W CLOVERDALE RD & CEDAR CREEK RD Area
Surrounded by nature
7 homes for sale·Median $490K·Walkability 0.5/10·Schools 5.8/10
Out here where Cloverdale and Cedar Creek intersect, you're looking at serious acreage—parcels average nearly ten acres, the kind of spread that lets you breathe. Lake access defines the rhythm: Twin Lakes sits right on the doorstep, and Wall Lake's sandy beaches and spring-fed counterparts draw people who actually use their waterfront instead of just admiring it from the driveway. The listing history reads like a catalog of rural living—log homes on twenty-plus acres, farmhouses built in the 1890s still standing with their original bones, pole barns for boats and toys, land configured for horses or smaller livestock. Long Lake Public Access is a two-minute walk if you want to launch. The grocery store is about eleven minutes on foot, which means most people are driving for their weekly haul, a trade-off that comes with choosing space over convenience. It's the kind of neighborhood where your nearest neighbors are more likely to be deer and turkey than another mailbox.
Why people love it here
Lake life
- Twin Lakes within walking distance
- Bawker Lake: 8 min drive
- Horseshoe Lake: 9 min drive
Star Elementary School
- Elementary — 6.8 mi away
- Hastings Area
- 1 rated school in district
$490K median
- 13 sales in last 12mo
Conventional Mortgage Calculator
Median home price in W CLOVERDALE RD & CEDAR CREEK RD Area
Estimated Monthly Payment
$3,327/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
13 homes sold in W CLOVERDALE RD & CEDAR CREEK RD Area this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Long Lake Public Access
2.1 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Twin Lakes
0.1 mi
Based on 5 rated schools nearby
Range: 3/10 to 8/10
School District: Hastings Area School District
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Long Lake Public Access
Bawker Lake
+1 more
Crime in W CLOVERDALE RD & CEDAR CREEK RD Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Barry County.
Barry County crime & safety stats →To buy a median-priced W CLOVERDALE RD & CEDAR CREEK RD Area home (around $490,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $87k/year in household income to qualify — an estimated monthly payment of $3,259 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,259/mo | $86,910 |
| 10% (+PMI) | $3,752/mo | $100,061 |
| 5% (+PMI) | $3,917/mo | $104,458 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
2 parcels
Active / pending
Typical Land Value
$10K/acre
Median asking
Median Price
$270K
Per listing
Who actually lends in W CLOVERDALE RD & CEDAR CREEK RD Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$919/yr in electricity from a typical rooftop solar system
Produces ~6,432 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for W CLOVERDALE RD & CEDAR CREEK RD Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Frequently asked about W CLOVERDALE RD & CEDAR CREEK RD Area
- What do homes cost in W CLOVERDALE RD & CEDAR CREEK RD Area?
- The median home value in W CLOVERDALE RD & CEDAR CREEK RD Area is about $490,000. Individual prices vary by street, size, and condition.
- How active is the W CLOVERDALE RD & CEDAR CREEK RD Area housing market?
- there are 7 homes for sale in W CLOVERDALE RD & CEDAR CREEK RD Area right now, and 13 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve W CLOVERDALE RD & CEDAR CREEK RD Area?
- W CLOVERDALE RD & CEDAR CREEK RD Area is served by Hastings Area School District. Its highest-rated assigned school is DeltonKellogg High School (8/10).
- Is W CLOVERDALE RD & CEDAR CREEK RD Area walkable?
- W CLOVERDALE RD & CEDAR CREEK RD Area scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.