Howard City Area
Wide open spaces
The quick answer
Howard City Area is a neighborhood, part of Tri County Area Schools. Homes here typically sell for around $230,000.
4 homes for sale·Median $230K·Walkability 1.1/10
When you turn onto this stretch, you're immediately struck by the generous lot sizes—most parcels run nearly five acres, giving homes room to breathe and neighbors genuine space between them. The terrain is wooded in places, with mature trees and open land creating that rural-feeling calm without being isolated; downtown Howard City is just a short drive away when you need it. You'll find a mix of homes here, from well-maintained ranches and Victorian-era character homes to projects waiting for the right vision—plenty of bones worth restoring if that's your thing. Minnie Farmer Park sits right adjacent, and Horseshoe Lake is half a mile out, so outdoor access is built in. A restaurant lands within a six-minute walk, and the area's size—over 2,100 acres—means there's real breathing room. Schools are served by the local district, and the combination of acreage, quieter surroundings, and proximity to town amenities makes this feel like country living that still knows where the conveniences are.
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Why people love it here
3.9 acre avg lots
- 424 homes
Park-rich area
- 5 parks within 1 mile
- White Pine Trail: 10 min bike
- Minnie Farmer Park: 10 min bike
$230K median
- 5 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Howard City Area
Estimated Monthly Payment
$1,561/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
5 homes sold in Howard City Area this year. Thinking of selling?
See what your home is worthMedian Sale Price
$230K
5 sales in last 12mo
Parks Nearby
5
within 1 mile
Nearest Park
Minnie Farmer Park
0.9 mi
Expected Rent
$1,175/mo
$1,100 – $1,275 · estimated range
Flood Risk
None
Not in flood zone
Nearest Park
Minnie Farmer Park
0.9 mi
Parks Nearby
5
within 1 mile
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Subway
Minnie Farmer Park
Playground on W County Line Rd
Indian Lake
White Pine Trail
Edgerton Building
Crime in Howard City Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Howard City Area home (around $230,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $41k/year in household income to qualify — an estimated monthly payment of $1,549 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,549/mo | $41,312 |
| 10% (+PMI) | $1,783/mo | $47,550 |
| 5% (+PMI) | $1,862/mo | $49,646 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$914/yr in electricity from a typical rooftop solar system
Produces ~6,394 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Howard City Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🏫 Schools(5)
School
School
Gaffield School
School
Little Whitefish School
🌳 Parks(3)
🚴 Trails(3)
👶 Childcare(1)
Edgerton Building
Daycare
⚡ EV Charging(1)
ChargePoint
EV Charging
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Howard City Area? Our team can help with availability, schools, and what it's really like to live here.
Living in Howard City Area: the details
Is Howard City Area a good place to live?
If you're after room to spread out on larger lots, Howard City Area is worth a close look — here is what the data shows. Day to day, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Tri County Area Schools. The going price is around $230,000.
What does it cost to live in Howard City Area?
The median home value in Howard City Area is about $230,000. There are 4 homes for sale here right now and 5 homes sold here in the past year.
Frequently asked about Howard City Area
- What do homes cost in Howard City Area?
- The median home value in Howard City Area is about $230,000. Individual prices vary by street, size, and condition.
- How active is the Howard City Area housing market?
- there are 4 homes for sale in Howard City Area right now, and 5 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Howard City Area?
- Howard City Area is served by Tri County Area Schools.
- Is Howard City Area walkable?
- Howard City Area scores 1.1/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.