W 9th St & S Cherry St Area
Solid value in a growing area
Median $55K·Walkability 0.5/10·Schools 3.7/10
If you've lived in enough places to know what matters, this stretch of west Michigan feels like a deliberate choice—large lots breathing room between homes, wooded edges, and the kind of genuine small-town bones that don't require marketing. Lake Michigan sits a half mile away, close enough to matter but far enough to keep things quiet. The community park is right there, literally across the street for some properties, making it the obvious gathering point. Homes run toward Victorian restorations and mid-century ranch styles sitting on acreage—3.5 acres on average—so you're dealing with actual land, not postage stamps. A restaurant or two are steps away, and the main road is county-maintained, which means it stays passable without fuss. This isn't a place trying to be something else; it's built on the premise that space, proximity to water and town, and a little history are enough.
Why people love it here
$55K median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in W 9th St & S Cherry St Area
Estimated Monthly Payment
$373/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Median Sale Price
$55K
Based on 3yr sales
Parks Nearby
10
within 1 mile
Nearest Park
Unnamed park
0.2 mi
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Hamlin Lake
+1 more
Crime in W 9th St & S Cherry St Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced W 9th St & S Cherry St Area home (around $55,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $10k/year in household income to qualify — an estimated monthly payment of $366 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $366/mo | $9,755 |
| 10% (+PMI) | $421/mo | $11,231 |
| 5% (+PMI) | $440/mo | $11,725 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$894/yr in electricity from a typical rooftop solar system
Produces ~6,254 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for W 9th St & S Cherry St Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
0.2 mi
Parks Nearby
10
within 1 mile
🍕 Restaurants(4)
Pompeiis Pizza
Restaurant
Fast Food
Subway
Fast Food
Restaurant
🌳 Parks(6)
+3 more within 5 miles
Frequently asked about W 9th St & S Cherry St Area
- What do homes cost in W 9th St & S Cherry St Area?
- The median home value in W 9th St & S Cherry St Area is about $55,000. Individual prices vary by street, size, and condition.
- What schools serve W 9th St & S Cherry St Area?
- W 9th St & S Cherry St Area is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Senior High School (4/10).
- Is W 9th St & S Cherry St Area walkable?
- W 9th St & S Cherry St Area scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.