active is the Lincoln Hills housing market?
- there are 16 homes for sale in Lincoln Hills right now, and 39 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Lincoln Hills?
- Lincoln Hills is served by Ludington Area School District. Its highest-rated assigned school is Ludington High School (8/10).
- Is Lincoln Hills walkable?
- Lincoln Hills scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.