W Cutler Rd & N Bale Rd Area
Quiet lots near top schools
4 homes for sale·Median $305K·Walkability 1.3/10·Schools 6.7/10
Out here, you're buying land—big parcels that run close to five acres on average, the kind of property where you can actually breathe. Woodbeck Lake sits right at the edge, and Tamarack Lake Public Access is adjacent, both making water access a genuine part of daily life rather than a weekend drive. Recent homes in the area tend toward lake retreats and renovated country builds—one rebuilt cottage overlooks the water with a deck facing the lake, another sits on two acres between small towns with room to spare. A restaurant and coffee shop are just steps away, which is remarkable out here; you're not entirely removed from convenience, just insulated from the feeling of it. The trade-off is distance—about an hour to downtown Grand Rapids—but that's the price of having your own slice of land with a lake view.
Why people love it here
2.9 acre avg lots
- 953 homes
Lake life
- Tamarack Lake within walking distance
- Basin Lake: 8 min drive
- Park on 22 Mile Rd: 7 min drive
Lakeview Elementary School
- Elementary — 2.0 mi away
- Lakeview Community Schools (Montcalm)
- 3 rated schools in district
Conventional Mortgage Calculator
Median home price in W Cutler Rd & N Bale Rd Area
Estimated Monthly Payment
$2,071/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
16 homes sold in W Cutler Rd & N Bale Rd Area this year. Thinking of selling?
See what your home is worthMedian Sale Price
$305K
16 sales in last 12mo
Parks Nearby
0
within 1 mile
Nearest Park
Tamarack Lake Public Access
1.0 mi
Flood Risk
None
Not in flood zone
Nearest Park
Tamarack Lake Public Access
1.0 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Tamarack Lake
0.0 mi
Based on 3 rated schools nearby
Range: 5/10 to 9/10
School District: Lakeview Community Schools (Montcalm)
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Alley Cat Bar & Grill Inc
Park on 22 Mile Rd
Basin Lake
+1 more
Crime in W Cutler Rd & N Bale Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced W Cutler Rd & N Bale Rd Area home (around $305,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $54k/year in household income to qualify — an estimated monthly payment of $2,029 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,029/mo | $54,097 |
| 10% (+PMI) | $2,336/mo | $62,283 |
| 5% (+PMI) | $2,438/mo | $65,020 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Median Price
$11K
Per listing
Who actually lends in W Cutler Rd & N Bale Rd Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$869/yr in electricity from a typical rooftop solar system
Produces ~6,378 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for W Cutler Rd & N Bale Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(4)
Little China
Restaurant
Restaurant
Fast Food
☕ Coffee(1)
Village Kupps
Café
🏫 Schools(1)
Fouts School
🌳 Parks(6)
+3 more within 5 miles
🏥 Hospitals(1)
Hospital
Frequently asked about W Cutler Rd & N Bale Rd Area
- What do homes cost in W Cutler Rd & N Bale Rd Area?
- The median home value in W Cutler Rd & N Bale Rd Area is about $305,000. Individual prices vary by street, size, and condition.
- How active is the W Cutler Rd & N Bale Rd Area housing market?
- there are 4 homes for sale in W Cutler Rd & N Bale Rd Area right now, and 16 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve W Cutler Rd & N Bale Rd Area?
- W Cutler Rd & N Bale Rd Area is served by Lakeview Community Schools (Montcalm). Its highest-rated assigned school is Lakeview Elementary School (9/10).
- Is W Cutler Rd & N Bale Rd Area walkable?
- W Cutler Rd & N Bale Rd Area scores 1.3/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
