W Cutler Rd & W Schmeid Rd Area
Quiet lots near top schools
1 home for sale·Median $250K·Walkability 2.0/10·Schools 6.0/10
Out here, the defining feature is water—Townline Lake sits just 0.3 miles away, drawing people who want lakefront living without leaving West Michigan entirely. Lot sizes average around 15 acres, so you're looking at genuine country space: driveways that wind through trees, properties with room to breathe, and the kind of quiet that comes from actual distance between neighbors. Swimming, fishing, and sunset decks are standard pursuits in this waterfront community. A trip downtown Grand Rapids runs about an hour, which is the trade-off for being out here; the nearest restaurant is roughly three miles away, so this isn't a place where you pop out for dinner on impulse. Schmeid Park sits adjacent, and Woodbeck Lake is right there too, adding to the water-centric character. If you're after acreage, a lake view, and the kind of isolation that actually feels intentional, this part of West Michigan delivers exactly that.
Why people love it here
8.3 acre avg lots
- 257 homes
Lake life
- Townline Lake within walking distance
- Bass Lake: 13 min walk
- Wolf Lake: 4 min drive
Lakeview Elementary School
- Elementary — 5.2 mi away
- Lakeview Community Schools (Montcalm)
- 3 rated schools in district
Conventional Mortgage Calculator
Median home price in W Cutler Rd & W Schmeid Rd Area
Estimated Monthly Payment
$1,697/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Recent Sale Price
$250K
1 recent sale
Parks Nearby
0
within 1 mile
Nearest Park
Schmeid Park
1.5 mi
Flood Risk
None
Not in flood zone
Nearest Park
Schmeid Park
1.5 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Townline Lake
0.3 mi
Based on 5 rated schools nearby
Range: 5/10 to 9/10
School District: Lakeview Community Schools (Montcalm)
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Schmeid Park
Bass Lake
+1 more
Crime in W Cutler Rd & W Schmeid Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced W Cutler Rd & W Schmeid Rd Area home (around $250,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $44k/year in household income to qualify — an estimated monthly payment of $1,663 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,663/mo | $44,342 |
| 10% (+PMI) | $1,914/mo | $51,051 |
| 5% (+PMI) | $1,999/mo | $53,295 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$871/yr in electricity from a typical rooftop solar system
Produces ~6,394 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for W Cutler Rd & W Schmeid Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(4)
Fast Food
Little China
Restaurant
Restaurant
🏫 Schools(1)
Fouts School
🌳 Parks(4)
+1 more within 5 miles
Frequently asked about W Cutler Rd & W Schmeid Rd Area
- What do homes cost in W Cutler Rd & W Schmeid Rd Area?
- The median home value in W Cutler Rd & W Schmeid Rd Area is about $250,000. Individual prices vary by street, size, and condition.
- How active is the W Cutler Rd & W Schmeid Rd Area housing market?
- there is 1 home for sale in W Cutler Rd & W Schmeid Rd Area right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve W Cutler Rd & W Schmeid Rd Area?
- W Cutler Rd & W Schmeid Rd Area is served by Lakeview Community Schools (Montcalm). Its highest-rated assigned school is Lakeview Elementary School (9/10).
- Is W Cutler Rd & W Schmeid Rd Area walkable?
- W Cutler Rd & W Schmeid Rd Area scores 2.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
